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Personal Finance (Not Investing) • Average/median retirement age: I was...
Job loss as a reason to retire sounds kind of like divorce is a reason to have more kids. I guess I'm wondering how people can retire if they are financially unable to do so, even with reduced...
View ArticlePersonal Investments • Teenager looking to build short term portfolio
Basically my question is confirmation of this statement: the best way for short term growth is through index fundsIndex funds typically are stocks and/or bonds. Neither is great for a goal in <5...
View ArticlePersonal Finance (Not Investing) • Hitting a wall with credit card churning
My wife and I have been prolific credit card churners for years, but I've hit a wall where I'm really struggling to find sign-up bonuses that we haven't already taken advantage of in the past, and we...
View ArticlePersonal Finance (Not Investing) • Gifting a home to relative - tax...
Thank you all for your comments -- very helpful.Statistics: Posted by RationalWalk — Thu Apr 04, 2024 1:21 am — Replies 4 — Views 487
View ArticlePersonal Consumer Issues • Recommendation for lightweight carry-on luggage?
Minaal Carry-On, $349 - https://www.minaal.com/products/carry-on-bag-3Or smaller: Minaal Daily 3.0, $289 - https://www.minaal.com/products/daily-3-0-bag(they have the previous version for $249)They're...
View ArticlePersonal Finance (Not Investing) • The Finance and Psychhology of Retiring...
So why wouldn't we continue to pack away nearly $225K a year whilst it also increases our pensions. Well we have about $5M in assets already and our pensions together will be $100K covering easily our...
View ArticleInvesting - Theory, News & General • Dot.Com Era/AI Era?
Profit destruction is why capitalism's worked.As some have said, it's the worst economic system, except for all the others.I don't think capitalism will take us much further.They've been saying that...
View ArticlePersonal Investments • managed futures to improve withdrawal rate
I wasnt suggesting it as a good standalone asset to hold 100% of the portfolio. I am suggesting it is a better diversifier than treasury bonds for a 60/40 portfolio. It has negative correlation with...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
...I have read the whole thread and benefitted enormously from the work of the participants, have to name skier and comeinvest specifically (no disrespect to others). I have various questions, but...
View ArticleInvesting - Theory, News & General • How do you invest your required...
First part of RMD goes to Qualified Charitable Donations, the rest goes to cruises. Age 75.Statistics: Posted by ralph124cf — Thu Apr 04, 2024 2:25 am — Replies 10 — Views 830
View ArticleInvesting - Theory, News & General • What's Been The Best Investment of...
Financially speaking in terms of largest gain on a single investment.A low cost target date fund in my 401k, when I didn’t know yet about how to build my own even lower cost portfolio from diversified...
View ArticlePersonal Consumer Issues • Most efficient method to protect ground floor...
My neighborhood is considered one of the safest in the city, but we still experience burglaries. (Even Mayberry had a sheriff.) Breaking through the front door is the most common method. (And a...
View ArticlePersonal Finance (Not Investing) • First Republic line of credit - 100k @...
Good to know customer service at Sofi at least calls back. I waited a full hour to try to reach an agent to change my autopay bank account. The automated response kept saying less than 1 minute but I...
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Personal Finance (Not Investing) • Is three days per week the ideal work life...
I have been working only 3 days a week (8 hour shifts) since age 24. Now I'm 43 If you continue to do that and make it work I so hate you. Statistics: Posted by gunny2 — Fri Apr 05, 2024 1:15 am —...
View ArticlePersonal Investments • Requesting feedback on our portfolio (first timer)
We recently moved from the mid-west to the Bay area. We joined the workforce late due to graduate studies, hence our 401k assets may look smaller than typical. Learnt about investing pretty late and...
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Investing - Theory, News & General • The Dividend Returns
"Deidre Woollard caught up with [Daniel] Peris to talk about why he believes we’re about to witness a resurgence of dividend investing."I don't follow trends, fads, and fashions in investing. If...
View ArticleInvesting - Theory, News & General • VXUS alternatives?
Just to bookend things, I ultimately decided to stick with VXUS after a lot of research. There is no ideal ETF for me in this space, so will stick it out with VXUS.Good choice.Statistics: Posted by...
View ArticlePersonal Investments • Real estate investment question
Sorry for a super late reply. I am stuck in this confusion mainly because of `personal residence exemption`. I have about a little over year and I want to make that decision because my tenants lease...
View ArticlePersonal Consumer Issues • Favorite low/no salt and sugar foods
To be fair, 100g of bread and 100g of ketchup probably not both one realistic serving.Of course, but I have not found the serving size on any label to be relevant to the amount of food I eat. I...
View ArticlePersonal Investments • Roth/Traditional 401k split
Also keep in mind state income taxes if you live in a state that has them. Deferred gives you the potential to skip the state income taxes entirely if you later relocate.Or not. Op is in FL and not...
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