We eliminated our emergency fund after a few years into retirement. Instead, we focus on our near term lumpy expenses 1-3 years out to ensure that we are maintaining adequate cashflow on-top of our annual expenses. It also helps us set the correct duration on our fixed income investments.
Both delaying social security to age 70 is not optimal in terms of overall payout.
Both delaying social security to age 70 is not optimal in terms of overall payout.
Statistics: Posted by Wiggums — Sun Apr 21, 2024 6:37 am — Replies 10 — Views 942