Personal Finance (Not Investing) • Mortgage Payoff Calculation

I am interested to retire at end-of-year, at age 65.5, but not take SS until 70. I will draw from my 401K and after-tax investments to "bridge over" to SS income

Will you be able to tax-gain harvest at 0% rates in the coming years? You can decide to reinvest the cash effectively resetting the basis or use it however appropriate.

Thank you. I'm not very familiar with tax-gain harvesting, but ... if the 0% cutoff remains $44,625, then no; my withdrawals/sales will be substantially higher than that.

Statistics: Posted by gregger — Wed Jan 31, 2024 10:30 am — Replies 12 — Views 1020

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