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Personal Consumer Issues • Does a SUV have more utility than a sedan?
You would be wrong?A vanilla Honda Accord has a higher later acceleration than a Macan (1.04g vs .96g), let alone something that’s actually performance oriented.I mean, we’re talking about a glorified...
View ArticlePersonal Finance (Not Investing) • 10 year old wants to sit with me when I do...
Taxes are for adults. Buy him a monopoly game, let him invite the playground committee to play with him.Kids are naturally curious about the world around them, including the adult world.Other kids...
View ArticlePersonal Consumer Issues • Recommendations for trip to Italy and Netherlands
Skip the Netherlands and spend the second part of the trip in Lombardia. The area around Lago di Como and Lago Maggiore is among the most beautiful in the world. Travel by train.Statistics: Posted by...
View ArticlePersonal Investments • Is VTI Safe from Vanguard’s Problems?
Vanguard is lagging its peers with respect to investments in technology, research, user interface, customer service, etc. In other industries, this typically causes a flight of talent to competitors...
View ArticlePersonal Finance (Not Investing) • What is everyone doing to protect your...
I will NEVER use VENMO or any other "services".Why?Good question. We do occasionally use Paypal and venmo to make a payment. In both cases, I log in, add a card or bank account, make a payment. Then I...
View ArticlePersonal Consumer Issues • What frugal thing did you do today?
I will stay at an Andaz tomorrow. This will be my 5th Hyatt branded stay. Thus, I will get one free Hyatt night next time. Not really frugal, but free is free.Statistics: Posted by cheesepep — Fri Jan...
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Investing - Theory, News & General • Now that long TIPS yields are 60 bp...
[So stopping my list at 2 for the moment, I'm having trouble grasping a reason that it would ever make sense to extend TIPS beyond say 20 years, unless tied to some kind of contractual-type liability...
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Non-US Investing • Blended US based/Irish based ETF portfolio
Wow, thank you @TedSwippet and @Valuethinker for your comprehensive replies. Yes, the estate tax thing is a concern even if I plan on sticking around for another while! And the Irish tax authority...
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US Chapters • Roll Call for the Retirement Class of 2024!
I've pulled the plug! Last day is Friday (1/12/24). I was on OMY syndrome for the last year or two, but a physical health issue put me on short term disability and I decided the break was the catalyst...
View ArticlePersonal Investments • Decisions on Windfall of $160k
Put simply: $20k for fun, $10k in 529's, $130k in retirement investments. Not a bad plan. "Functional equivalent of no mortgage" thinking seems unnecessarily complicated. Whether you put the money in...
View ArticlePersonal Investments • 401K Options Not Great - Need Advice!
Thanks, All! At age 34, I wasn't planning on bonds yet. What is your recommendation for bond allocation at this point?Really a personal decision. I've been helping my daughter with her 401K (She's...
View ArticleInvesting - Theory, News & General • How big a portfolio is okay for 100%...
As a young person with reasonable job security and plans to work for decades, as long as the markets weren’t above their historical 2-sigma valuation levels, I would be (and was) excited to be 95%...
View ArticleInvesting - Theory, News & General • Thoughts on Toyota?
My favorite car. My favorite investment is VTI.Statistics: Posted by Parkinglotracer — Fri Jan 12, 2024 5:43 am — Replies 6 — Views 725
View ArticlePersonal Consumer Issues • Beginner YouTube vlogging setup
DJI Pocket 3 w/ creator bundle.Even if you give up on YT, it's a terrific lightweight video camera for personal/family use.Statistics: Posted by strafe — Fri Jan 12, 2024 5:44 am — Replies 6 — Views 528
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Investing - Theory, News & General • Two Fund Portfolio Asset Allocation
Well, first to respond. Thanks for all your hard work but I don't understand any of this. I'm glad that there must be people out there that do. I'll just stay with Vanguard's Life Strategy Moderate...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
Have you specifically used the PayPal Mastercard to pay your estimated taxes and confirmed it is coded as a “purchase”?I can't seem to post a photo here but yes. Just posted yesterday and got the 3%....
View ArticlePersonal Consumer Issues • Best method to learn basic conversational Spanish
Check out “News is slow Spanish” - a daily podcast covering news events. A reason why this is helpful is that you likely generally know the news of the day in English and this helps you associate with...
View ArticlePersonal Finance (Not Investing) • What is the Worst Financial...
At an early age I went against my grandfather's wisdom by making the following mistakes: 1. Chased a fast woman2. Bet on a slow horse3. Made a bad financial decision after having a few too many...
View ArticlePersonal Finance (Not Investing) • Short Term Rental investment in The Great...
Look up Avery Carl at the Short Term Shop, she's probably the best resource on STRs in that area, or at least the most well known. That area has incredibly high demand and incredibly high supply. Make...
View ArticlePersonal Investments • When should I start changing my stock and bond ratios?
I suggest to keep 1-2 year of expenses in cash ready state. Example CD ladder, TBill ladder or bond ladder.Suggesting because in 2022 both stocks and bond funds had about 20% down run. Compared to...
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