Personal Finance (Not Investing) • Travel Insurance
I’m a rookie at international travel and would appreciate answers to a few questions regarding insurance.Looking to book a couple weeks in Tuscany, hotels in Florence, villa for a week elsewhere. So...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
I think it was posted here how you can do multiple E Trade promos so long as the next one is enrolled after the bonus paid out on the in process one. Do I have that correct?E.G. I did PROMO24 code to...
View ArticlePersonal Finance (Not Investing) • Expensive houses
Having been down this road, I wouldn't. With that said, I don't think I would have the perspective that I have without having gone down the road. You may need to do it, assess if you like it, and if...
View ArticlePersonal Finance (Not Investing) • Question for old timers.
This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general...
View ArticlePersonal Finance (Not Investing) • Inheriting a home. How easy/difficult is...
One of the side issues mentioned, I'd think that even if the bank lets the new owner(s) assume the mortgage, they would want the house to be fully occupied. Not relevant. OP doesn't need to "assume"...
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Investing - Theory, News & General • What are you up YTD? [Year To Date]
I don't understand the validity of this thread and why there are so many people participating in it.It helps to see that my investing strategy actually works to produce returns on my investments.Also...
View ArticlePersonal Investments • Family Business Crossroads
Seems like you either have to be prepared to invest 5, maybe 10 or more years in the family business, or else walk away from it altogether. For me, would depend on if I were passionate about the...
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Investing - Theory, News & General • Why is Vanguard's Treasury Fund...
Looking at Schwab's latest second quarter results, it looks like net interest revenue is over 46% of their total income.What does this have to do with their Treasury fund that this thread is...
View ArticlePersonal Investments • Should I sell bond fund shares I bought at 2021...
Personally, I would wait for the bond funds to turn around. I have the same problem with my bond funds. After the government’s reckless spending spree caused the increase in inflation & then the...
View ArticlePersonal Investments • Should we stay with total bond fund (BND) or move to...
Nominal bonds will very likely never recover from the unexpected inflation we had in 2021-2024. If you were the proud owner of BND in 2020, then the money lost to inflation is gone forever, unless we...
View ArticlePersonal Investments • I'm still a little troubled by the I bond feature of...
Just for one additional point of clarification, only the interest portion of the redemption is counting towards the MAGI limit, is this correct?Statistics: Posted by ocean — Mon Jul 29, 2024 2:33 pm —...
View ArticlePersonal Consumer Issues • How long in advance do you book vacations?
It depends on the type of vacation:- Cruises, a year or two in advance. Although I just booked one recently that was seven months in advance. But that’s a short cruise. - Land vacations, at least a...
View ArticlePersonal Consumer Issues • Recommend an automated outdoor light solutions
Circling back - thank you all. We purchased these and they worked perfectly. Super simple to replace, no messing with the wifi or switch. https://www.amazon.com/GE-Automatic-Out ......
View ArticlePersonal Investments • Portfolio Review Please
Hello BIGLEGEADSMy sincere apology for not clarifying what my question or needs are at the moment with your expertise and input. Sorry for wasting anybody’s time.I guess my concern is since I am still...
View ArticlePersonal Consumer Issues • What are you listening to now
I had or borrowed a John Mayall album. I remember liking Room to Move. Mayall and Springsteen came to Curry Hicks Cage at UMass for a concert. Too poor, I didn’t go. I remember thinking I didn’t want...
View ArticlePersonal Investments • Unable to Withdraw Cash from Vanguard Brokerage...
I'll report back in a few days, but I think this is a "bug" at Vanguard as we may be in the middle of this too on a joint account spouse and I have had for more than a decade that has been linked to a...
View ArticlePersonal Finance (Not Investing) • MIL scammed. Any way to avoid capital...
Full details on an involved scam to the tune of $740k: https://www.nytimes.com/2024/07/29/busi ... scams.htmlThanks for sharing. That one was even more similar than the Amazon account story posted...
View ArticlePersonal Investments • 529 vs ESA
I started ESAs many years ago. I then started 529s once I could no longer get the tax deduction for ESAs. Vanguard is phasing out there ESAs. I recently rolled the ESAs into the 529s. I think 529s may...
View ArticlePersonal Investments • Avoid CG - Seeking Information on New Product Called...
I don't think they're remotely *NEW*. IIRC, they've been around for at least 20 years, maybe much longer.The basic problems are:1) High fees2) Low diversificationRe: #2 - Most folks using these, IIUC,...
View ArticlePersonal Investments • Portfolio checkup/advice - spouse retiring in 1.5 years
1. She will likely start SS early (but most here appear to recommend waiting. Why?Often times OpenSocialSecurity will indicate that the optimal claiming strategy is for the lower earner to claim at 62...
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