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Investing - Theory, News & General • What individual stock has produced...
Not exactly the same, you still have 100 shares of A but only 99 shares of B.Number of shares doesn’t matter by itself, only the dollar amount. Which is better, one million shares worth one cent each,...
View ArticlePersonal Finance (Not Investing) • Neighbor's home as investment property -...
Generally, I am very pro real estate as a way of building wealth. And Sandtrap is an excellent source of advice as it relates to real estate. This one has me puzzled a bit:1. I think you will be over...
View ArticlePersonal Consumer Issues • Exercise programs for longevity
Walking outside. Lots and lots of walking outside. 15,000-20,000 steps a day.Interested to hear because that’s what I’m doing: long-time runner but now running hurts too much and threatens the hip so...
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Personal Investments • PA resident; advice needed on 529 account
New annual ContributionsWill try to max out 401K every yearWill try to max out HSA every year (Currently 14K$)Max out both IRAs before putting a penny in a 529 or taxable.fixed.Thank you very much, i...
View ArticlePersonal Finance (Not Investing) • Should we move now or stay put for 10 to...
I'd do some networking in the Mountain States. Do you know anyone at say, the University of Colorado? Or Arizona or Utah. If so, give them a call and inquire fi they have any openings coming up this...
View ArticlePersonal Finance (Not Investing) • Credit lock saved us again
I don't have locks but freezes.Why did you go with locks?Statistics: Posted by SmileyFace — Mon Aug 19, 2024 9:03 pm — Replies 4 — Views 580
View ArticlePersonal Finance (Not Investing) • Turned down for promotion/raise at work :...
IAt the same time, I definitely want to downshift and stop going above and beyond, esp when it's clear the org doesn't value it. You answered your own question, didn't you?Statistics: Posted by...
View ArticlePersonal Investments • I-bond gift purchase mistake! Help!
Well, if you did it, it must be "possible"... But I think you are asking if it's "allowed", AFAIK - it's not.If you are trying to lock in a specific rate, then recommend you contact their support and...
View ArticlePersonal Investments • Girlfriend and I are blessed by my family buying us a...
She has plenty saved up for expenses so she can afford to go full throttle on paying it off. Not sure what this means - she has money saved instead of already paying the debt???Statistics: Posted by...
View ArticlePersonal Consumer Issues • Toyota vs Hyundai
If you hate the interior and exterior design, I wouldn’t get a Toyota. What model are you looking at that feels 10 years behind?Highlander. I testdrove it and it feels like Toyota isnt even trying to...
View ArticlePersonal Investments • Boglehead portfolio with the lowest drawdown? Any...
Lowest drawdown is obviously going to be 100% cash. It will never go down. Success rate (chance of not running out of money) is more relevant.Statistics: Posted by the_wiki — Tue Aug 20, 2024 9:05 pm...
View ArticlePersonal Investments • Widowed parent has significant assets but no...
Hi, first time poster - I'm geriatric millennial trying to help my 70-year-old mom. My dad passed last year and left the following:Income generating property, valued at mid-seven figures, and an...
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Personal Finance (Not Investing) • Opinion on IDX - Credit monitoring system
I got "the letter" from Change Healthcare today. So frustrating to constantly be told about how my info may be leaked. I am already getting free monitoring from Experian Identity for an Equifax...
View ArticlePersonal Finance (Not Investing) • Phone Port transfer scam experience/tips
Wow, I had no idea the perps could enter your Vanguard account (or Fidelity, or bank account) after getting your pin number. Thanks for sharing your experience.Statistics: Posted by swak — Tue Aug 20,...
View ArticlePersonal Investments • 529 withdrawal process
I agree with xzhou, that the taxes are a lot simpler if you distribute the payment directly to the school. Second best would be to distribute directly to the student. If you distribute to yourself,...
View ArticlePersonal Investments • auto-reinvest distributions?
AFAIK you can reinvest dividends in ETF’s. It’s a personal choice to reinvest dividends, neither good or bad. Some people direct dividends in taxable accounts to other places for spending, to invest...
View ArticlePersonal Finance (Not Investing) • Delaying Medigap
Consider doing a 6-12 month Medicare Advantage trial -- https://www.humana.com/medicare/medicar ... ial-periodDuring this first year you can switch between Medicare Advantage and Medicare Supplement...
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Personal Investments • Does lightning ever strike the same place twice?...
So why would I post this here on Bogleheads? Because Bogleheads are actually some of the most sophisticated investors for picking apart arguments for individual stocks. So, I'd genuinely like to know,...
View ArticlePersonal Investments • Years of non-deductable Trad IRA Contributions
OP, if you have filed Form 8606 every year you made a non-deductible contribution, and you have been using Turbo Tax to do your taxes every year, Turbo Tax will know your Trad IRA basis.If you have...
View ArticlePersonal Finance (Not Investing) • BONUS INCOME - pay down 2nd mortgage or...
My back of envelope calcs:Assumption: it will take all of 20 years to pay back loan - thus 20 year timeline comparison. Invest in 401k:$26k @ 1.07 (assumed return ) 20 years less 33% tax at end =...
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