Personal Investments • Portfolio Overhaul Help Needed Due to Changing...
If you already have to take on long-term consumer debt for maintenance, such as what you did for the AC unit, it is a clear sign that you can't afford the maintenance going forward. A house,...
View ArticlePersonal Finance (Not Investing) • Amending tax return for 2021, 2022 to fix...
For 2022, I already once amended return , so I cannot file again. Amended return was accepted. You can amend more than onceStatistics: Posted by nalor511 — Tue Apr 02, 2024 1:52 am — Replies 1 — Views...
View ArticlePersonal Investments • Super New To Investing and Looking For Advice.
About 6 months ago I opened a Target Date fund on vanguard and I am on target to max it before April 15 2024 for 2023Why is there a maximum? There are different types of accounts. Some have maximum...
View ArticleInvesting - Theory, News & General • US Treasury settlement 24x7
Disclaimer : I know this forum prohibits crypto and considers it in general as non-investible due to bitcoin having no inherent value other than what's perceived but hoping this does not falls in that...
View ArticlePersonal Consumer Issues • Anyone replaced an iPhone battery?
Wife took her Iphone 13 into Apple to replace battery. Got it back several days later. Now the battery drains much faster than before. Junk.Statistics: Posted by Carl53 — Tue Apr 02, 2024 2:07 am —...
View ArticlePersonal Investments • Why do people buy annuities?
It amazes me all the threads on bogleheads about those who want FDIC insurance and are afraid of a money market fund.But some of the same people have no problem handing over tons of cash to a life...
View ArticlePersonal Consumer Issues • Password recovery from Facebook
Why am I getting a password recovery message with a code in it from Facebook when I don't have an account?The message is looks legitimate and there's even a "Let us know if you didn't request it"...
View ArticlePersonal Finance (Not Investing) • How do you budget and pay for dental...
Oh boy. Just seeing these costs is nauseating.Over $10k I would consider other countries.Those full mouth all on 4 ads you see all over TV etc can be upwards of 75K for both arches... Heck even...
View ArticlePersonal Consumer Issues • Viator Tour Agency
I have used Viator to book tours in Australia, New Zealand, and Japan, and had a great experience.Check out the reviews and research before booking, the wonderful thing is that you can cancel most...
View ArticlePersonal Finance (Not Investing) • Why Turbotax recommends standard Deduction...
Revised my post to make it clearer. Thanks.Statistics: Posted by fred2017 — Wed Apr 03, 2024 1:00 am — Replies 1 — Views 353
View ArticlePersonal Investments • Best way to handle Vanguard transition to brokerage...
1. Convert to brokerage. Why wait?2. Convert to ETF3. Transfer. I would actually transfer everything to Fidelity for the expanded support. Weekends, nights, and live chatI was originally hoping to do...
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Investing - Theory, News & General • 401(k) Limits
...and for IRA limits, here is info. I found for 2025..."Taxpayers with traditional IRAs are no longer required to make withdrawals from their account at age 73 and reduces the penalty for not taking...
View ArticlePersonal Investments • Advice needed. How to convert $1.2 million portfolio
AspirationalBH has given you excellent advice - term life insurance and maybe even disability insurance since you do have a dependent. Your son will be taken care of with these.Good luck,J.AustenI...
View ArticlePersonal Investments • Help with mutual fund selection in LFG 403b
Hi Lakpr, thanks for the advice! I am maxing out my retirement accounts and haven’t heard of I-bonds before. I’ll look into it!Statistics: Posted by strikerz1 — Wed Apr 03, 2024 1:42 am — Replies 4 —...
View ArticlePersonal Consumer Issues • EV charging
I'm a very happy Tesla Model Y LR owner. We almost always charge at super off peak hours on an EV plan for 0.069 c/kWh and only use superchargers while on road trips. At home, our level 2 (240w 48...
View ArticlePersonal Investments • Final 5500 EZ for solo/ individual 401k
Thanks HomeStretch. I am still uncertain how to approach given the instructions. In this case, the Employer name for 2a is the LLC. The plan sponsor of an i401k is the individual. It seems that I...
View ArticlePersonal Finance (Not Investing) • Can I retire in 10 years through annuities?
Annuities seem to be one of those "great in theory, terrible in practice," items. Probably a combo of adverse selection (people who have good reason to suspect they'll have longevity are the ones who...
View ArticlePersonal Investments • 200,000 cash, retired, what's the best way to avoid taxes
Interest income does not affect social security. Only earnings from work. Would you rather make $0 and $0 taxes? or earn $10k and pay $3k in taxes? I would take the latter myself.Pretty sure that...
View ArticlePersonal Investments • Inherited a windfall - need guidance
It’s a good move imo to move your accounts from Wealthfront and Morgan Stanley AUM to a low-cost brokerage. Have you considered Fidelity (or Schwab) over Vanguard? They will also likely pay you a...
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Personal Finance (Not Investing) • Fidelity as a one stop shop
I have a few dollars in one of my IRA accounts where 100% of the holdings are in an ETF, except for the small % of cash that's in the account. Is there a way to actually make it 100% in equities and...
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