A TIPS ladder slanted toward liability matching. Harder to manage than a mutual fund or ETF, but many of us holding bond funds got hit pretty hard in recent years. Outside of some highly unlikely scenarios, like the US Treasury defaulting on treasury bonds, there should be no chance you will lose money to market volatility or inflation if they have positive yields-to-maturity when purchased, and you hold them to maturity. Some people will argue that your individual living cost increases may not line up with CPI, or there have been temporary periods of deflation in the past, but you can always find some sort of dark cloud to worry about if you look hard enough.
Statistics: Posted by nassau34 — Fri Aug 23, 2024 9:31 pm — Replies 22 — Views 1885
