Investing - Theory, News & General • New tool for building a TIPS ladder
New aspect to the TIPS ladder calculator which quickly answers questions like: If I want $25k income, inflation protected, for the next 25 years, how much do I need to buy the TIPS?If I have $400,000...
View ArticlePersonal Investments • Berkshire Hathaway Cash Position effect on Personal...
Well, today on a day when every other holding I have (all indexes) lost value, Berkshire gained 0.54%. I initially invested about 5% of my portfolio in Berkshire (windfall inheritance) for tax...
View ArticleInvesting - Theory, News & General • MTUM? [Momentum]
One of the most-believed-in factors is value. Unfortunately, value and momentum have negative correlation, so they fight against each other. If you have decided not to invest in value, then you are...
View ArticlePersonal Finance (Not Investing) • First Post - How to pay off low interest...
What are all the considerations that need to be made to reach a decision on how to approach?One big consideration is if you can completely pay it off or if you are considering doing something like...
View ArticlePersonal Investments • Where would you park 1/2 mil for 6mo?
Very short-term Treasuries (4 to 13 week increments), and roll continually until you need them. They are exempt from state taxes and are in the low 5%s currently.Statistics: Posted by CPCretirement —...
View ArticlePersonal Investments • How think about reaching a FI number
Hi allI am wondering if there is a generally suggested way to execute going FI when hitting a FI $ goal. What I really would like to hear thoughts on is, if I have a FI value of X I need to reach in...
View ArticlePersonal Finance (Not Investing) • Selling Home -> Power of Attorney
Something to watch out for is that some of the details may vary with your state law so even well intended suggestions here may not correct for your situation.An additional consideration is that home...
View ArticlePersonal Investments • Vanguard is asking for a "limit" number to...
To my understanding I will pay the 15% LTCG (I had to hold them for more than a year), and then I don't pay any other tax?That's correct, no other tax than LTCG if all shares were long-term (>1y),...
View ArticlePersonal Investments • Short Term vs Long Term Bond Funds
A TIPS ladder slanted toward liability matching. Harder to manage than a mutual fund or ETF, but many of us holding bond funds got hit pretty hard in recent years. Outside of some highly unlikely...
View ArticleInvesting - Theory, News & General • Bob Brinker Host Of Money Talk obituary
I'm so sorry to hear this, as well. I hadn't listened to him in years, but he had been somebody I'd listen to in the background and learn about personal finance and investing by osmosis. When I did...
View ArticlePersonal Finance (Not Investing) • Should we move now or stay put for 10 to...
Indeed,a person holding an endowed chair in a business program is probably much more employable than average. In fact, you're probably going to be overqualified for most blanket advertised positions....
View ArticleInvesting - Theory, News & General • The Diversification Playbook:...
Looking at sector funds or individual stocks may make sense if one knows (or has a view on) future returns: if you know which asset will outperform, then only buy that asset. No one knows which assets...
View ArticlePersonal Finance (Not Investing) • Silver 10 ounce bars
I keep $3000 of gold/silver as a super-emergency fund. I don't expect a return on it, but they're a store of value that can potentially transcend the stability of an economy. They can't transcend...
View ArticlePersonal Consumer Issues • What are you listening to now
Departure & Ride My See-Saw — The Moody BluesStatistics: Posted by Nicolas — Fri Aug 23, 2024 9:42 pm — Replies 6581 — Views 757690
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
DrivenToSucces$ - I agree we need 100% certainty on this issue. It would be great if we could get this in writing. But Ascensus knows they are taking on solo 401K folks from Vanguard. They must have a...
View ArticlePersonal Consumer Issues • 1/4 inch or 3/8 inch socket wrench set?
If they've never wrenched on their bike before, a torque wrench would be a great gift. For bikes a 1/4 inch set will be the right range. I busted a few bolts when I first started.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • KF Roth Conversion Plan
The big conversion will push you over the NIIT limit. That may not be much of an impact as I think it is only going to affect the dividends you receive in taxable unless you have a realized capital...
View ArticlePersonal Consumer Issues • Car batteries: Any experts here?
If you have a battery long enough that it may fail, it is better and less expensive to replace it rather than get stuck someplace. Even if you could have gotten another year out it, it does not pay to...
View ArticlePersonal Finance (Not Investing) • Finding the best surgery practice
This is a medical question. Which surgeon did their primary care physician recommend for this procedure? Hernia repair is very common, so I doubt there is such a thing as a "leading" hernia surgical...
View ArticleInvesting - Theory, News & General • HSA Bank eliminating investment options
because then I can do a rollover without a fee or just pay one $25 fee to HSA Bank to move and close the account. If I transfer from Schwab to Fidelity, Schwab charges a fee and then I'd have to pay...
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