Personal Investments • Holding cash outside of bank
I have heard some talk that banks are not accepting cash. I have a chunk of money in a safe deposit box. Can I lose it especially when the CBDC IS INSTITUTED? Thanks in advance.Who is "some" and...
View ArticlePersonal Finance (Not Investing) • Did I fill out my federal and state...
Thanks for the info. I guess I'll just have to wait for the next paycheck.Might want to wait until February or March (because sometimes the January withholding is a mishmash of the current and...
View ArticleNon-US Investing • Bonds vs. Cash [Denmark]
Over the past year, I've barely bought any additional bonds, because the spread in interest rates between cash and short/medium term AAA-rated danish bonds has become very narrow (the interest rate...
View ArticlePersonal Investments • strategy for retirement or career transition
I believe it’s called a fringe benefit. I’m not spending the money, the company is and then assessing the fair market value. But it is included in my gross income. When I retire, I would not spend...
View ArticlePersonal Investments • AVUV
What does it mean?It means certain sectors of the market are undervalued each year, so positioning one’s portfolio by tilting to undervalued areas may enhance returns over the long run. These...
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Investing - Theory, News & General • REGISTRATION FOR THE 2023 BOGLEHEAD...
5083.00The 2023 contest is over. A new one for 2024 will start shortly. Then you can make a guess. CheersGuess? how about prediction? Statistics: Posted by retireIn2020 — Sun Dec 31, 2023 2:49 am —...
View ArticlePersonal Investments • Vanguard closing mutual fund prices for Dec 29?
Very late? Thread was created at 8:06 PM Eastern on Friday before year-end and before a holiday. Wait until start of next business day. What's the crisis?Agreed. Additionally, at the top of the...
View ArticlePersonal Finance (Not Investing) • At what net worth did you start not...
The sweating the small stuff has less to do with net worth and more with the balance between time and money.When you are younger, you may do the oil change and repairs on your own car because you lack...
View ArticlePersonal Finance (Not Investing) • Elderly parent with no retirement savings?
... He was very interested in discussing finances early on and had his life planned out seemingly down to the penny... but in hindsight it was good riddance...Those that have too rigid a plan may be...
View ArticlePersonal Finance (Not Investing) • Choosing child over spouse for pension...
Why son not daughter? Women statistically live longer and if same age she would likely gain bigger benifit. Whichever child you are not giving a life annuity to can you afford to with your estate but...
View ArticlePersonal Consumer Issues • is finishing a garage floor recommended? sealing,...
On garage journal forum there were some vendors selling floors, and they eventually made a whole subforum just for garage floor products. There have been several people who experienced spectacular...
View ArticleInvesting - Theory, News & General • Understanding Morningstar ratings --...
VOO is fine instead of VTI if they want more stars. I never look at Morningstar, so I don't know anything about their star system.Statistics: Posted by gotoparks — Mon Jan 01, 2024 2:04 am — Replies 3...
View ArticlePersonal Investments • Continue to keep money in Vang Fed MM Fund for 2024?
Any of Vanguard's money market funds are fine. I always look at the SEC 7-day yield to get the current yield.Statistics: Posted by gotoparks — Mon Jan 01, 2024 2:07 am — Replies 1 — Views 290
View ArticlePersonal Finance (Not Investing) • What To Do When Kids Can't Find the Trust...
Without reading more details in the thread, do you have any idea which law firm drew up the trust? Every estate attorney I've ever worked with will have an original or copies in the law firm's vault....
View ArticlePersonal Finance (Not Investing) • Would you move midlife because a community...
If the kids are still in primary school, yes I'd move. But if they are older I wouldn't move until they are done with school. Disclosure: Moved many times as a child and the only one that bit hard was...
View ArticleInvesting - Theory, News & General • What ETF funds that track Nasdaq?
In general terms, we have over $2.2M invested, of which around $100k are in Roth IRAs. Around 70% of our funds track the S&P, 10% is in growth mutual funds, the other 20% comes from vested RSUs...
View ArticleInvesting - Theory, News & General • Risky Business: Evaluating Risk in...
Some the recommended asset allocations at retirement being discussed in this thread (like 70%/30%) for myself are too aggressive for my sense of risk/benefit. I suspect that I am not alone in this...
View ArticlePersonal Finance (Not Investing) • Max money to reasonably spend on vacations...
And some of us fly only rarely.Statistics: Posted by 22twain — Mon Jan 01, 2024 3:06 am — Replies 24 — Views 1617
View ArticlePersonal Investments • Company ESPP question
So for example if I own AMZN and I have $6,000 of loss on that stock, I wanted to get the company match from the ESPP and use that $6,000 at the end of the year to offset my position in AMZN so that I...
View ArticlePersonal Investments • Concerned about over diversification
If you look up the ETF equivalent for your funds (eg VTI, VOO, VUG, VTV), this tool will give you the overlap, both in terms of number of stocks and in terms of market cap....
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