Personal Consumer Issues • Self-Help Book/Podcast recommendations
"On the Shortness of Life" by SenecaThanks again, this resonated with me partly because I had an experience in Hawaii when I was 22 that made me feel like I could die tomorrow yet still have lived a...
View ArticlePersonal Finance (Not Investing) • FAFSA- SAI?
There is no longer any benefit given to families with multiple children in college at the same time via the FAFSA form; families no longer get a lower SAI number if they have multiple children in...
View ArticlePersonal Investments • Die with Zero - opinions?
https://texasceomagazine.com/bill-perki ... with-zero/The page contains an interview from Texas CEO Magazine, dated July 10, 2020.The following Q & A reveals the core of the book:Texas CEO: That...
View ArticlePersonal Investments • New Boglehead ready to retire-maybe
We eliminated our emergency fund after a few years into retirement. Instead, we focus on our near term lumpy expenses 1-3 years out to ensure that we are maintaining adequate cashflow on-top of our...
View ArticlePersonal Consumer Issues • Help with leisure car budget
Rent through Budget and use FastPass to skip the line.Statistics: Posted by snackdog — Sun Apr 21, 2024 6:38 am — Replies 6 — Views 343
View ArticleNon-US Investing • Investing for American Expat in UK
3) possibly increase AVCs further in my workplace pension. I’m still learning about how my pension works (it’s USS if that means anything to anyone), but it’s changed a lot recently. It’s a DB/DC...
View ArticlePersonal Finance (Not Investing) • Purchasing, financing or leasing an EV......
There's no predicting the future, but as early adopters have bought their EV by now, demand has steadily dropped causing GM and Ford to shut down EV factories for the remainder of the model year and...
View ArticlePersonal Finance (Not Investing) • New Mortgage - Pay Extra or Invest
Why do you feel you need over half a million dollars in a taxable account? What is that money for? It's creating significant tax drag. I'd use that to pay down a mortgage of that rate. Assuming all...
View ArticlePersonal Finance (Not Investing) • Retiring abroad
My wife and I are planning an extended visit to Spain later this year, joining our son and daughter-in-law who will be on academic sabbatical. We also plan to do some other travel in the region and as...
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Investing - Theory, News & General • 30 Year Inflation-Protected Treasuries
Bill Bernstein bought a 30 year TIPS: https://www.advisorperspectives.com/art ... at-age-104He only bought a small amount. He must plan to buy and hold until age 104.I've bought some in my TIPS ladder...
View ArticlePersonal Consumer Issues • Which Kindle?
I had a 2019 Kindle (not paperwhite) and just got the newest Kindle Paperwhite. It's like night and day. I wish I had gotten one earlier. The bigger screen, more PPI, and warm backlight are amazing....
View ArticleInvesting - Theory, News & General • Vanguard Customer Service Mega-thread
IMHO, first-hand information is more reliable than “surveys”.thanks again.Here’s a bunch of non-statistical first hand experiences with multiple...
View ArticlePersonal Finance (Not Investing) • HOA Amendment to deny home rental.
A question. How do people/HOA know a home is a rental?Do landlords have to submit something to the public domain? I don’t see anything in the rules and regulations from my current HOA about announcing...
View ArticlePersonal Finance (Not Investing) • Just got laid off - Coast Fire and...
Sorry for your job loss. Your portfolio is $2.45 million and you will receive one year severance. Check your state’s unemployment rules to see if you are also eligible to collect unemployment...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
Brevard NC ( a bit south of Asheville) is an exception. Local businesses (including restaurants) routinely charge a 3% fee on credit card purchases. Not the case for transactions with national chain...
View ArticlePersonal Finance (Not Investing) • How To Help A Low Income Person Pay...
I can and have set up reoccurring ACH transfers to pay rent. Why can't you just do that?If it's not too time consuming, could you walk me through the steps to get a reoccurring ACH transfer and does...
View ArticleInvesting - Theory, News & General • "Obvious" Market correction
We are BH followers [...] But [...] How do we still stay the course with obvious correction coming?I agree absolutely with everyone that [...] I still can't resist temptation to capture quick few...
View ArticleInvesting - Theory, News & General • Tax Loss Harvesting 101
Can we do tax loss harvesting between TSLA stock and TSLL (2x bull TSLA single stock ETF)?My cousin is under water with TSLA stock in taxable account but doesn't want to sell. Can he capture tax loss...
View ArticlePersonal Finance (Not Investing) • Organically giving money to nice people -...
I removed an off-topic post regarding homeless people.Please stay on-topic.Statistics: Posted by LadyGeek — Mon Apr 22, 2024 6:47 am — Replies 33 — Views 3109
View ArticlePersonal Investments • End of plan and prob of success
Wondering if I’m thinking retirement spending correctly … and its relationship to Probability of success (POS) and the end of plan (EOP) balances.We just had our annual check-in with our TIAA advisor...
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