Interesting to view that chart. Thanks.Track your portfolio balance. Use this chart to see the characteristics early on of retirement trajectories that did not do so well. Note the color key for real balance at end is less than zero/more than zero but less than started/more than started. You can highlight traces by clicking on the year. It may or may not be apparent in the first ten years portfolio balance which outcomes are going to be in the bottom quartile at the end.
https://engaging-data.com/visualizing-4-rule/
Beware that investing is plagued by huge random behavior and is not an engineering problem even if mathematical description is possible. The missing component is a set of equations of motion that derives what happens next from the state of things now. Quants out there may disagree if they like.
I eventually switched legend highlight setting to hover...and hovered over many of the years.
Statistics: Posted by Rob Relyea — Fri Jul 12, 2024 11:06 am — Replies 35 — Views 2110