Investing - Theory, News & General • Domain name investing
Back in 1999 a company called 'Liquid Audio' came out with Genuine Music. I was into audiobooks at the time so I registered the more inclusive domain GenuineAudio.com. It cost me $150 and was not...
View ArticlePersonal Investments • Vanguard Wellesley
The Vanguard web page for Wellesley says it's yield is 4%; Morningstar says 3.42%. Which might be more trustworthy? (I'm guessing Morningstar, being a pessimist).They are both trustworthy but use...
View ArticlePersonal Finance (Not Investing) • Should I contribute a small amount to a...
PLEASE PLEASE PLEASE do not say you paid $500 income tax.Guessing it was more like $10,000+. Thinking you paid $500 is just a worthless statement. I am guessing you were were short $500 from...
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Personal Investments • Re-financing - real estate
Bonesly… how does one calculate “when you break even” in evaluating re-finance options?Your $3K threshold for savings on a refinance seems reasonable. How did you decide on that figure? Break-even is...
View ArticleInvesting - Theory, News & General • "Order collaring" at...
If this was an actual trading strategy by the counterparties to the RH users, wouldn’t competition eliminate it? If the stock is insufficiently liquid, that may be a barrier to arbitrage.Statistics:...
View ArticlePersonal Investments • European moving to the US for studies: Continue...
If my plan was to be in the US for only a few years, I would want to minimize my entanglement with US finance, tax, retirement accounts. I'd want only the minimum number of accounts needed to...
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Personal Finance (Not Investing) • Municipal Bond Funds vs Individual Munis
Please your thoughts on pros and cons of muni bond fund vs individual muni bonds, and at what taxable income makes most sense to go with munis. I'm considering exchanging a portion of my taxable fixed...
View ArticleInvesting - Theory, News & General • Happy Birthday, FZROX! (Has it Won...
How much securities lending has it done relative to competing funds?Statistics: Posted by Northern Flicker — Fri Sep 06, 2024 12:14 am — Replies 96 — Views 17397
View ArticlePersonal Investments • Would you invest a very large amount now, knowing the...
Investment policy says lump sum, so it is what I would do.Statistics: Posted by FIRWYW — Fri Sep 06, 2024 12:14 am — Replies 80 — Views 4637
View ArticlePersonal Investments • 20 years out from retirement, currently hold 10% EDV...
2) in 2020 long-term treasuries were up massively, like 25%Yes they went down in 2022 because rates rose. If you needed money in 2022 you should have had it in long-term treasuries.2018 EDV was 105...
View ArticlePersonal Consumer Issues • Corporate Transparency Act — HOA Board members
Boy, based on a little research, this thing sounds like a real mess. I’ve got to imagine there are thousands of small, self run HOAs that won’t know anything about these new requirements.And lots of...
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US Chapters • Roll Call for the Retirement Class of 2025!
I’m planning to retire at the end of June 2025 at 60.5. Original plan was to retire end of 2024 and travel extensively but some family & personal commitments intervened so have decided to continue...
View ArticlePersonal Investments • Help me understand: retirement and taxes
Also, be aware not all your Social Security benefits will be taxed.Statistics: Posted by RCL — Fri Sep 06, 2024 12:49 am — Replies 29 — Views 2032
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
When an amount is entered into the "Temporary Retirement Income" section(s) on the "Retirement" sheet of the VPW Accumulation And Retirement Worksheet, what does the worksheet assume the retire does...
View ArticlePersonal Finance (Not Investing) • JIKO - worth it?
Last year I opened up account with Jiko, a bank that invests your money in US Treasuries automatically in $100 increments, and then sells them when you withdraw. At one point I was getting 5.4%+ on my...
View ArticlePersonal Finance (Not Investing) • Teen Driver in 6 months, any suggestions?
Make your teen driver drive the car a lot. That is, every time you are in the car with them, they are the driver. Never drive yourself while they are in the car with you.Also start practicing...
View ArticlePersonal Finance (Not Investing) • How do I choose Homeowner's Insurance?
I built an excel spreadsheet to compare rates and coverage limits. I was confused AF when I started but figured it out with my spreadsheet. I ended up going with USAA.Statistics: Posted by Valhalla7 —...
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Investing - Theory, News & General • Purchasing MYGAs (multi year...
Should Gainbridge and/or Canvas MYGA owners be concerned that their rates have not dropped with bond yields (yet)?I'm considering completing one last MYGA application with Gainbridge today to lock in...
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Personal Finance (Not Investing) • Received call from debt collector, but...
Way back when I was a graduate student in the late '70s, I received a letter from a collection agency about an unpaid utility bill for someone with a very similar name who had recently lived in my...
View ArticlePersonal Investments • Inherited 401k MRD / RMD Confusion
Rolling it into an inherited IRA at Fidelity would take maybe 10 minutes of your time. I’ve done this and it was mighty easy. Then you won’t have three parties involved (you, Fidelity, and folks in...
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