Personal Consumer Issues • Need Help Deciding on my Car Situation
I could probably sell the TSX I'm hoping somewhere in between $4,500 to $5,500. Then he would sell me his Camry for $10,000. The Camry has 42k on it and he bought it brand new in 2018. I'm a college...
View ArticlePersonal Finance (Not Investing) • MIL scammed. Any way to avoid capital...
This again??Statistics: Posted by Caliscotsman — Wed Jul 31, 2024 3:01 pm — Replies 105 — Views 13821
View ArticlePersonal Investments • anyone wish they hadn't converted Fund to ETF?...
I have yet to make the jump to ETFs because I value automatic withdrawals. Once that's in place, I'll happily switch for the improved portability.That has been available at Fidelity for quite some...
View ArticlePersonal Investments • Possibly Financially Independent and Feeling Miserable
@OP,What is your age, current liquid NW and annual spending?I don't necessarily think 1% spending needs 'medication' and 'therapy'. Certainly running spreadsheets and calculations for most part of the...
View ArticlePersonal Finance (Not Investing) • What's Your Credit Card Rewards Strategy?
I seem to have hit a wall with Chase, my last application denied - reasons given:too many cards with Chase/too much available credit already with them ( I probably have at least 10 cards with Chase,...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
E-Trade REWARD24 promotion questionshttps://us.etrade.com/what-we-offer/how ... _learnmoreTerms say six months hold on the promo - last time I also clicked through a similar ETrade offer it changed to...
View ArticlePersonal Investments • Fidelity Account Hold
It's clear the trade was no good, Doesn't matter who's at fault for the failed deposit. OP still wants the profit but there is no profit because....the trade is no good. Maybe a civil suit for losses...
View ArticleInvesting - Theory, News & General • Today's vs Future Dollar Expectations
Re-reading your question, perhaps you were referring to the "safe withdrawal rates" and whether the annual withdrawal is a fixed number over the entire 30 year period - for example the dollar value...
View ArticlePersonal Consumer Issues • Tech help needed - HP printer drivers for 4001n on...
Not really been years since I did this kind of “hack” and I don’t even have a working computer running Win7 to refresh my memory. But iirc device mgr can open an inf file directly. But I also think...
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Investing - Theory, News & General • More income from bond fund when...
Long term Treasuries can lose a lot of money quickly when unexpected inflation takes off as happened in recent years. The bond market does a terrible job of predicting inflation (e.g. TIPS spreads) so...
View ArticlePersonal Finance (Not Investing) • Car got total loss, insurance is...
Seems like folks are conflating a few things. From what I know and have heard, the typical default coverage is wholesale value, not replacement value. One can, in fact, get full replacement coverage,...
View ArticlePersonal Finance (Not Investing) • MyIDCare alerts - SSN on "Dark...
Freeze your Chex Systems report so bad actors can't open bank accounts in your name to finance their nefarious activities.Statistics: Posted by samsoes — Wed Jul 31, 2024 3:12 pm — Replies 2 — Views 158
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Investing - Theory, News & General • Vanguard Outlook: US Bonds > US...
Important discussion especially for those closer to retirement than not.If I weight their numbers for US & ex-US, I get:Global Equities: 5.69%Better than US-only, but still not of a premium vs...
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Personal Investments • MBDR - New employer. Max out after tax? [Mega-Backdoor...
I’ve debated the value of readjusting after the fact. It’s all going into a Target date fund right now. What’s your process to readjust? Just curious. Thanks!Just small things. I've had the plan about...
View ArticlePersonal Consumer Issues • Stereo System hardware
If you just want to get back to listening to music, the very simplest way is an Amazon Echo speaker and Amazon Music.They dropped ability of amazon music to play specific songs (you can get a specific...
View ArticlePersonal Finance (Not Investing) • pretend banks
Right, Fidelity CMA is also a Fintech. I would not put in more than a few thousand dollars there.CMA is just a brokerage account with some additional features. The main differentiator is involvement...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
Age 61, just a bit over $500,000 net worth (house excluded)Age 65, just a bit over $1,000,000 net worth (house excluded)>>>>Age 66, really frustrated with work so quit and called it...
View ArticlePersonal Investments • convince me I'm ok
Having investment accounts of $1M by age 40 is awesome. I think anybody who does that is well on their way.....But, something doesn't seem right here. If your household income is $500K/year, I'd...
View ArticlePersonal Finance (Not Investing) • Selling our condo- Real Estate Fees
Not clear yet if this will reduce the overall commission structure, but it appears like the Seller will not get hit with the 2.5% to the Buyer's Agent anymore.Should we think a property is 2.5% more...
View ArticlePersonal Finance (Not Investing) • Question re: tax on social security
... I reached full retirement age in the same month February 2024.... What is my total federal income tax? How much of the SS benefit will be taxed?... If you are 65 or older, about $3980, Edit:with...
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