Personal Investments • Opinions on rolling over prior employee 401k (with...
^^^ Thanks!Lou Sevens - I merged your thread back into the original.Statistics: Posted by LadyGeek — Wed Jan 10, 2024 5:02 am — Replies 9 — Views 564
View ArticleInvesting - Theory, News & General • Worst. Bond. Market. Ever. [2023...
This thread has run its course and is locked (topic exhausted). See: Locked TopicsModerators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy...
View ArticleInvesting - Theory, News & General • Vanguard Security Issue? No...
The bad guys would have to know username + password + somehow bypass the 2FA authentication that notifies a client + any other implemented security measures AND THEN go through the entire transfer...
View ArticleInvesting - Theory, News & General • 2024 BOGLEHEAD CONTEST REGISTRATION
FYI - We are past the contest entry deadline. The contest manager will decide what gets entered into the contest.Statistics: Posted by LadyGeek — Wed Jan 10, 2024 5:16 am — Replies 552 — Views 18747
View ArticlePersonal Finance (Not Investing) • NC Medicaid & 529 contributions
Thanks...no other comments?Statistics: Posted by ScottyDog — Wed Jan 10, 2024 5:19 am — Replies 3 — Views 291
View ArticlePersonal Finance (Not Investing) • Refinance or wait?
He is really padding those costs.Statistics: Posted by Tom_T — Thu Jan 11, 2024 5:04 am — Replies 10 — Views 659
View ArticleInvesting - Theory, News & General • Ronald Read the Janitor who amassed...
The story is the same but the eye appeal changes if the title was:How a Small Business Owner Amassed an $8million Fortune vs How a Janitor Amassed an $8 Million FortuneA bit of sensationalism...
View ArticlePersonal Finance (Not Investing) • Universal Life Policy Question
If interest rates go down again then so will dividends. WL trails both going up and going down. Never reaching the top for instance dividends are not as high as myga rates but never lower than the...
View ArticlePersonal Investments • Portfolio review for Roth IRA - age 22
I think your portfolio looks as good as any other. People here have a million opinions, but nobody knows the future. You're in good shape.401K... pay attention to expense ratios. Many employer plans...
View ArticlePersonal Investments • Portfolio review $7.7M- Age 54, First post
But I am unable to sleep well now. I worry that I could lose 50% of it. Hence I am trying to de-risk and simplify. And I dont know what is the best path to achieve that.A TIPS ladder is the way to...
View ArticlePersonal Finance (Not Investing) • Taxes - which option should we choose?
Keep in mind the default tax withholding is 22% on bonus. If your rate is 35% you will be underpaid at tax time by difference. First year you will be okay because of safe harbor, second year you would...
View ArticleInvesting - Theory, News & General • Anyone consider taking investment...
I'm getting nervous about the potential for local hacking especially now we've moved into a condo and all my devices are wifi because the cable modem is too far away to connect by Ethernet. I have...
View ArticlePersonal Investments • Horrified by Schwab Platform -- Where to Next?
I've had NO issues with the Schwab website.+1Statistics: Posted by Cheyenne — Thu Jan 11, 2024 5:28 am — Replies 19 — Views 1130
View ArticlePersonal Investments • Portfolio review - Age 44
Wow. First few steps:1.) Get all 401ks combined into your current employers 401k. 2.) Get cost basis information for current taxable account, along with amount of gains in short term and long term...
View ArticlePersonal Investments • How big a portfolio is okay for 100% stock?
Personally, I have a multi-year moat for just such an event. Then you're not really 100% stock.Statistics: Posted by Leesbro63 — Thu Jan 11, 2024 5:28 am — Replies 25 — Views 1933
View ArticleInvesting - Theory, News & General • Dividend Stocks vs T Bills?
So, I'm curious to ask the crowd, why do dividend stocks instead of continuing t bills? Because you want your stock:bond asset allocation to be 100/0 instead of 35/65 all of a sudden for no particular...
View ArticlePersonal Investments • Real estate as % of net worth?
I count value of real estate in net worth, but pay zero attention to it for retirement planning purposes.Me too.+2.I do, however, pay some attention to rental real estate, both in a sub-category of...
View ArticlePersonal Investments • Portfolio Review: Age 41 and looking for all the help...
6) this sounds like very good advice. I did get into purchasing I bonds during the pandemic but I have since sold them. I will have to look back into what you are suggesting.Edited to add:3) Same as...
View ArticlePersonal Investments • If You Are Retiring/Retired: How are you estimating...
I am conservative and estimate zero real returns. Some years I’ll get more, some years less. I also use Monte Carlo simulations to see a wider variety of possible outcomes.That could lead to...
View ArticleInvesting - Theory, News & General • Delaying SS - The math doesn't seem...
If you wade through the many threads here and what you can find elsewhere the break-even point seems to be around age 81 if you take "early." I can see delaying SS by working past 62 or 65 but I would...
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