Personal Investments • How to Invest Tax Savings Due to Traditional...
*I’m assuming that while the money in my tax-advantaged accounts may grow at 7 or 8% over the years, this money invested in taxable may only grow more like 5 or 6% due to tax drag. Am I thinking about...
View ArticleInvesting - Theory, News & General • Modified versions of HFEA with ITT...
Another concern regarding your strategy is that you apparently assume that you can market-time correlated and anticorrelated equities/treasuries regimes. Any market timing is suspect. I think forum...
View ArticlePersonal Finance (Not Investing) • Tax question - How did you handle your...
1099G is a standard form that whether you use an account or not you should be printing out if your state doesn't mail it if you get a refund. I elect to print it out in my state instead of having...
View ArticlePersonal Consumer Issues • What to do with surplus "good" furniture...
Habitat for humanity re-store is my go toStatistics: Posted by CaptainT — Mon Apr 08, 2024 3:01 am — Replies 26 — Views 1721
View ArticlePersonal Consumer Issues • Framingham, MA hotels
Later this year I'll be in Boston for a couple days. My flight is scheduled to get into Logan Airport around 8:30 PM. I'm planning on taking the Logan Express bus service from the airport to...
View ArticlePersonal Consumer Issues • Grass seed or plugs for bare patches
Good move except for the seed. Scotts is junk. I'd say go to a farm supply type store and get real seed. I've been in the biz for 20 plus years...Statistics: Posted by dmk395 — Mon Apr 08, 2024 3:15...
View ArticlePersonal Investments • Why do people buy annuities?
I'm trying to understand this. Why do people buy annuities? A friend is planning to buy one. The company is promising her a 10 percent per year return. She's retirement age and deathly afraid of stock...
View ArticlePersonal Finance (Not Investing) • Sold investment property
what's the difference between basis and initial cost?also i'm assuming you depreciated the property over the past 20 years? If so, you'll have to recapture some of that, 25% tax owed on the...
View ArticlePersonal Finance (Not Investing) • Critique the approach - Reduce Primary...
If you want to get out of being a landlord selling the rental is the way to go. If I am reading you right your income is above 250K so you can easily afford the mortgage. In my current place, I paid...
View ArticlePersonal Finance (Not Investing) • Considering entering into a forward...
I am currently looking at purchasing property in Japan (which I will be living in long-term), and am thinking about entering a USD/JPY forward contract for this purpose.The date of purchase will be...
View ArticlePersonal Investments • [How Do I Invest My $250k?]
VUSXX (treasury money market) is pretty good. For ETFs, you might look at VGSH (short-term treasury), VTIP (also treasury, with lower nominal yield but includes inflation-protection), and VCSH...
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Personal Investments • Helping a friend convert to the Bogle way
Bogleheads:Long-time reader of this forum and appreciate the wisdom of contributors. I'd like to get advice and ideas about a friend's investment situation. I have described to my friend the Bogle...
View ArticlePersonal Consumer Issues • Your go-to grocery store
There are many grocery stores near my home. I consider anything within 3 miles to be "walk to" though a household member will usually drive by at least one grocery store daily, so no special trips are...
View ArticlePersonal Investments • Understanding Return on VBTLX
Which performance metrics give the most accurate information for the fund’s total return?The YTD return is exactly the Total Return.Why would I put $$ in VBTLX as some have suggested, when there are...
View ArticlePersonal Finance (Not Investing) • Retiring abroad
A very common complaint is that the cost of healthcare in the US is far higher than abroad. This is usually accompanied by how much it costs to see a doctor and how much a short hospital stay...
View ArticleNon-US Investing • ETF "flash crash"
Apparently we might never know, but this kind of stuff is not unheard of, even in the US.The lesson is clear though: never ever use market orders.I know of some who keep many low price...
View ArticlePersonal Finance (Not Investing) • Can I itemize for CA taxes but not for...
I am in a position that I can benefit if I do not itemize for Federal taxes and use Standard Deduction. But when it comes to CA taxes, I overwhelmingly benefit if I itemize. I also noticed there is a...
View ArticleNon-US Investing • Roth IRA contributions for non-US citizen in the UK
My gut feeling is that you can, if you are considered a US person (which you are by filing jointly) and that you have earned income to your name. Dividends can't be used to contribute. I think a...
View ArticlePersonal Investments • Feeling Mislead into Vanguard REIT fund
In 2021 REITs hugely outperformed VTIAre our memories so short?Who cares about one year?And what does this have to do with my questions?Why don’t you ask the authors of the books? Are we supposed to...
View ArticlePersonal Consumer Issues • Is it worth traveling 3 hours to see the solar...
Mark Twain said “The difference between the almost right word and the right word is really a large matter. ’tis the difference between the lightning bug and the lightning.”Same with the difference...
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