Investing - Theory, News & General • Can someone explain to me what's...
I’m coming to the realization that figuring out how stonks work ranks up there with figuring out the meaning of life. It baffles even those who have spent their entire lives trying to figure it out....
View ArticlePersonal Investments • Need Help, 29 Year Old
Thanks Mets fan for the reply.The cash is sitting in a preferred savings right now gettin 5% a year. There is no downside aside from inflation, real return on this right now is about 2%. Even if I...
View ArticlePersonal Finance (Not Investing) • Interest payments for missing advance...
Thanks grabiner.I had misinterpreted your statement If you can arrange to pay your tax through extra withholding, even if that withholding happens in December 2024, there will be no penalty..My plan...
View ArticlePersonal Investments • Schwab not paying dividends on pay date?
Waiting on my SWVXX dividend to post on 12/29 according to the email that I received from Schwab. Market closed now, banks closed now, weekend is soon, and no dividend yet. I assume that I will get it...
View ArticlePersonal Investments • Is there a Walkthrough Guide to Overpaying Taxes to...
I tried to find this in the Wiki and Forum search but couldn't find a definitive answer. Basically asking how to get an extra $5,000 in I-Bonds through my tax return. I have already purchased the $10k...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
44, Single, VHCOL(These are all EoY and include home equity)2001 - ~$0 - broke, just graduated college - no loans but wanted to be in the arts2002 - ~$0 - making enough to get by, zero savings after...
View ArticlePersonal Finance (Not Investing) • ESPP taxation: is negative income possible...
[1] includes a link to IRS Pub. 525 [2], which seems relevant to your situation:"If, at the time the option was granted, the option price per share was less than 100% (but not less than 85%) of the...
View ArticlePersonal Consumer Issues • Removing personal information from web
Google lets you remove your personal information from search results...https://www.zdnet.com/article/googles-n ... heres-how/Thanks - there is also this: https://support.google.com/websearch/an ......
View ArticlePersonal Finance (Not Investing) • What To Do When Kids Can't Find the Trust...
Have the law firm that prepared the trust document send it directly to the institution.The attorney who prepared the trust in 1996 has retired and moved to another state. It was a sole proprietorship,...
View ArticleUS Chapters • Post your Financial Milestone Announcements Here
What a great year - so many milestones!Our retirement portfolio added a comma this year. Our total net worth went up by more than our total combined income. And I have to file Form 5500ez for my solo...
View ArticlePersonal Finance (Not Investing) • To Trust or Not To Trust
Has the daughter asked for your help in making this decision?It personally seems odd to me to have a friend handle all this on the daughter’s behalf, and I could see multiple ways it ends up causing...
View ArticlePersonal Consumer Issues • Robotics focused colleges (tier 2 + co op preferred)
What grade is he in, what math and sciences is he doing? What standardized testing results do you have? Is he doing test prep? Is he aware of his GPA? I think a lot of the replies are OTT. Look at...
View ArticlePersonal Investments • Gold and Risk Adjusted Return
That’s because gold did really well over the past 20 years. Add Apple stock and it looks like a no brainer, too.The crazy part about the last 20 years is that you would have expected gold to do well...
View ArticleInvesting - Theory, News & General • Hydromod's Okay Adventure: Leverage,...
Finished reading and this has gotten very interesting. You've definitely evolved the methodology a long way from the original modifications to HFEA. What are your thoughts these days on the...
View ArticleInvesting - Theory, News & General • Studies of asset allocation in...
I am 65 years old and will soon retire. I think it's difficult to choose my asset allocation in retirement. I have therefore tried to find studies of asset allocation in retirement. Do you know...
View ArticlePersonal Consumer Issues • Cancun travel Qs
2) Cap One CC worked well, and I think it converted at a good rate (one other person on our trip was using a different variant of Cap One card, checked the rate a little closer than I, and reported it...
View ArticlePersonal Finance (Not Investing) • Do you use a separate bank account for...
I use Schwab primarily for overseas travel when I need to use an ATM. If you’re eligible, I hear USAA reimburses ATM fees too.Statistics: Posted by kenai — Sun Dec 31, 2023 1:21 am — Replies 5 — Views...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
Regarding the following:If this really is going on to any great extent, then it will take a change in only one thing about how the world currently works to turn it all on its head. But at least it...
View ArticlePersonal Finance (Not Investing) • How much does health insurance cost in the...
I’m a good 15-20 years away from (hopefully) being able to retire15-20 years ago, the health insurance landscape was very different from what is now. The Affordable Care Act (ACA), a.k.a. Obamacare,...
View ArticlePersonal Investments • Bridge options - can’t do SPIA
By secondaries, you mean already issued and not buying at auction? I belive that you are correct the tool cannot know the price of upcoming auctions so it can only buy them on the secondary market. I...
View Article