Personal Investments • I’m a knucklehead in need of direction
Thanks! I appreciate all the adviceStatistics: Posted by Double B — Sat Jan 13, 2024 5:54 am — Replies 14 — Views 1938
View ArticlePersonal Finance (Not Investing) • I'm having a hard time deciding if I...
Yes, to enroll in a UHC/ARP medical plan, you need to have an active AARP membership. I would have no issues with using a UHC Medigap plan from a claims denial perspective. They paid their share of...
View ArticlePersonal Investments • General check-up for an early 40s couple
Some initial comments:Expenses: What is your expectation as far as annual expenses when you are no longer working? I fully recognize that it may be challenging to look that far into the future...so...
View ArticlePersonal Consumer Issues • Gas snowblower recommendations 2024
Honda sells a full shop manual showing how to disassemble everything. Buy once, cry once. https://publications.powerequipment.hon ... /61Z5F00E8https://publications.powerequipment.hon ......
View ArticlePersonal Consumer Issues • Egypt / Kenya safari in October. Thoughts?
In general for safaris in East Africa you'll want to target the dry season just because the parks are vast (with the exception of Ngorongoro crater) and during the dry season the animals tend to...
View ArticlePersonal Investments • AA change based on economic outlook?
OP,You have two choices.A) Assume that you can predict the future.B) Be prepared for any possible economic conditions I choose (B)KlangFoolStatistics: Posted by KlangFool — Sat Jan 13, 2024 6:13 am —...
View ArticlePersonal Finance (Not Investing) • Documenting FMV for Property Inherited via...
So sorry for your loss. The gain is indeed zero and nothing more than the timeframe is needed as it was sold at market price. From other posts here the timeframe could have been many more months but I...
View ArticlePersonal Finance (Not Investing) • An unintended visit from "Aunt...
Hi friends, I think we may have unintentionally exceeded our goals for 2023 mAGI as shown below (did not want to exceed standard IRMAA limits). Can I put money into my tIRA to reduce my mAGI at this...
View ArticlePersonal Consumer Issues • Combo car jump starter/air compressor rec
Buy separately for sure. They come very compact and can both be stored in one small bag. I highly recommend Gooloo products.I've got a GooLoo jump starter and would recommend it. I've used it once to...
View ArticlePersonal Investments • Backdoor Roth IRA requires new accounts?
I've never heard of the need to open separate accounts per conversion. This article clearly has a bias against Roth IRA conversions. I agree with the possible "AI text" theory. Ask something like...
View ArticlePersonal Consumer Issues • Strong online privacy settings - advice
From what I've read, Facebook is installed on Android phones and cannot be uninstalled, only disabled. For that reason, I use an iPhone.Certain phone manufacturers have deals with Facebook, but it's...
View ArticlePersonal Consumer Issues • 9% cash discount (no check)
Cash has no paper trail for taxes. They have to report a check.Statistics: Posted by gotoparks — Sun Jan 14, 2024 5:08 am — Replies 4 — Views 559
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
30 years ago, 01/14/1994, I landed in JFK with $513 as a student. The one way ticket is $650 I borrowed from my friend. I am fortunate can study, work and raise family in this great land. I live under...
View ArticlePersonal Investments • Adios, Vanguard
. . . I then wrote a Vanguard check for the RMD amount and deposited it at Schwab. This week I learned the check bounced because Vanguard has a policy requiring checks be written <12 months apart....
View ArticlePersonal Finance (Not Investing) • What is everyone doing to protect your...
I will NEVER use VENMO or any other "services".Why?Did you read the TOS? I did not, don't need to. I'll pay by check.I'm sure it is fine, until it isn't.I know my consumer protections when I pay by...
View ArticleInvesting - Theory, News & General • Anyone consider taking investment...
I haven't read everything on this post but here's my take on home online "security". I'm not an IT professional but am a little tech geeky. You can change the WiFi name name and password through the...
View ArticleInvesting - Theory, News & General • Thoughts on [investing in Toyota...
EVs will never be more than a niche product. We are already seeing evidence of this. It's everywhere. Toyota will benefit greatly.Saving this one for 10 years from now, let's revisit!Statistics:...
View ArticlePersonal Finance (Not Investing) • Offered a Larger Rental - Please Help Me...
Saw another place today slightly more expensive. Drop dead gorgeous waterfront views, a huge downstairs deck and an upstairs bedroom deck. 3 BR, 3 bath. Jacuzzi. Den and fireplace. Office alcove with...
View ArticlePersonal Consumer Issues • Best < $100 purchase?
My HP 19B calculator I bought while an undergraduate, 1990. Still have it with me. The power of present value calculations...Statistics: Posted by heteroscedasticity — Sun Jan 14, 2024 6:09 am —...
View ArticlePersonal Consumer Issues • Does a SUV have more utility than a sedan?
My car decision matrix:Do I need AWD or 4x4, e.g. Do I live where it snows over 6" more than once or twice, or where it floods?AWD matters more for acceleration and inclines. On an equally slick...
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