44, Single, VHCOL
(These are all EoY and include home equity)
2001 - ~$0 - broke, just graduated college - no loans but wanted to be in the arts
2002 - ~$0 - making enough to get by, zero savings after rent etc
2003 - “
2004 - “
2005 - ~$? - got a job in tech, but it was a small company run by a miserly CEO. No records from back then.
2006 - “
2007 - “
2008 - $12k - raises, better job,, had been putting in 6% to 401k heavy intl risk (still wasn’t much) but lost most of it in the crash
2009 - $70k - finally saving, some Paid OT/bonuses - promptly bought a fancy car like most young idiots
2010 - $77k - took me a while to get back what I spent on the car
2011 - $144k - more raises, really rolling with the saving by this time
2012 - $190k - bought a house near the bottom, which would prove to be the game changer
2013 - $300k - house went up in value hugely, plus lots more saving
2014 - $423k - more of the same
2015 - $507k - a bit of a holding pattern
2016 - $711k - big bonuses regularly, more forced saving/investing, bull market, maxing 401k
2017 - $879k - “
2018 - $952k - My tech heavy portfolio got killed this year. Also lost some home value as market here softened. I only am as high as this year because of a crazy amount of saving and deposits into investments. At some point it was $1080k. Staying at the $1 MM mark still seems unattainable.
2019 - $1.24 MM - hit the big 4-0 this year (age) - just like most others, the market helped a lot, as did two separate 50% ESPP profit trades
2020 - $1.64 MM - kind of hard to believe I'm up so much despite this chaotic catastrophic year but so far the market has weathered it.. had fantastic ESPP luck again too
2021 - $2.14 MM - nice housing bump, big portfolio gains, major bonus, continued to save a lot by not doing much of anything during the plague!
2022 - $2.03 MM - what an absolute kick in the head after gaining over $1 MM in 3 years - 401k lost 25%, house lost some, and basically all my other investments lost 10-15% - this is also with adding another few hundred k into investments and savings, so it feels even worse - hoping for a strong '23
2023 - $2.52 MM - what a turnaround! lots of saving as usual, and a big market run-up - house value has actually dropped both of the last 2 years so R.E. is no longer part of my growth
(These are all EoY and include home equity)
2001 - ~$0 - broke, just graduated college - no loans but wanted to be in the arts
2002 - ~$0 - making enough to get by, zero savings after rent etc
2003 - “
2004 - “
2005 - ~$? - got a job in tech, but it was a small company run by a miserly CEO. No records from back then.
2006 - “
2007 - “
2008 - $12k - raises, better job,, had been putting in 6% to 401k heavy intl risk (still wasn’t much) but lost most of it in the crash
2009 - $70k - finally saving, some Paid OT/bonuses - promptly bought a fancy car like most young idiots
2010 - $77k - took me a while to get back what I spent on the car
2011 - $144k - more raises, really rolling with the saving by this time
2012 - $190k - bought a house near the bottom, which would prove to be the game changer
2013 - $300k - house went up in value hugely, plus lots more saving
2014 - $423k - more of the same
2015 - $507k - a bit of a holding pattern
2016 - $711k - big bonuses regularly, more forced saving/investing, bull market, maxing 401k
2017 - $879k - “
2018 - $952k - My tech heavy portfolio got killed this year. Also lost some home value as market here softened. I only am as high as this year because of a crazy amount of saving and deposits into investments. At some point it was $1080k. Staying at the $1 MM mark still seems unattainable.
2019 - $1.24 MM - hit the big 4-0 this year (age) - just like most others, the market helped a lot, as did two separate 50% ESPP profit trades
2020 - $1.64 MM - kind of hard to believe I'm up so much despite this chaotic catastrophic year but so far the market has weathered it.. had fantastic ESPP luck again too
2021 - $2.14 MM - nice housing bump, big portfolio gains, major bonus, continued to save a lot by not doing much of anything during the plague!
2022 - $2.03 MM - what an absolute kick in the head after gaining over $1 MM in 3 years - 401k lost 25%, house lost some, and basically all my other investments lost 10-15% - this is also with adding another few hundred k into investments and savings, so it feels even worse - hoping for a strong '23
2023 - $2.52 MM - what a turnaround! lots of saving as usual, and a big market run-up - house value has actually dropped both of the last 2 years so R.E. is no longer part of my growth
Statistics: Posted by slalom — Sat Dec 30, 2023 2:13 am — Replies 3976 — Views 971988