Investing - Theory, News & General • At what level of investible assets:...
I buy real estate to live in ( 2 houses ) and buy index funds for investing. Real estate requires more time, upkeep, and taxes. Of course some folks I know have made a bundle in real estate but I...
View ArticlePersonal Finance (Not Investing) • Inheriting Money
Instead of counting imaginary money maybe you should give Grandpa a call, or write him a happy letter, or go visit him while he's still here. Ask him to tell about how things were like when he was...
View ArticlePersonal Finance (Not Investing) • Property purchase help
If his name is on the title, he is part owner. Period. I would never add anybody’s name to a title of anything unless I was paid for that item in full. Can’t help ya. Call a good AAA rated Real estate...
View ArticleInvesting - Theory, News & General • Ten Years In Cash, Everything Else...
I am surprised at how cash seems despised, even if it is really a money market fund. What the OP proposes is well within the bounds of a standard Boglehead portfolio.If you have a million dollar 401k...
View ArticlePersonal Consumer Issues • Volunteer ideas for getting in touch with our...
Thanks all, I found something that could be a great fit that I think we can do on a regular basis. It's a smaller organization so I won't post publicly, but excited to give it a try.Any...
View ArticleInvesting - Theory, News & General • 2024 Bogleheads Conference: Sept....
Just a Q -Why is it necessary to put our birthday on the registration form to register for the Conference? Registration will not go through without our birthdate.Birthdate is an optional field. I...
View ArticlePersonal Investments • TIAA Traditional
But if so, they would be subsidizing those who do.It can be misleading to view some things as a zero-sum game. For example, people who buy houses in California could be said to be subsidizing existing...
View ArticlePersonal Investments • Deferred Income Annuity for children
As I have always said, a variable annuity is the best way to turn long term capital gains, usually taxed a 15% for most people, to ordinary income, probably taxed at 20%-25% at retirement for those...
View ArticleInvesting - Theory, News & General • Inelastic Markets Hypothesis
I look forward to reading the paper. I’d still like to know, however, what percent of the US equity market is made up of passive (or index, whichever is the correct word) holdings.I’ve seen data that...
View ArticlePersonal Consumer Issues • Toyota Camry vs Camry Hybrid
One thing that concerns me regarding both hybrids and EVs are spontaneous lithium Ion battery fires. There are a number of YT videos on these instances, some fires on the road, others in a garage,...
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Investing - Theory, News & General • Does the FIRE movement lead to...
If they are fine with higher volatility in exchange for higher expected returns I don't see the problem….I see people say some variation of this a lot. They say that the upside is a higher expected...
View ArticlePersonal Consumer Issues • surveys
Of course, nothing is foolproof, but I spent my entire career in marketing research mostly for Fortune 500 companies. Personal data collected was never used for criminal behavior but to help companies...
View ArticlePersonal Finance (Not Investing) • Pet insurance provider is threatening to...
So your idea is to committ insurance fraud?…are you joking? Unless you’ve been sleeping at the wheel, insurance companies clean our clocks every day. Yes, keep the insurance with the ex and be done...
View ArticlePersonal Finance (Not Investing) • Close to FIRE number but burning out at work
I think what happens is that people see they have an infinite number of choices, which becomes intractable to evaluate so it is easy to narrow that down to two, three or four (binary or near-binary...
View ArticlePersonal Investments • What does this mean for Total bond fund
If the fund or ETF has enough cash flowing inbound, they must buy bonds even if the yield is not so great. It's possible they did lock in a low yield at a time of purchase. Or maybe they bought it on...
View ArticlePersonal Finance (Not Investing) • SECURE ACT 2.0 Roll over 529 to Roth
Very restrictive conditions.Dan, it would be helpful if you could share those “Very restrictive conditions.” bill- Account must be over 15 years old- Rollover amount cannot exceed the beneficiary's...
View ArticlePersonal Investments • Total reallocation needed
In addition to the guidance this forum can provide, if you happen to be located near Portland, you might want to check out the Bogleheads Local Chapter there... viewtopic.php?p=7741411#p7741411 for...
View ArticlePersonal Investments • Struggling with BND
Hi--I am new here and trying to figure out what to do with the large amount of money we have invested in Vanguard BND and BNDX. We are in our 60s and retired and purchased these back in 2018. They are...
View ArticlePersonal Investments • Accruing Significant Wealth from Modest Beginnings?
When you were allocating 10% and 20% of your first salary to invest in index funds, how certain were you that you would be able to retire in 20 years and become a significant asset in 30 years? I'm 40...
View ArticlePersonal Investments • Portfolio Review + Can I FIRE in 6 years?
Does it make sense to wait and do this closer to the end of year, so that I have a better idea of what my W2 will look like (e.g. from my pay stub)? Other ideas?Waiting till nearer the end of the year...
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