Personal Investments • Talk me out of these USAA annuities
I have not bought in and I'm being pestered.if you're dealing with pests, it's time you told them to "bug" off.Statistics: Posted by arcticpineapplecorp. — Thu Jul 04, 2024 9:14 am — Replies 19 —...
View ArticleNon-US Investing • Suggest a strategy for 200k + £50k + £70k - £100k
What interest (only) rate are you paying on that 100k mortgage?There's a good chance that your safest return on investment is to payoff the whole mortgage and not be paying that interest anymore...
View ArticlePersonal Finance (Not Investing) • Share your net worth progression
Mid year update with 2022-2024 results from 417 responses (only shows those who included their age in post), in millions of USD net worth:age count p10 p50 p9020s...
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Personal Finance (Not Investing) • Electronic transfers over $10,000 between...
Upon further review, there is no flag.That was funny. Thanks. Statistics: Posted by TomatoTomahto — Thu Jul 04, 2024 9:17 am — Replies 19 — Views 1503
View ArticlePersonal Consumer Issues • Chrysler Pacifica Platinum AWD V6: Experience,...
We've reached 5 yrs & 75k miles on our Pacifica (non-hybrid), purchased new. We've been very satisfied. It isn't showing much wear, and we've had relatively few problems. We love the comfort on...
View ArticlePersonal Finance (Not Investing) • Anyone with personal experience being...
Vanguard will know you're dead long before the executor contacts Vanguard.How do they find out?Lexus Nexus.Statistics: Posted by SxSW — Thu Jul 04, 2024 9:19 am — Replies 21 — Views 1496
View ArticlePersonal Consumer Issues • Retiring to Upstate NY
We've pretty much decided to stay in Upstate NY for our retirement. Albany area, but not in Albany. We like this area well enough. It is big enough to have all modern conveniences, but small enough...
View ArticlePersonal Consumer Issues • Need recommendation: Small leather wallet for ladies
I've been using Matt and Nat vegan leather wallets for a long time now. I highly recommend them.Thanks for the tip! They look good. It has become surprisingly difficult to find a nice, simple wallet...
View ArticlePersonal Investments • 75 year old newly retired Fidelity fund choices
I agree with the Fidelity Freedom Index funds, whether it is the income fund or one of the target dates 2010, 2015, that is still open. Note all the target date funds merge into the Income Fund. Since...
View ArticlePersonal Investments • Portfolio Allocation Disarray - Set Me Straight
Two comments.1. Converting your tIRA to Roth in the 32% bracket is probably a poor idea. I don't think you get this yet. Here is a simple example. If you have $10k in tIRA and convert it to Roth at...
View ArticleInvesting - Theory, News & General • AQR's Cliff Asness Preaching the Gospel
I'm sure someone will find a something to criticize but Cliff's business model isn't straight indexing yet he rarely fails to give it and Jack accolades. Rubenstein, Koch, Asness and More on the Best...
View ArticlePersonal Investments • Bond Ladder Rolling - Taxable Events?
As I ladder my T-Bills in TD and Vanguard, am I creating a taxable event at maturity?I am rolling them, so theoretically am I creating more taxable events with three, three-month bonds rolled into...
View ArticlePersonal Investments • Please help analyzing our portfolio. Retirement is...
What was unexpected is that keeping the building and renting it out didn't make financial sense to the New Retirement, as opposed to selling it and investing the proceeds into the taxable account with...
View ArticlePersonal Consumer Issues • App for flooring and painting projects
"If you don't have civil help to offer, I prefer you not comment."Geesh, J provides some of the most civil help out there.Surprisingly, I had luck with Angie's list a number of years ago. I know it's...
View ArticleInvesting - Theory, News & General • Where My 100% Equities Peeps At?!?
VTSAX/Cash 99/1>100 X69, retired, never owned bonds. SS at 70(close to max) will largely cover basic expenses. Living the dream....I'm also about 100x and SS will be close to the max benefit but my...
View ArticlePersonal Finance (Not Investing) • If You Live in a State Where Servers Get...
Not me. I'm trying to help keep the restaurants around me open and in business.The pandemic was quite instructive in a lot of ways.Statistics: Posted by Doom&Gloom — Fri Jul 05, 2024 9:20 am —...
View ArticlePersonal Investments • 401k: Retirements Savings Trust III (0340) vs VMRXX
Your fund probably has rules that prevent you from making this switch without detouring through a non-competing fund for 30-90 days.Thank you. Good point. I checked and it seems the rule has an...
View ArticlePersonal Finance (Not Investing) • House not selling - seeking strategy advice
Your house is worth what someone is willing to pay for it. It does not matter what you think it is worth. Been through this multiple times and sometimes you win and sometimes you lose. Your options...
View ArticlePersonal Finance (Not Investing) • I feel like I cannot afford where I...
The student loan is $72k @ 3% interest. Doesn't make sense to pay it off with such low interest. Yes, it does make sense to pay it off. Say you're getting 5% in a High Yield Savings Account. You're...
View ArticlePersonal Consumer Issues • So what are you cooking
Carrot-Fennel salad from ATK - process the fennel then carrots in a food processor to the size of very coarse bulgur. Make a dressing with OJ, Orange zest, white wine vinegar, honey. Toss all together...
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