Investing - Theory, News & General • Vanguard's New CEO
Since OP posted a naked link here are the highlights from the article:Vanguard, which built its reputation as a low-cost and investor-friendly brokerage firm, has seen criticism about its customer...
View ArticlePersonal Finance (Not Investing) • Valuing state pension
I am considering a job with a state pension. At 55 this pension would be worth 37k/yr with 8 yrs of service and 46k with 10 yrs of service. There is discounted medical care available at retirement...
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Investing - Theory, News & General • How do you deal with the all time...
I don’t believe the market is now ATH. That should make OP very happy Statistics: Posted by rs9876lg — Mon Jul 29, 2024 2:45 pm — Replies 168 — Views 17534
View ArticlePersonal Finance (Not Investing) • Medicare IRMAA MAGI calculation.
AGI is before the standard (or itemized) deductions.IRMAA MAGI is basically line 11 on your 1040 plus line 2a on your 1040.Statistics: Posted by secondcor521 — Mon Jul 29, 2024 2:47 pm — Replies 3 —...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
Mission Impossible - Dead Reckoning Part 1 (Prime)Entertaining. But the actors are beginning to show their age. It’s over the top at times. But it’s far more grounded than the Fast and Furious...
View ArticlePersonal Finance (Not Investing) • Health Savings Account - Can contributions...
Your last post has framed the answer where I needed it. I will check that I have done everything possible on my taxes and continue the Pro/Con sheet on find a new job or not. Thank You!The worst case...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
I was just on the phone with a Fidelity rep and they told me a transfer from Schwab to Fidelity would have to be cash. If Schwab was still in investments, they would be sold before transferring. Ugh....
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Personal Consumer Issues • In search of Bose Wave IV (or similar quality)...
I'm kind of an elitist audiophile type, so (naturally) I find many of the Bose speaker offerings to be a little too cost-prohibitive relative to the performance they offer. (Joking...kind of)For...
View ArticlePersonal Investments • Is Automatic Investing good ?
I feel as though automation really helped us build wealth. Set it up and let it run! No tinkering, hesitation or second guessing.Statistics: Posted by goingup — Tue Jul 30, 2024 2:45 pm — Replies 5 —...
View ArticlePersonal Finance (Not Investing) • This is why I'm glad I started investing...
The non-financial criteria are much squishier, and even worse, they're not linear. One day, one feels ready to retire. The next day, the opposite. So too, with congratulating oneself for having...
View ArticlePersonal Finance (Not Investing) • How do you keep track of your personal...
'BooksMisc Shopping at AmazonCarPetDentistGroceriesPhone/InternetRestaurantsVacationI then WRITE DOWN in a small notebook the amounts I've spent on these categories for the month, as well as...
View ArticlePersonal Consumer Issues • Visiting New York..things to do near Times Square
This is pretty accurate. https://www.youtube.com/watch?v=D6xd6YvoHLM"get out of the way" is the best advice possible, I'm glad to see it was the answer to basically everything lolOh my!...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
Crach of the Titans by Greg Farrell. Great book about Merrill Lynch and Bank of America during the '08 financial crisis.Statistics: Posted by mancich — Tue Jul 30, 2024 2:48 pm — Replies 8031 — Views...
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Personal Consumer Issues • Buying used car: mileage?
My used car strategy is: 1. Meticulously research features, reviews to pick the car I want.2. Analyze depreciation rates, and correlation between model year, mileage, reviews and brand.3. Shop to find...
View ArticlePersonal Finance (Not Investing) • Advice needed, not enjoying new job
37 years old, single. Licensed Architect in Colorado13-15 years from Financial Independence8-10 months of emergency funds$3,000-3,500 monthly expenses$1,200 month of passive incomeI have a part time...
View ArticlePersonal Investments • Back into bond funds - which one?
10 years was as far back as Morningstar had data for either.You can change the start date in the charts that you linked to.Statistics: Posted by Beensabu — Tue Jul 30, 2024 2:52 pm — Replies 21 —...
View ArticlePersonal Investments • Was wanting to coast but perhaps fund Roth 401k
Seeing all of the great questions and answers on these forums triggers my curiosityMy plan, thus far, has been to take the foot off the gas a bit in the last 5 years of my career (my plan, at least)....
View ArticlePersonal Finance (Not Investing) • Proposed Method of Home Sale to Avoid...
The gifting of the house to the child (if that became necessary) would at least "defer" the parent's basis.And the only negative to the gifting scenario is the reduction of the lifetime maximum (not...
View ArticlePersonal Consumer Issues • Anything you wish you had known before your solar...
I would recommend listening to, or reading the transcript of the Planet Money podcast, Rooftop Solar's Dark Side for an interesting analysis of the structure of the present industry.Statistics: Posted...
View ArticlePersonal Investments • Roth conversions: Maxing out a tax bracket
Thanks for the quick replies, as well as the reminder that there are other important moving parts to consider, as I attempt to optimize the conversion amount. If you can use Excel, you can generate...
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