Personal Finance (Not Investing) • Medicare Math
Currently monthly payments:Part A&B174.7Part DSilver Script 9.9Part G149.16So total is about $334/monthNo dental insurance.Statistics: Posted by papiper — Mon Jul 01, 2024 8:42 am — Replies 8 —...
View ArticlePersonal Finance (Not Investing) • Vanguard QCD Checks [Qualified Charitable...
A few years ago I got a notification from Fidelity about a QCD check they had sent to me that had never been cashed. (They had mailed me the check, and I then mailed it to the charity with a cover...
View ArticlePersonal Consumer Issues • Home Internet Speed Guide
Depending on what you're doing, upload speed is a HUGE factor in performance. Xfinity spends a lot of time talking about their download speeds, but not much about their upload speeds, probably because...
View ArticlePersonal Investments • Lost about $200k in stock market now what?
It's a lot of money but consider it tuition toward your financial education. You're young enough and make enough that it'll be a small speed bump by the time you retire.One of the best things about...
View ArticlePersonal Finance (Not Investing) • career advice -- science to medical school?
All constructive and helpful insight and questions that we should have asked ourselves sooner. Both spouses should write up a specific aims page for their career:)Thanks again!Haha, and then write a...
View ArticlePersonal Investments • Inflation Protected Investment
If you have so much money that you have certainty that nobody will ever want to access any of this money except at predetermined times (when the rungs mature), then... it doesn't matter what you do....
View ArticlePersonal Finance (Not Investing) • HOA restriction on renting property
When I helped rewrite the CCRs for our small 10 unit HOA several years ago, two different attorneys recommended we do not include any restrictions on rentals. Restrictions were viewed as something...
View ArticlePersonal Finance (Not Investing) • Corporate Trustee
I wanted to post this information that came from my very smart, very detail oriented Medicaid and Social Security advocate, who used to work for the state health and human services department and who...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
I filed an automatic extension in April for $4000 for around $3500 tax bill. Is it possible to make a $3500 payment on IRS Direct Pay with 1040 payment, and then file a refund request for the $4000 in...
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Investing - Theory, News & General • best "active" fixed income...
By the word "active" in the subject line, I do NOT mean managers & strategies trying to bet on unknowable factors, like direction and timing of interest rates or rates of default or whatever......
View ArticlePersonal Investments • Portfolio Allocation Disarray - Set Me Straight
Tax Rate: 20% (I thought this would be higher, but went by the 2023 taxes paid / taxable income calculation)What we are looking for here is your tax bracket. And it probably is higher than...
View ArticlePersonal Investments • Changed job, should I roll over my 401k to an IRA ?
Does your new plan accept reverse rollovers? What are the fees? Does the plan offer a brokerage option?A few thousand a year in Roth may not seem like much, but it adds up. For me, one of the exciting...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
Starting place:2015/21yo/graduated college: ~$5000My parents were able to pay for college at my small college and I started with only a small amount saved from internships. Enough to get a downpayment...
View ArticlePersonal Consumer Issues • How did you learn and play music, and what...
1. I took guitar lessons as a kid but quit because I was forced to play “right handed,” which went contrary to my natural lefty orientation. Fortunately, I had seen The Beatles on the Ed Sullivan Show...
View ArticlePersonal Investments • Cash vs investment
My wife and I decided to move money to a MM account so we would be prepared to buy a second home. We did this because we are interested in buying this season, and a downturn in the market would be...
View ArticlePersonal Finance (Not Investing) • Recommend a personal and business bank for...
I need a bank for business and personal accounts. Here's what I've tried/found so far. BoA - higher minimums to avoid fees on biz accounts, and only lets you transfer a smaller amount between business...
View ArticlePersonal Finance (Not Investing) • Everyone believe many of these Federal...
This thread has run its course and is locked (not personal nor actionable/political commentary). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that...
View ArticlePersonal Investments • How safe is your financial aggregator?
As long as your financial institution has good two-factor authentication it should be safe to give out your password. Still, I don't see the upside worth the risk. I've never gotten much out of the...
View ArticleInvesting - Theory, News & General • Structured Alt Protection ETF's
Matt Levine made a wonderful comment in his "Money Stuff" column. Obviously, this is a joke and not the way real buffered ETFs work, but I thought it was a brilliant clarification anyway.Here is a...
View ArticlePersonal Consumer Issues • Window replacement (fogging & other damage)
You had single-pane from 1996? I would have thought ~everything was double pane by then. Did you replace with single or with double?My ex-in-laws have a house in Houston built circa 2004 that has all...
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