Personal Finance (Not Investing) • Seeking advice: card charged 9 months late
OP isn't arguing here. OP is looking for ideas. OP is being stuck with a bill which was paid by someone else.This bill wasn’t actually paid by anyone else:Yes, the person who tried to pay (a parent)...
View ArticleInvesting - Theory, News & General • Do you put any stock in Vanguard's...
Heck no.Statistics: Posted by klondike — Sat Mar 30, 2024 1:22 am — Replies 1 — Views 58
View ArticlePersonal Investments • Asset Allocation Nearing Retirement With A Pension
Your pension is like a bond. You could roughly estimate its value by multiplying the pension payments by your residual life expectancy. Then consider half of that amount paid to you now and half paid...
View ArticleInvesting - Theory, News & General • International (Non-US) versus US...
US = least dirty shirt in the drawer. US is awful but what country/region is better?And in the long run with what we know today,yes the US looks like it's a good bet. Unfortunately I have to worry...
View ArticlePersonal Finance (Not Investing) • Odd pricing of USAA Home Insurance
As the previous poster bought up...the umbrella does nothing for your homeowner insurance relative to the house itself. If only covers liability in the event of something like a personal injury of...
View ArticlePersonal Consumer Issues • So what are you cooking
I have taken a small step for man and entered the world of creating "soup from scratch." I call this endeavor "Soupness," and after studying author & chef Deborah Madison's approach to preparing...
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Personal Finance (Not Investing) • What got you out of poverty?
Lower middle class upbringing.Key was a focus on education from my parents, especially math.The rest came naturally. Math. What career did math lead you to? Are you able to share?My kid loves math but...
View ArticlePersonal Consumer Issues • Exposed fiberglass insulation in basement ceiling...
I don't get all the scare about a house fire. There are way less than half the number of house fires now as compared to 40 years ago.Statistics: Posted by twh — Sun Mar 31, 2024 12:44 am — Replies 37...
View ArticlePersonal Investments • Major life change, need help please
You can reduce the expenses1. Phone bill move to US mobile or some MVNO with $10 a month2. Cut the cable if you have3. Use coupons from ibotta to get some money back4. Move to low cost of living...
View ArticlePersonal Investments • Harvesting [Tax Loss Harvesting]
Thank you for the reply. I am already familiar with wash sales, and I’m not really that interested in Harvesting losses. What I really want to do is Harvest LTCGs. If you look at my first two image...
View ArticlePersonal Finance (Not Investing) • 60something and all I can think of is...
Yeah my retirement plan is based partly on the fact that I realistically won't ever have a high-dollar car (not new anyway), round the world vacations, a "summer home," or other very high-dollar...
View ArticlePersonal Finance (Not Investing) • Strange IRS refund check
What do you mean by legit?Do you have reason to think it isn’t from the IRS?I don't have reason to believe IRS owe me money and I rarely see a government check. I guess I will register an online...
View ArticlePersonal Consumer Issues • Browser Password Manager
You are using Windows 8.1 on the internet and are concerned about privacy and password strength. Wow. You haven't had a security update in over a year. I don't get it.Let's hope he is not using...
View ArticleInvesting - Theory, News & General • If sanctioned stocks are...
Example, Blackrock ETF "ERUS". They (Blackrock) cant trade (buy or sell) the underlying assets (Russian stocks) because US government put sanctions on Russia who in return banned foreign clients from...
View ArticlePersonal Consumer Issues • Any print news subscribers? Is the economist still...
Add the New Yorker and you'll have more than you can possibly read in a week at hand.Statistics: Posted by leland — Sun Mar 31, 2024 1:14 am — Replies 11 — Views 681
View ArticlePersonal Finance (Not Investing) • Is three days per week the ideal work life...
You work less. You earn less. You save less. You work longer. You lose opportunities to earn during prime working years. You delay FIRE.I give up: "FIRE?" Finally I Retire Ecstatic?Statistics: Posted...
View ArticlePersonal Finance (Not Investing) • Umbrella Policy- 1M or 2M?
Have you seen my thread about my auto insurance rate hike?I have not. IRA exempt to $1M meaning up to $1M is protected?Again, not a lawyer, not an expert with Texas laws... But that is what a quick...
View ArticlePersonal Consumer Issues • Some of your fav stand-up comedy routines, specials
Was watching Dana Carvey's first HBO special, great stuff IMO. His second one was good as well. Since you mentioned Dana Carvey, I will strongly recommend this very funny and poignant documentary...
View ArticlePersonal Consumer Issues • Chicago vs Michigan vs Notre Dame vs UNC Chapel...
I spent many, many years at both UNC and ND. I spent a couple years at Chicago, and a summer on campus at Mich. Many of the comments here about these schools are on the mark IMHO. My impressions:1....
View ArticleInvesting - Theory, News & General • Help me prove my theory that we can...
Taking out a loan has nothing to do with RMDs or doing Roth conversions in your early retirement years. If you don't do that, you will have other problems like being pushed into a higher tax bracket...
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