Personal Consumer Issues • Amazon Prime - watching (renting) videos
Download the Prime Video App - use your login credentials to log in. If watching on your computer they have a Windows App you can install. Once in the App - there are little dollar sign indicators or...
View ArticlePersonal Investments • HSA Asset Allocation vs Core Holdings
If the HSA is part of your retirement portfolio, then I would put funds in it that are appropriate for a Roth IRA, for example equity funds with the highest expected returns. If the HSA is for...
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Investing - Theory, News & General • The number one reason why investors...
I'd say it's because they are:Speculating, not investing.Trying to time the market.Acting on emotion or fear.Believing they can beat the market.OK, that's more than one. Statistics: Posted by GaryA505...
View ArticlePersonal Investments • California Tax-Exempt Bond ETF - thoughts?
I’m in my late 30s with a super aggressive AA. 90/10 stock/bonds currently, and all my bonds are in VLGSX (long term treasury). Are these tax-exempt bonds only useful in taxable accounts or are they...
View ArticlePersonal Finance (Not Investing) • Managing your affairs when you live alone...
...• What to do about the dogs if something unplanned happens that takes me away from home for a couple days.• What to do about the dogs if I die....The elder law attorney, fiduciary, and canine...
View ArticleInvesting - Theory, News & General • Chart of earnings growth + dividend...
There is an apparent trend of decline in the Payout Ratio column -- i.e., over time, less and less earnings are paid out as dividends. Is this mostly due to increased use of buybacks to return...
View ArticlePersonal Investments • Transfer in kind shares from a computershare employee...
I have a prior employer ESPP account at Computershare (it was IBM). It contains two "groups" of shares. The first, I bought directly with payroll deduction, and the shares were discounted at least 15%...
View ArticlePersonal Finance (Not Investing) • How do you budget?
We use Google Sheets. We have two rows:Budgeted and ActualWe have a budget meeting near the beginning of each month and we predict what expenses we have that month. We charge everything on a credit...
View ArticlePersonal Finance (Not Investing) • Mortgage Payoff Calculation
I am interested to retire at end-of-year, at age 65.5, but not take SS until 70. I will draw from my 401K and after-tax investments to "bridge over" to SS incomeWill you be able to tax-gain harvest at...
View ArticlePersonal Finance (Not Investing) • how do you like living in Columbus, Ohio...
Spent two years living near Columbus (which feels like one large overgrown suburb), and hated everything about it: landscape, weather, food, culture, politics, you name it. Fled back to the East Coast...
View ArticlePersonal Finance (Not Investing) • Social Security: "You Have Earnings...
Sounds like the TA job was long ago, so likely no easy way to double check if you indeed did not contribute to SS while in that position. If SS is in error, of course, you'll want to contact about...
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Investing - Theory, News & General • Taxation of Treasury bills, notes...
After reading about the complexities of dealing with accrued interest and accrued market discounts on my tax return, I thought skipping the secondary market and buying US treasury bonds at auction...
View ArticlePersonal Finance (Not Investing) • Roth conversions in the 22 & 24% tax...
In 2024 I plan on doing Roth conversions to the top of the 22% tax bracket. My question is should I go ahead and pay 2% more and convert in the 24% bracket as I have about 120,000 in cash I could use...
View ArticlePersonal Finance (Not Investing) • Residual check received after rolling over...
Hello,I recently rolled over my HSA from HSA Bank to Fidelity and the process was super smooth as Fidelity handled everything for me. However, I just received a check made out to me from HSA Bank for...
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Investing - Theory, News & General • AlphaArchitect launches BOXX: 1-3...
Looks like the Annual Report (as of October 31, 2023) is now available. Perhaps there's something interesting in there.https://alphaarchitect.com/wp-content/u ... Report.pdfI see this:The fund also...
View ArticlePersonal Investments • Opening Own 529 - One better than the other?
Using a plan that is run by the company managing one of your retirement accounts makes things a little easier. That has to be weighed against fund choices and cost.Statistics: Posted by rkhusky — Wed...
View ArticlePersonal Consumer Issues • How has your Health Changed after Retirement; What...
We moved into a house last November and set up a basic gym. Stumbled upon youtube workouts, notably caroline girvan, and have been doing workouts about 5 times a week. Gets my heart rate up and is...
View ArticlePersonal Finance (Not Investing) • Another "Can I afford this...
Great points. My wife was an architect before becoming a SAHM, so she has experience, though it was in commercial space. We worked with an architect to draw up the plans, and she went through every...
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Personal Finance (Not Investing) • think I tossed Corebridge/VALIC 1099R
I bet he can quickly download one from the Corebridge websiteI'd check that first; my fall back would be to call them. Often they will give you the info on the 1099 over the phone if you are the...
View ArticleInvesting - Theory, News & General • How Will AI Change Investing?
First of all sophisticated AI and related technologies have been used by hedge funds for decades. More recently this has been known as "the machine" as so much short term market trading is done by...
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