Personal Investments • Vipsx returns
Vanguard vipsx currently has a yield of 4%. If bought today would i always get at least the 4% return like I would in vtsax if it had that yield? Unsure of how tips funds work?You would not/will not...
View ArticlePersonal Finance (Not Investing) • Best way to keep money in a main checking...
It seems that the account is not online which means you are using checks which to me are not a good way to bank. Also prevents alerts as you state. Reasonable caution is warranted but paper checks are...
View ArticlePersonal Finance (Not Investing) • any reason to not start taking pension?
How much of an annual increase is there in return for delaying the start date?Statistics: Posted by FiveK — Sun Apr 28, 2024 7:43 am — Replies 1 — Views 46
View ArticlePersonal Consumer Issues • Improving terrible WiFi Signal
Perhaps I don't understand mesh routers properly, but one of the things that has kept me from getting them is none (or at least not the popular ones) seem to have multiple ethernet ports (out). While...
View ArticlePersonal Consumer Issues • Checklist for moving parent to assisted living in...
Another set of tasks is to understand and manage the financial details of current and future assets, liabilities, income and expenses. My parent just stopped paying estimated federal tax with no...
View ArticlePersonal Investments • Randy Thurman vs Ray Dalio AWP
I currently have implemented a 50/10/40 three fund portfolio. Randy Thurman's book was an easy ready and his AWP seems, though a few more fund classes, straight forward, but more heavily invested in...
View ArticlePersonal Investments • vipsx (TIPS fund)
And as a better comparison, a 1-30 year treasury index vs. 1-30 year TIPS index:https://www.portfoliovisualizer.com/bac ... s6xrR7y6uSResults are similar, showing the TIPS fund ahead by 2.25%...
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Personal Finance (Not Investing) • Thinking of selling by owner
Finally selling my rental and while I will interview relators, I flipped the status of my property to For Sale on Zillow. After a bunch of spam texts, I got a call from a local guy who seems legit, so...
View ArticlePersonal Finance (Not Investing) • projecting for retirement - can we retire?
Why not wait until age 70 to take SS? This is the best way to get the highest inflation adjusted longevity annuity (highest SS benefit that goes up with inflation each year) that you can get &...
View ArticlePersonal Consumer Issues • Suggestions reduce cost for Niagara trip
Consider stopping by a lock on the Welland Canal. Interesting site when cargo ships are shuttling between lakes Ontario and Erie.I’ve been to Niagara Falls once, but stayed for 11 years. My first job...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
The best (well, most efficient) way to make money from credit card rewards is through sign-up bonuses (SUB). A couple times a year, you'll see bonuses in the $1,000+ range.Seems like a lot of work...
View ArticlePersonal Consumer Issues • In-Laws Want to Go Over Their Estate Plan with Us
"I don't see any indication in the thread that anybody is asking for an evaluation of options, or even asking an opinion."The indication is the use of the word conversation. That means give and take...
View ArticleInvesting - Theory, News & General • Stock/Bonds/Cash vs. Stocks/Bonds
If I recall, back in the 2000s when I began reading and trying to understand investing as I finished college and began my working career, most things I read discussed asset allocation as the mix of...
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Investing - Theory, News & General • Rookie Seeking Advice
Bare with me here, got a bunch of dumb new guy --about to shoot himself in both feet— questions that will make you laugh. Not expecting any single person to answer all this. Advice on any of it is...
View ArticleInvesting - Theory, News & General • Website for graphing Efficient...
I don't even know if I am asking this correctly, but does anyone know of a program that would allow you to graph an efficient frontier type graph when you are trying to combine 2 different mutual...
View ArticlePersonal Investments • ACATS transfers and propriety funds
You have have two choices: sell the non-transferable security and transfer cash, or leave the security with your old firm.If you want to cleanly sever relationship with the old firm, sell first and...
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Personal Investments • is it possible to have split beneficiaries with...
Each year, I purchase one $5K bond and five $1K bonds to give me flexibility on when to redeem the bonds cleanly.Unlike with paper bonds, which must be redeemed in full, you can do partial redemptions...
View ArticlePersonal Consumer Issues • Summer slippers to wear indoor on the hardwood floor
I wear Rainbow loafers. $80https://www.rainbowsandals.com/product/LOAFERLT_MENSStatistics: Posted by doobiedoo — Tue Apr 30, 2024 7:57 am — Replies 21 — Views 2228
View ArticlePersonal Finance (Not Investing) • Net worth anchoring - in retirement
Shouldn’t you want your net worth to drop through retirement (because of spending)? Otherwise what’s all that money for?Inheritance and family legacy. If one can comfortably accommodate these...
View ArticlePersonal Investments • Still Trying to Understand Bonds
Ben Felix had an interesting video on bonds.Did he say anything interesting that we haven't already covered thoroughly? (Lots of redundant info "out there".)I'm not much of a "go click this link"...
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