Personal Consumer Issues • Which wheel/tire combo offers the most protection...
Any increase in tire sidewall height will offer some level of protection against potholes. The bigger the difference, the more benefit.Statistics: Posted by TravellingTechOnFire — Thu Apr 25, 2024...
View ArticlePersonal Investments • Still Trying to Understand Bonds
Bond funds have a place for an awful lot of folks.They just get shepherded into them and I suspect a lot of them really don't understand bonds. And when someone does ask why after getting burned, they...
View ArticlePersonal Finance (Not Investing) • The cost of not using credit cards with...
* I respect the decision of merchants who have implemented a fee for credit usage. One store I patronize implemented a 3% fee, and taking into consideration the 2% cashback I would earn with the card,...
View ArticlePersonal Finance (Not Investing) • Wash sale rules with specific lots
Look for purchases within +-30 days of the sale for a loss. If there are none, there is no wash sale.Statistics: Posted by rkhusky — Fri Apr 26, 2024 7:12 am — Replies 2 — Views 73
View ArticlePersonal Consumer Issues • Organically giving money to nice people -...
Your money might be able to go farther using this service. https://www.givedirectly.org/+1or this https://unduemedicaldebt.org/our-solutionsStatistics: Posted by zanza — Fri Apr 26, 2024 7:15 am —...
View ArticleInvesting - Theory, News & General • Vanguard Auto Buy ETFs
I don't appear to have that option. I'm curious, does it work for all ETFs or just Vanguard ETFs?Just be aware that Vanguard's system for selling fractional lots is unusable. If you're going to invest...
View ArticlePersonal Investments • Help me allocate across several accounts
Me: 58 not sure when I'll retire but probably between 63 and 67Wife: 60 retired, planning to take Soc Sec at 62. She has a 401k at fidelity and also a small pension. I don't manage those accounts and...
View ArticlePersonal Finance (Not Investing) • Is extra insurance for accidents &...
A calculator isn't necessary. The policy is priced to make money for Allstate.Can you afford to pay your medical deductible or out-of-pocket max in the events specifically covered by this policy...
View ArticlePersonal Finance (Not Investing) • Crazy to LEASE a new Tacoma?
I fell in love with Tacoma 4wd trucks as a work truck in the boonies, after decades driving Fords and Chevys that were often in the shop, mostly due to the failure of cheap materials. The same held...
View ArticlePersonal Investments • Economic activity
If I bought shares of ABC Corp years ago on the market, and now sell for big gain, how did my investment generate economic activity? How did ABC benefit? ABC didn't get any money from me, they got it...
View ArticleInvesting - Theory, News & General • the death of 60/40
. If things took a 30% drop I’d be tempted to dial back up to TRD 2045/2050.And put off retirement for 5-10 years? Because the market could drop another 30% after that. If the market did drop 30%,...
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Investing - Theory, News & General • Michael Green on Ratrional Reminder...
He also says in passing "I think the bitcoin price should be a million dollars by the end of the year."He was saying that in a mocking tone as to what a bitcoin disciple would say. He thinks bitcoin...
View ArticlePersonal Finance (Not Investing) • Wells Fargo 2FA (MFA) loop-hole . . .
This is not a loophole. Email based 2fa is generally considered as secure as SMS. They both have significant shortcomings. Email can more easily be logged in on multiple devices and security differs...
View ArticlePersonal Investments • Purchasing an crane at auction to flip at a better...
Thanks for the update. Interesting thread.Statistics: Posted by retiredjg — Fri Apr 26, 2024 7:22 am — Replies 117 — Views 11439
View ArticleInvesting - Theory, News & General • Vanguard to Exit Individual 401(k),...
I am stuck in this boat. The balance at my pre-tax Vanguard Solo 401(k)--started last year--is relatively small (about $8k) and currently invested entirely in VBTLX Vanguard Total Bond Market Index...
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Personal Investments • Talk to me about Qualified Charitable Contributions...
Chiming in on this subject, I just sent out two emails today seeking properly worded receipts for donations significantly above $250. In each email I attached a copy of IRS Topic No. 506, Charitable...
View ArticlePersonal Finance (Not Investing) • Giving CenturyLink my bank account info to...
This is a false comparison. Sending someone a paper check does NOT result in the data on the check being stored on their website. It is not the biller I fear getting my info, but hackers of their...
View ArticlePersonal Investments • Which Funds/ETFs to Retain in Taxable Account?
I'd keep FSKAX + FTIHX and unwind the rest, rebalancing in tax advantaged accounts.Statistics: Posted by TwstdSista — Sat Apr 27, 2024 7:18 am — Replies 3 — Views 249
View ArticlePersonal Investments • Is it time to sell out of bond funds?
No one knows the future. Being diversified means that part of your portfolio is always disappointing, but the key thing is no one can know ahead of time which part. Folks tend to think of markets like...
View ArticlePersonal Finance (Not Investing) • VHNW Bogleheads - What are you doing to...
Nothing. No heirs, all but a few thousand bucks is going to a charity. Government can get their portion, that’s fine.I anticipate IF we go over, it will be only by a handful of percent.Statistics:...
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