Investing - Theory, News & General • Wealthfront Savings and the Yotta...
The latest on the debacle.https://www.cnbc.com/2024/07/11/synapse ... osits.htmlPersonally I would not touch Evolve bank with a 10 foot pole. Seems like the bank was set up to service BaaS....
View ArticlePersonal Consumer Issues • (Not Medical) Help! Dog and Cat Prescription food...
We ended up changing vets because the one we were using kept steering us to food that only they carried locally and was almost impossible to get elsewhere. My birding friend use to run the local...
View ArticlePersonal Finance (Not Investing) • Vanguard's $100 fee for account transfers?
Vanguard reps have told other BH posters that the fee will apply only to full ACATS transfers.Statistics: Posted by Rocinante Rider — Thu Jul 11, 2024 10:44 am — Replies 2 — Views 162
View ArticlePersonal Investments • Tax on Currency Exchange, and Converting Back &...
Just bumping to see if anybody might offer their insights.Thank you!Statistics: Posted by Maris61 — Thu Jul 11, 2024 10:44 am — Replies 2 — Views 349
View ArticlePersonal Investments • Retirement Strategy
I will be retiring later this year, our combined SS will cover all of our normal expenses with some left over. I only use the current valuation of SS for any planning. Gold isn't used in any way to...
View ArticlePersonal Finance (Not Investing) • Tax Question: Residencies in 3 States
I don't believe it's plausible and know of no case where a person who no longer has any residence in a state and spends not time there can be claimed to have tax domicile there.Many ex-pats remain...
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Personal Finance (Not Investing) • The reasons for having money outside...
You've made a good list and thought out things well.Yes. Beware the subsidy cliff, it can put a huge dent in your finances especially if a health care and health perfect storm should happen, including...
View ArticlePersonal Finance (Not Investing) • SSA now requi-Login.gov or ID.me acct...
driver’s license, last 8 digits of a credit card, answer questions about cars I’ve owned, etc.This is normally indicating that they are hitting a credit bureau to help verification of...
View ArticleInvesting - Theory, News & General • The Perfect Portfolio
NOTE: Special request and permission was granted to post this topic, which details an investment strategy that contains a 5% allocation to Bitcoin. Cryptocurrency discussions are not allowed on this...
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Investing - Theory, News & General • Bond skeptics - how long will you...
Trying to keep my duration lower than the answer to this question: https://budgetmodel.wharton.upenn.edu/i ... ble-levelsHave you considered that this may not be an unsustainable amount of debt and...
View ArticlePersonal Consumer Issues • Costco hikes membership fee for the first time...
I've never understood the Costco hate on this forum. Try to find top tier gas, $1.50 lunch, and high quality bulk with a great return policy cheaper.I sorta understand it back when I was single and...
View ArticlePersonal Finance (Not Investing) • Fidelity account downloads as QFX files
I merged RationalWalk's thread into a similar discussion.(Thanks to the member who reported the post and provided a link to this thread.)Statistics: Posted by LadyGeek — Fri Jul 12, 2024 11:01 am —...
View ArticlePersonal Consumer Issues • How much to tip movers?
This thread is now in the Personal Consumer Issues forum (tipping).(Thanks to the member who reported the post and explained what's wrong.)Statistics: Posted by LadyGeek — Fri Jul 12, 2024 11:03 am —...
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Personal Investments • Am I putting too much emphasis on reducing AGI?
DC is set on an in-state school and has great grades so I’m pretty sure the plan will work out, but I still need to run the calculations for net price, and I’ll check about CSS (thanks for the tip!)...
View ArticlePersonal Consumer Issues • Comfortable shoes that don't look horrible? Are...
If your feet hurt I'd go see a podiatrist. Comfort isn't a characteristic of shoes alone, it's how they fit your feet and body. (I've never found allen edmonds to be uncushioned or uncomfortable, for...
View ArticlePersonal Investments • Characterizing if SORR Materializes
Track your portfolio balance. Use this chart to see the characteristics early on of retirement trajectories that did not do so well. Note the color key for real balance at end is less than zero/more...
View ArticlePersonal Investments • When to spend a Roth IRA funds in retirement?
I was thinking the Roth could potentially be a good source of income for a large, one-time purchase in retirement,Of course a withdrawal from a Roth account is not income. It is cash, however. The...
View ArticlePersonal Finance (Not Investing) • JP Morgan Private Client banking tier
I am not sure whether they are connected or not, but I did hear about this with JP Morgan, as well as “Project Emerald” on the credit card side (very much a rumor)....
View ArticlePersonal Consumer Issues • How Often Is Your Credit Card Compromised?
Every couple of years our main card has been compromised. At the time, the Citi Double Cash was our go to card.I currently have things segregated a little in hopes of minimizing the hassle when it...
View ArticlePersonal Investments • What to do with small after tax amount in 401k
I assume I cannot just deposit the $700 in an existing Roth. If that is correct, a Roth conversion seems like a lot of heavy lifting for the amount involved. It would also involve another provider,...
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