Personal Finance (Not Investing) • What is your opinion on using Progressive...
Progressive's offerings are a bit of a mismash. Home insurance is via a partnership with Homesite. It was with American Family until this month. Home policies are mostly integrated with the main...
View ArticlePersonal Finance (Not Investing) • What to do with accumulated sick leave?
I had 7 weeks that could only be used for sick time, not paid out if you left the company. Crashed on my bike and used it all. Fortunate that I had it.Way back before people could work from home, I...
View ArticlePersonal Consumer Issues • Did IRS mail you confirmation when you set up ID.me?
Yes, I got one, about a month after I registered.DH registered a couple of weeks ago; we haven't seen his mailer yet.Statistics: Posted by Sandi_k — Wed Sep 04, 2024 12:14 am — Replies 7 — Views 478
View ArticlePersonal Finance (Not Investing) • Am I too rigid in maintaining my fixed costs?
I was one of those people in my earlier years who kept on wanting the bigger house and always took on more debt and mortgage. My rational was that we “needed” the bigger place for the kids. In...
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Personal Investments • Tax Gain Harvesting
If you hold VFIAX at Vanguard, then selling would invoke the "cannot buy back for 30 days" triviality. So that's a "Why not?" But one can buy VOO instead right away.That pairing might fall under the...
View ArticlePersonal Investments • Withdrawing from taxable account question
Because this is one lot purchased > 1 year ago:1) Yes on the approximate number of shares to sell, and yes to the $5K Long Term Capital Gain (not the tax you would owe).2) Yes. The amount of tax...
View ArticlePersonal Finance (Not Investing) • Potential Layoff - what actions to take?
Don't add to your anxiety by trying to project your odds of being laid off 3-5 years out. There will be a lot of water under the bridge between now and then.Keep your head down, do your best work,...
View ArticlePersonal Investments • International Stocks: Total (VXUS) vs Developed (VEA)
Thanks everyone. I think I’ll go with VEA. It’s risky enough, no need for emerging markets.Statistics: Posted by Hot Sauce — Wed Sep 04, 2024 12:39 am — Replies 12 — Views 939
View ArticleInvesting - Theory, News & General • Really Bad Day (RBD) Activities
I'm expecting more volatility for the next 2-3 months and I've put some cash on the sidelines and prepped my Roth conversion so I can take advantage of it. Today was nothing though.You don't need to...
View ArticlePersonal Investments • New 401K Portfolio Review & Suggestion
Dear Bogleheads:Just recently switched my employment with a new 401k account at Fidelity (decided not to rollover my old 401k accounts).When talking about portfolio, one might need to look at all...
View ArticlePersonal Finance (Not Investing) • What Savings to Reduce Living on One Income
I think I saw intel on that matter in the BH Wiki. It´s basically the priority of where to save money, just backwards.+1Yes, it's the Prioritizing investments article.LW2013, how do the suggestions...
View ArticlePersonal Investments • Looking for Financial Planner in Boston area
Can’t your father just demand that his advisor make his portfolio 40/60 or 20/80?Additionally, why does he need an advisor at all? It’s fine if he wants that security blanket, but definitely not easy...
View ArticleInvesting - Theory, News & General • Latest Roth conversion paper
Some may remember that I joined the forum in June 2021 because I stumbled across a discussion of my first Roth piece, a working paper published on ssrn.com. https://papers.ssrn.com/sol3/papers.cfm ......
View ArticlePersonal Consumer Issues • Best practices for selling vehicle on Craigslist?
Some banks limit the amount that can be deposited via app. I think it's something like $6k for my bank, so I'd have to physically deposit a $13k check. I wouldn't be too concerned about accepting up...
View ArticlePersonal Consumer Issues • How much data is needed for TV streaming?
Shopping for an internet plan for streaming on YouTube TV. The plan I'm looking at has a useage allowance of 400gb/mo. Does anyone know if this is sufficient to support TV streaming on YouTube TV?You...
View ArticlePersonal Finance (Not Investing) • Question on FBAR and repatriating money to...
Unless excluded by bilateral tax treaty, you owe capital gains taxes in the US (and maybe in your state of residence as well) even if you don’t repatriate the money.The act of transferring the money...
View ArticlePersonal Investments • VA 529 investment advice
OP, we have two kids of similar ages to yours. We have their 529s invested exclusively in stock funds.Thanks- this is tempting. Have you thought about what point (if at all) you will shift to more...
View ArticlePersonal Finance (Not Investing) • Quick question about the Windfall...
Yes, the maximum PIA reduction is currently $587 but if your Full Retirement Age (FRA) is <67 your reduction will be less because your bend point #1 will be less. For example, if born in 1958 your...
View ArticleNon-US Investing • Became a US Citizen in 2022 and just heard about PFICs...I...
I am not entirely convinced that the OP due to past or current work in the UK and the existence of a pension plan has not at some point either due to the transfer of cash or via total values hasn't...
View ArticlePersonal Investments • First Home- Plan Me
* Calculators work under certain assumptions / inputs…reality may turn out differently. * The metric I use for buying a house is no more than 3x income and 20% down.* In most cases, I strongly prefer...
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