Personal Investments • Question regarding mega back door roth versus defined...
It is a defined benefit plan.Looks as if he may be able to buy a certain amount of a defined benefit pension. Whether that is a good deal (or even whether that's what it is) depends on that "emailed...
View ArticlePersonal Finance (Not Investing) • Do banks check the signatures on checks?
I was told years ago that with the automated processing of checks, banks did not do any kind of verification of the signatures on a check. Is this still true? With new computer technology I wondered...
View ArticlePersonal Finance (Not Investing) • How much is okay to tell a perspective...
No, you shouldn’t. That’s giving someone a reason not to hire you.The only exception would be a job that was a short(ish)-term contract by design.Even if it is a place noted for...
View ArticlePersonal Investments • Retirement calculation for non-diversified portfolio
40 years ago I worked with a low-skill worker who had been at the company a long time, he invested all his money (about 1 million in today's dollars) in the company stock plan. Suddenly the company...
View ArticlePersonal Consumer Issues • Vegas - Grand Canyon
We have a spare day during our Vegas trip, and want to use it for Grand Canyon. Can use input from Bogleheads:1. South Rim or West Rim?2. Take tour bus or drive in rental car?3. Is Skywalk worth the...
View ArticlePersonal Consumer Issues • Unusual Refrigerator "leak"
Check the drain tubingStatistics: Posted by wilked — Wed Jul 03, 2024 9:02 am — Replies 11 — Views 831
View ArticlePersonal Finance (Not Investing) • New Small Business, Website?
I know there are a lot of small business owners on this site so I thought I'd ask this question here.I'm starting a small business roasting coffee and need to make a website. I'm curious about what...
View ArticlePersonal Finance (Not Investing) • How much is okay to tell a prospective...
If the job is advertised as Mon-Thu, then sure, say your wife is off Fridays so the job is a great fit for you. This may allay fears they may have that you would leave if full-time work becomes...
View ArticlePersonal Finance (Not Investing) • keeping assets separate in a marriage
Separate accounts and do not commingle funds. Any instance of sharing money renders that entire account as marital property.A joint account can be established for paying jointly shared expenses.A...
View ArticlePersonal Finance (Not Investing) • Selling real property before estate is...
My father passed away in North Carolina and his will left his house to my brother and I. His estate is not settled at the moment but it has more than enough money to pay all his bills. His house is...
View ArticlePersonal Consumer Issues • Timing on replacing 18 year old well pump
I would definitely buy one and put it in reserve. But I would not replace at this point. Talk to me again when it is 25 years oldFor what it's worth, I replaced our well pump last year after it died...
View ArticlePersonal Finance (Not Investing) • This is why I'm glad I started investing...
Just wanted to post with a different perspective. I feel one's 20's are a time to live life to the fullest and not think about being FI 20 years later.Why can't one do both? You can contribute to your...
View ArticlePersonal Consumer Issues • Tips for switching email and best place to buy a...
Like many people I've had Gmail forever (since the days it was invite only). I'm looking to switch to a personal domain. What's the best way to slowly transition emails without missing something? I'm...
View ArticlePersonal Consumer Issues • Fix Electric Kitchen Range or Replace?
Take it as an opportunity to move to induction. You will not look back Statistics: Posted by wilked — Wed Jul 03, 2024 9:10 am — Replies 23 — Views 1771
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
In simple terms:1. The current US equities landscape is nothing like 2000 or 2008. We are no where close to “bubble” territory. Each "landscape" is different, but if we are being objective about...
View ArticlePersonal Finance (Not Investing) • What's with all the annuity sales pitches!
Hello fellow Bogleheads, I just had a meeting with a federal benefits person who represents a company that specializes in helping navigate federal retirement benefits (fedplanwerks.com). She was...
View ArticlePersonal Investments • How Do You Lose Money In T-Bills?
I guess my question is should I time the market. Wait until the NAV is more than I payed going in.should you time the market?Market timing refers to act(s) of investing based on the condition of the...
View ArticlePersonal Consumer Issues • WSJ subscription rate is negotiable
My ~$52/year online subscription expired a few weeks ago. I was able to stop it from auto-renewing at something like $230/year on their website without having to call. The best renewal offer they gave...
View ArticlePersonal Investments • Optimal Cash Location in Retirement?
Is it reasonable or optimal for higher tax bracket retirees to locate most of cash allocation in tax deferred account, and any unrecognized risks or inconveniences by doing so?Contemplating tax...
View ArticlePersonal Finance (Not Investing) • Medicaire, IRMAA and the like
I have an email into the person who sold me the Oxford insurance plan at mybenefitadvisor.com asking about whether my wife can still be covered and if there is anything United Healthcare will require...
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