Clik here to view.
Personal Investments • Retirement with $8M in investments
I have a NW of over 30mm (9mm real estate and 21mm stocks/bonds/cash) and no debt. I'm 51 years old and I would like to retire but I am not yet confident in doing it.... I'm not sure its...
View ArticleInvesting - Theory, News & General • Why all the IRMAA angst? [IRMAA:...
Some of us have been fortunate to not have had unanticipated higher income that would have resulted in being in a higher than anticipated Medicare IRMAA tier.I have been in the same Medicare IRMAA...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
We just watched what seems to have been the very first of the "Columbo" episodes that included Peter Falk.We were surprised at the end to notice two big names involved (besides Peter Falk):Stephen...
View ArticlePersonal Finance (Not Investing) • Small medical bill in dispute - collections
I've had some medical bills go to "collection" that were really a variation of the in-house billing department that was meant to try and jolt people into paying.For bogus collections you have rights,...
View ArticlePersonal Consumer Issues • Any baseball experts? 6yr old son is interested in...
Make it fun. Take them to games. Doesn't need to be big leagues, although that is fun too. Get them ice cream or whatever treats they are excited about. Talk to them about what is going on.We don't do...
View ArticleClik here to view.
Investing - Theory, News & General • Tech overvaluation
You miss my point. I am asking for justification for the premise that tilting ex-tech is a guaranteed win. If tech in 2024 is such a large part of the market/economy (unlike 1999) do we really think...
View ArticlePersonal Finance (Not Investing) • Daycare FSA
Our daughter is starting daycare on 9/9. The daycare is offering 10% discount if we choose quarterly payment (deadline 8/31). However, we are not eligible to open a daycare FSA until 9/9 with new job....
View ArticlePersonal Finance (Not Investing) • Calculating Tax For Expenses
I’m familiar with the 3% or 4% retirement rule. In order to figure out much is needed requires calculating expenses. Are there any tax considerations for the expenses and if yes what is the proper to...
View ArticleNon-US Investing • Want to change house roofline: Who should I contact?
Watty has a good point about the cost and time and complexity of changing a roof line. Unless you have a flat roof, but even then you’d have to ensure the walls and foundation could support the new...
View ArticleClik here to view.
Personal Investments • Shares transferred from Dodge and Cox to E-Trade/error...
Funny you mention the bonus chase. I told our son about the Boglehead sporting event of bonus-chasing and he rolled his eyes. I've never messed with it and it seems he feels the same way. We have been...
View ArticlePersonal Consumer Issues • What are you listening to now
Talking Heads mix. Stop Making Sense was the second CD I bought back in 1985. First was Tricycle by Flim and the BBs.You were definitely an early adopter! I don't think I owned my first CD until...
View ArticlePersonal Finance (Not Investing) • Pay service provider or Debt collector?
Provider. Then in a couple of weeks, ask the debt agency that you want validation that you owe money. That will force them to re-validate with the provider who will say bill was paid.If the provider...
View ArticlePersonal Finance (Not Investing) • Experian sending spam emails - any way to...
I've the same problem. You don't want to block them as you might get a fraud alert. Yet they send multiple emails each day. Suppose you could log in once a week and actually block them otherwise. It...
View ArticleInvesting - Theory, News & General • Christine Benz discusses her new...
Am I missing something? Is there no closed caption or a transcript?Transcripts of podcasts are usually available within a few days on BogleCenter.net.Perhaps closed captioning should be made available...
View ArticlePersonal Investments • 2 bad options
I feel option-2 is the lesser evil. Assuming (as @exodusNH asked) that 1.4% is annual fee but levied monthly, you can choose to invest in Vanguard or other fund families. The 2% that your employer...
View ArticlePersonal Consumer Issues • Best Washing Machine
Top loaders are just dreadful. I have had front loader LGs for years, 11 yrs in one house, 4 yrs in the next (we moved and left them) and my current home's LG front loader is older than either of...
View ArticlePersonal Finance (Not Investing) • Question re 401k vesting/withdrawal issue
401K accounts have numerous sub-accounts that track extensive financial transaction details. The on-line displays and formal statements produced by many 401k often give no clue about the inner...
View ArticlePersonal Investments • Retirement Plan Assistance Request
1) Yes.He can retire tomorrow, if she really is going to work 13 more years while he is retired.You have $200k expenses, but will have $140k from her work, so you need $60k from $5.6M, that’s a 1.1%...
View ArticlePersonal Finance (Not Investing) • Medigap Plans and major expense
AARP UHC is really not community priced.They give you a big discount up front and then reduce it a little each year.So, your premium goes up due to your age each year - that is normally called...
View ArticlePersonal Consumer Issues • Biking from Bolzano, Italy to Prague, Czech,...
Good stuff! Thanks for sharing!Statistics: Posted by livesoft — Wed Aug 28, 2024 11:24 pm — Replies 2 — Views 108
View Article