Personal Investments • Please Help with Back Door Roth Actions
… Proposed actions:-Find out the amount of after-tax contribution and subtract that from the total balance. That amount stays in the TIRA….Are the after-tax contributions from (1) after-tax TIRA...
View ArticlePersonal Finance (Not Investing) • FTC Announces Rule Banning Noncompetes
Lina Khan is a rockstar!Lol. Her history of legal defeats would suggest otherwiseStatistics: Posted by MBB_Boy — Wed Apr 24, 2024 6:54 am — Replies 23 — Views 2163
View ArticlePersonal Investments • Risks of Grandparent 529?
My son has about $90K set aside by my wife's parents in a 529. I'll count on it when the checks are cut and not before.This.My step father "buys 10 shares of Berkshire Hathaway B stock every year for...
View ArticlePersonal Investments • Some questions regarding US Treasury
Hi,I have an account on schwab and have some questions regarding US Treasury:1. What is the risk for short-term US Treasury? For example for 4-week bill, if I wait until the mature of the bill, what...
View ArticlePersonal Consumer Issues • Seriously considering an EV
Range anxiety is overblown. This is true in general, especially when speaking about current EVs. But as the rest of your post implies, it is decidedly NOT overblown when the vehicle in question is a...
View ArticlePersonal Investments • Which Bond Fund Should I Use?
Since short duration is currently paying more than long duration why don’t you just buy a 2 year treasury and re-evaluate in 2 years?I just wanted to avoid feeling like I was timing the market, since...
View ArticlePersonal Investments • SIMPLE IRA at Vanguard - Do I move to E*Trade or Ascensus
Here's my situation: Day job has a SIMPLE IRA at Vanguard since 2011. Currently 3% match and I rollout the account every December to keep a zero balance when the new year starts [account has been open...
View ArticleInvesting - Theory, News & General • I Bonds Mega Thread (I Bond Heads...
Thank you chem6022 and tipswatcher. If it is 1.3, I don't have to rush a decision now and can afford to wait till end of Sept.I second this. Thank you!However, if you buy now you will get six months...
View ArticlePersonal Consumer Issues • Medicare Part D Choices for 2024 available
Good luck. Part D in general and Wellcare Value Script has worked well for me. But I take only a couple old generic medications. Many folks report Part D is rather more problematic when one needs...
View ArticleInvesting - Theory, News & General • Total Portfolio Allocation and...
What I've done is just put that amount of money as a legacy requirement and it seems to work fine. Is there a more elegant way to achieve this though?ScubaHogg,Great questions. I have been thinking...
View ArticlePersonal Investments • What to do with Transamerica Annuity?
Family members have this too. I seem to recall, when Vanguard dump them, that the reason to stay with Transamerica was some sort of future annuitization ability that would be lost if transferred to...
View ArticlePersonal Investments • Die with Zero - opinions?
I have read some of the book now (e.g., skipped to the chapter on Kids). To be honest, I didn’t learn anything new or behavior changing, but I was a SAHD for many years and we’ve done annual gifts.I...
View ArticlePersonal Investments • Confusion About TIAA IRA Inheritance Options
If you choose option 1, do you get to stays invested in one of those closed Tiaa traditional funds that can be quasi-guaranteed but yet still higher than anything you can get elsewhere?Statistics:...
View ArticleInvesting - Theory, News & General • Muni bond etf outlook for 2024 and...
I own some VCLAX. Dividends set to re-invest automatically. Still trying to ride out the loss in value from Fed policy changes. Reluctant to sell and take the loss. Maybe it recovers over...
View ArticlePersonal Consumer Issues • New HVAC Advice
I had Lennox installed last summer. It works fine.Statistics: Posted by Swansea — Thu Apr 25, 2024 7:08 am — Replies 14 — Views 991
View ArticlePersonal Investments • All or None Limit Order Selling Shares
It would give you the lowest priority in limit orders and reduce your chance of filling. No point unless you pay commissions. Vnq should have a very tight spread when the market is open. I wouldn't...
View ArticlePersonal Consumer Issues • Improving terrible WiFi Signal
We had a similar issue with Spectrum. Brought our own modem since we had Comcast prior and they charged for modem rental. Worked fine until one day it didn’t. Spectrum provides modem for free. Tried...
View ArticleInvesting - Theory, News & General • Low future us stock market returns
OP,Your individual portfolio return will not be the same as the stock market return. So, this is only of interest from theoretical point of view.I am counting on my 60/40 portfolio with rebalancing to...
View ArticlePersonal Finance (Not Investing) • Feedback on relocating(CA to VA) for...
A few random thoughts, one I don't think you can have dual state residency. You have to be resident of one state or another. You also shouldn't be double taxed on income though you may have to file...
View ArticlePersonal Consumer Issues • Recommendation - clean floors
O-Cedar Rinse Clean Spin Mop with a bit of Fabuloso for the cleaner. Use it on our hardwood floors (no tile in the house, so cannot speak to that).Statistics: Posted by jlw35 — Thu Apr 25, 2024 7:11...
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