Personal Investments • How do YOU integrate cognitive decline with investment...
Yes, it is a very big problem that (in general) you don't know there's anything wrong with you after a certain point in cognitive decline, because the abilities needed to recognize the problems are...
View ArticlePersonal Investments • Why is long-term bond acceptable?
The bond fund is not. It is constantly churning bonds to maintain the constant maturity. As such, it's kind of a bet on interest rates at that maturity term falling or remaining the same. Because if...
View ArticlePersonal Investments • Fee only investment advisor recommending Investment...
I see the usual Boglehead antibodies to anything new have appeared as expected.How about this use case:1. High earner age 40 living in CA is taxed 33% on qualified dividends and 48% on non-qualified...
View ArticlePersonal Investments • Managing a Surprise Multi-Million Dollar Inheritance...
@peteyboy How did you come up with the $5000/5500 monthly withdrawal amount and why keep 5% cash?Statistics: Posted by myfrogger — Mon Apr 01, 2024 12:51 am — Replies 32 — Views 6442
View ArticlePersonal Consumer Issues • Can you recommend a good DVD player?
Since you will be using it a lot, I recommend a good player like a Cambridge Azur. The sound quality is great, very listenable and natural and very reliable too. I have 2 of them and an Oppo. (Oppo is...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
Need clarification.So for each our sons, we have a CMA account/brokerage account titled to our trust. I keep zero balance in their CMA side, rather their balance is maintained in their brokerage side...
View ArticlePersonal Finance (Not Investing) • When can we retire?
Like the others are saying, I think you can target to retire once the pension starts. How does that sound? Does it accomplish what you want? If not, what are you aiming for?Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Undo a Roth contribution - not enough...
Sounds like it will be easier to complete the removal and report the gains before filing (which thankfully I haven't done yet), so I'll try for that.But I'm still unsure how to calculate my...
View ArticlePersonal Finance (Not Investing) • Buying a home for 1.1M
one child, but what happens if you have a 2nd child? expenses go up with the 2nd one. Can you go super-intense and save every dollar for 2-3 years and end up with a huge downpayment for a home a bit...
View ArticlePersonal Finance (Not Investing) • How do I fix an unreported Roth 401(k)...
At the beginning of 2020, I had $40,000 in Roth conversions and no contributions. I retired and rolled my 401(k) over to a traditional IRA and a Roth IRA. My Roth 401(k) had $50,000 in contributions,...
View ArticlePersonal Finance (Not Investing) • Standard Deduction vs Itemized Deduction...
Hello Bogleheads,I exercised some ISOs in 2023 and hold them (did not sell in 2023), which trigged AMT.I am using Turbotax for my tax return, it recommends to use standard deduction, even though...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
I want to get 3% on 150k over sipc, so transfer of $650k. it's 150k over sipc limit-what are your thoughts on the exposure of this position?All I can tell you is I am comfortable enough to have...
View ArticleNon-US Investing • Best ETF (or stock/strategy) to passively invest long term
Which European country are you from?As far as broker choice, I would take IBKR hands down over Trading212. Great piece by Banker on Wheels about what to look for when choosing a broker:How To Choose...
View ArticleInvesting - Theory, News & General • What Global Withdrawal Rates Teach...
Great post. I've wanted to do this analysis myself.I'd love to see a sensitivity analysis on how things like if, for the y-axis, instead of picking the worst case, you pick the 2nd/3rd/4th/5th worst...
View ArticlePersonal Finance (Not Investing) • Using Roth IRA Contributions for Home...
My apologies for not responding earlier. I truly appreciate all of the feedback.We've met with a realtor in the area we plan to move and it's currently a buyer's market. There are a lot of properties...
View ArticlePersonal Investments • Withdrawing from what account in a recession.
... if you think about it if a 4% withdrawal should last 30 years, then a 50/50 portfolio means you have 15 years in fixed income.I don't think this is correct. On average, fixed income has had a...
View ArticlePersonal Finance (Not Investing) • 26yrs old seeking career advice
I hope I am not oversimplifying it ... You need a mindset change (and possibly you may need to change your team if you don't vibe with them) but definitely not a career change. Job is just a job. Have...
View ArticleInvesting - Theory, News & General • VXUS alternatives?
In taxable (or tax deferred) accounts here are some funds that might interest you:VIGI, IGRO, IQLT, DIHP, DEHPAdditional funds I would only consider holding In tax deferred:SCHY, HDAW, HDEFStatistics:...
View ArticlePersonal Consumer Issues • Value of living away for college
... I believe the OP was indeed asking for everyone to respond with anecdotal evidence and "single and unique experience(s)", and mine was that the experience - as I envisioned it would be available...
View ArticlePersonal Finance (Not Investing) • Another lump sum vs monthly pension question
Delete duplicateStatistics: Posted by Beehave — Tue Apr 02, 2024 1:39 am — Replies 13 — Views 854
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