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Personal Consumer Issues • Hanging laundry room cabinets no studs
A strong magnet is useful for finding drywall screws that are attached to the studs.Yep. I used electronic stud finders for decades before discovering these convenient magnetic ones.I've seen some...
View ArticlePersonal Investments • Question about munis in lower tax bracket
... or am I overlooking something?The bond in the screenshot is callable. This "feature" works for the issuer, and against the investor. If interest rates fall, the issuer would probably call the bond...
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Personal Consumer Issues • Beaches near to Miami with Cottage
Anyone ?Looking for just a place to relax little away from crowds near Miami in January !Statistics: Posted by andyandyandy — Fri Jul 05, 2024 9:39 am — Replies 1 — Views 247
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Personal Investments • 2.5% withdrawal rate forever?
The values based on how much you desire to have at end of life, between zero and 100% of initial amount.Including pandemic and some of 2023:source:https://earlyretirementnow.com/2016/12/ ......
View ArticlePersonal Consumer Issues • Replace tankless w/heat pump water heater in...
Don't do it they are annoyingly loud and whiny my wife hates it. The space becomes unusable when the compressor is running.It all depends on the model. Which model did you get?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • What's Your Exit Strategy (for...
I was at over 100 on my retirement score with the significantly below before I retired. I use the average to see what the RMDs could be.This makes sense but I am still having hard time to really...
View ArticleInvesting - Theory, News & General • Bond skeptics - how long will you...
Code: Money Fund + CDs20.1%SWVXXTotal Bond Market4.7%VBTLXWellesley Income4.5%VWINXBank + Treasury Dir3.5%CASH$Ultra-Short Bond2.1%VUSB35% Total (rounded up).Total Bond was 20% at one time during...
View ArticlePersonal Investments • Late Start - Need Help with 2-yr Plan
Administrative question: I have additional info/thoughts to share and a revised idea of what we think we want to do. Would it be better to edit my original post, add it as a reply, or start a new post...
View ArticleInvesting - Theory, News & General • TMNT not Teenage Mutant Ninja Turtles
You mean going forward? Surely there are some stocks that did even better than these ones that you could pick, no?Statistics: Posted by White Coat Investor — Sat Jul 06, 2024 9:46 am — Replies 5 —...
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Investing - Theory, News & General • International (Non-US) versus US...
devolved into the BH version of jello wrestlingI read this thread for its entertainment value...Nice use of imagery, I understand your motivation now This statement was posted several years ago and...
View ArticlePersonal Investments • Talk me into diversifying ... (high tax burden)
But we certainly feel a sense, or fear as you put it, of missing out on the next big upswing which keeps us from selling. Even when it seems more likely for the position to fall (or stagnate) vs...
View ArticlePersonal Investments • Portfolio Review / Mid 30s
Do you really not see what's going on here...??? You're a very fortunate person with a high wage and lots of money already. In fact, more money than many people will ever have. When you write the...
View ArticleInvesting - Theory, News & General • Vanguard Auto Buy ETFs
Vanguard is now allowing automatic ETF investments on weekly, bi-monthly and monthly schedule. No sure if any other major brokerages allow this currently.They do and they have for some time.This has...
View ArticlePersonal Finance (Not Investing) • Medicaire, IRMAA and the like
OP - I did not see this mentioned in the various responses.You need to search "SHIP counselling" and see a SHIP counselor. (SHINE in Massachusetts.)You are getting excellent advice here but you seem...
View ArticlePersonal Consumer Issues • Medicare Advantage Reigns. So Who Still Buys...
One of the biggest issues with regular Medicare is that there is no out of pocket maximum. That leaves most people with then having to decide whether to go with Medicare Advantage or a Medigap policy....
View ArticlePersonal Finance (Not Investing) • Credit Score Nightmare
I do NOT recommend it but one way to get back up is get more credit and don’t miss payments.Statistics: Posted by bombcar — Sat Jul 06, 2024 9:55 am — Replies 5 — Views 495
View ArticlePersonal Consumer Issues • How did you learn and play music, and what...
J, you sound like a talented player to play that song! We saw Jake at New Orleans Jazzfest a few years ago and were blown away. BTW, I HIGHLY recommend JazzFest for anyone who likes music. I don't...
View ArticleInvesting - Theory, News & General • S&P 500 returns for first half...
behind a paywall. can't read it. but, yeah 4% of all the companies tend to create the value of the market. Knowing which ones they are before they do is the problem.Statistics: Posted by...
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Personal Investments • Portfolio review from Texas
Have you contacted the Endowments Dept at the school you want to give your estate to? I'm sure they will be helpful in making sure the money gets spent they way you want it to. You'll also want to...
View ArticlePersonal Investments • ETF/MF That Invest Solely in Infrastructure
iShareshttps://www.ishares.com/us/products/294315/Othershttps://etfdb.com/etfs/industry/infrastructure/Statistics: Posted by Gaston — Sun Jul 07, 2024 10:00 am — Replies 1 — Views 74
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