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Personal Consumer Issues • Differences between cheap and expensive cell phones
OP update. I did upgrade my phone a few months ago because my phone would not let me add necessary apps. I was going on a rick steves tour of Europe and couldn't download his app. I also couldn't...
View ArticleInvesting - Theory, News & General • Replacing Bonds with T-Bills in a...
I would suggest you split your bond holds based on duration. Have half in intermediate bond fund (BND) 6 to 7 years duration and half in short term bond fund 2 to 3 year duration (VBIRX)I would...
View ArticlePersonal Investments • Webull asset transfer messed up cost basis
Your obligation is to accurately report to IRS whatever your broker reports. Your broker will have more accurate information than you and they are required to report accurately. For your benefit, you...
View ArticlePersonal Investments • Do TIPS funds protect against inflation like TIPS...
What would be circumstances or a scenario in which a TIPS fund would be useful?Hello syc ,For someone who does not want to hold individual bonds but does want to own bonds as an addition to their...
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Personal Investments • ? Re moving $ out of market
Ok so there’s no option to make the money more liquid and safe without being taxed? Not sure I’m wording this all correctly. If you will identify exactly what you own, the forum will help you figure...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
OK, so I opened a Webull account and my assets transferred in. Perhaps some kind Boglehead can point me to where I can see the basis of my ETFs? I spent a long time looking. Thanks.I don't have an...
View ArticleInvesting - Theory, News & General • On the finer points of money market...
I don’t see much point in using ACATS for a MM since there is no cap gains, just send cash. Yes, the dividends are stored somewhere and you will get credit for a partial month if you sell all the...
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Personal Finance (Not Investing) • Ways to divide assets equally in divorce?
I was just thinking recently… best thing I ever did was “not fight” a contentious divorce. Meh, it was well over 20 years ago. But the nickels and dimes now mean almost nothing. My ex also wanted to...
View ArticlePersonal Investments • Best International Fund in Taxable
If you are a factor investor, DFA's international ETFs were extremely tax-efficient last year; see 2023 tax costs for value ETFs. I don't know whether this will continue: I will post a similar chart...
View ArticlePersonal Finance (Not Investing) • Bogleheads approach to making mortgage...
OP here. Just out of curiosity, why transfer to checking vs paying directly from the joint savings account? Transaction limits and/or no autopay set up option (or something else)? I am just looking...
View ArticlePersonal Finance (Not Investing) • Would I benefit using Quicken (for Mac)?
I’m a very long time quicken user, over 25 years….I’ll say, the first thing it really did for me was to help me understand where I spend my money. I learned that in the first year of using it, and it...
View ArticleInvesting - Theory, News & General • Why all the IRMAA angst? [IRMAA:...
When I worked full time, I tried to max out any pretax space available. 401k, HSA, DBP. My plan was to fully retire early and do Roth conversions. Instead, I realized that part time work is a much...
View ArticlePersonal Consumer Issues • Seeking Alternatives to Mint Mobile
Not sure why Mint isn't working for you when T-Mobile was. Roaming. Mint uses the T-Mobile network and only the T-Mobile network. A T-Mobile postpaid plan has the T-Mobile network and unlimited...
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Personal Consumer Issues • What are you listening to now
Higher Ground — Stevie Wonder RMStatistics: Posted by ResearchMed — Wed Aug 21, 2024 9:34 pm — Replies 6559 — Views 756171
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
Hi all,I've been reading about (m)HFEA for a few months, and have recently started to implement it. I would like to hear some thoughts on my plan. I'm a good candidate for leverage, I think: young...
View ArticlePersonal Finance (Not Investing) • renting advice
You need to make a decision. Live in NJ and keep the townhouse or sell the townhouse and move to Connecticut. Renting is work and requires an ability to hold firm so you don't get run over. Say you...
View ArticlePersonal Finance (Not Investing) • Is Ramsey right about long-term care...
Wow. I did not think about that. So maybe someone who is younger should start paying into LTC for their old age?IDK, I'd have to see the rates, but I suspect they'll be a shock to potential...
View ArticlePersonal Finance (Not Investing) • Mortgage Payment Grace Period
There seems to be little gain by delaying payments by say, two weeks. That simply shifts equal payments by two weeks each, meaning that the only "interest gain" one would have from delaying the...
View ArticlePersonal Investments • CFP advising us to re-allocate retirement funds into...
There’s probably extra incentives for the salesperson to push this brand new fund, right?Statistics: Posted by Supergrover — Thu Aug 22, 2024 9:31 pm — Replies 27 — Views 1685
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Personal Investments • Investment advice for free money at Vanguard
Pick a fund for Taxable that you are not already holding in Tax-Deferred Trad & Tax-Free Roth.Can you help to explain a little bit?Maybe a picture helps. Another poster also asked for examples of...
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