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Personal Investments • Cash vs investment

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My wife and I decided to move money to a MM account so we would be prepared to buy a second home. We did this because we are interested in buying this season, and a downturn in the market would be very hard for us to then purchase a home.

At the end of this season, should we be moving back into the market? If so, how should we do it (a bit at a time, lump, etc?). The plan would be to continue to look for houses next season if we are unsuccessful now.
A timeline of 1-2-3 years should be in a money market. The timeline for the stock market is 10-80 years and onward. Short term bonds might be a fit for 2-5 years and intermediate bonds 10-20 years.

If you do have reason at some point to change the risk exposure of a basket of money there is no point to doing it gradually. You either have a reason to do it or you don't.

Statistics: Posted by dbr — Tue Jul 02, 2024 8:57 am — Replies 6 — Views 560



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