Personal Finance (Not Investing) • Vanguard tax forms confusion
Our CPA in Pennsylvania has more than 35 years tax prep experience and I am assuming she will be able to figure out how to report the data provided for the Vanguard Legacy mutual funds that we...
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Personal Finance (Not Investing) • Structuring inheritance for young adults
Apologies if this is covered before, I couldn’t find in a search.My wife and I have 2 kids, 21 and 19…we are revisiting our will. There would be a sizable estate (around $10mm) if, god forbid, we were...
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Investing - Theory, News & General • US Stock, International and Total...
The world stock index is the weighted average of the US stock and Global ex-US stock market. I'll use the term International to refer to Global ex-US stock market. If the world stock index is the...
View ArticlePersonal Consumer Issues • What are some good apps for leaving comments for PDF?
I am reviewing a rather long document for my estate planning. It's been difficult since this type of thing is so boring. I am thinking that I should leave notes so I can generate a list of quesiton...
View ArticlePersonal Investments • Live on Taxable to Max out 401K
Thanks for all the replies on this. My marginal tax rate is 23% with no state income tax. I max out our IRAs every year and convert them to Roth. At 50 (46 year old wife), it sounds like I may be...
View ArticleInvesting - Theory, News & General • John Bogle's Books
Hi, I have read "Common Sense on Investing", "Enough" and most of " Clash of Cultures". My question is: Which John Bogle book contains the most discussion on international investing? I want to read...
View ArticlePersonal Finance (Not Investing) • Seeking Advice: Considering a Financial...
For more help, you might need to hire a specific type of advisor to serve your needs. Your quetions appears to be mostly tax related. You might want to locate a tax advisor for tax related questions...
View ArticleInvesting - Theory, News & General • Time to process donations at Vanguard
this is one reason why I channel all these through the DAF even if the funds are going out right away.Statistics: Posted by jebmke — Sun Jun 30, 2024 8:42 am — Replies 1 — Views 31
View ArticlePersonal Consumer Issues • SATs for test optional schools
Hi Everyone,My Son is a rising senior in high school and has recently completed his first round of SATs and got a 1040. He is an great student with a 3.5 GPA (~3.8 weighted). Most of the schools we've...
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Personal Consumer Issues • How to post an audio file? Help please?
Google drive is perfectly good for sharing files. I don't know all the nuances of what a shared file does in terms of visibility. I solve this by simply keeping a separate Google account that is used...
View ArticlePersonal Investments • SIPC insurance for accounts over the $500,000 limit
One thing you need to keep in mind that you don’t get a separate SIPC limit at each brokerage. Each kind of account has a SIPC limit: Your taxable accounts are covered for $500,000 but it doesn’t...
View ArticlePersonal Investments • Husband and wife with different risk profiles
Unfortunately, I'm the one that has to decide. And make sure there is enough. It is NOT FAIR.The darling one should share in these important decisions. And they do. The darling one helps guide me.But...
View ArticlePersonal Finance (Not Investing) • At what net worth or income should one...
I haven't seen anyone mention a service like Going (formerly Scott's Cheap Flights). If you subscribe to their service, wouldn't that allow you reduce business or first-class costs under certain...
View ArticlePersonal Finance (Not Investing) • Layoff Advice
My experience is that generous voluntary severance packages aren't quite as lucrative when they become involuntary.Exactly. The tactical decision is a no-brainer. Take the voluntary package, lest it...
View ArticlePersonal Consumer Issues • At what point do you replace your HVAC system?
I installed a couple "emporia vue" energy monitors in my panels to track AC and heat pump energy use. not hard to do if your panels have some free space. it's been pretty illuminating, I found a...
View ArticleInvesting - Theory, News & General • US equities concentration risk
I should have made clear that I was curious how people with >85% large cap US for their total allocation are feeling. I will edit the OP for clarity.Feeling fine, and don't see an issue with it....
View ArticlePersonal Investments • Variety of ETF/Mutual-Funds
With regard to international stocks, you should note that there is serious disagreement on this forum, about their merits (or lack thereof) for US investors. See this long-running thread next door in...
View ArticlePersonal Finance (Not Investing) • Deducting Internet Expenses as Business...
Thanks for all the info everyone.It looks like it's a standard utility that is deducted as a percentage of my home office. As far as the Starlink backup, it will only be used for business purposes. I...
View ArticleInvesting - Theory, News & General • Roth IRA what to invest in and how
...- Works for a company?Self-employeed. Cleaning.- Has any benefits?NO- Emergency fund?NONE- What are annual expenses?- Risk Tolerance?Not sure how to approach this one, it seems like when you start...
View ArticlePersonal Consumer Issues • Fix Electric Kitchen Range or Replace?
Thanks for the additional replies.Statistics: Posted by ruanddu — Mon Jul 01, 2024 8:40 am — Replies 10 — Views 646
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