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Investing - Theory, News & General • Question about withdrawing from Roth...
The problem is that once you withdraw from your Roth IRA that tax-advantaged space is gone forever. [...]It's also gone forever if you never contribute in the first place.Right?!?If one does start...
View ArticlePersonal Consumer Issues • Buying an Expensive Car
We financed our $50K purchase.I figured our stocks were going to go up faster than 5%/year.Right decision for us.We have been aggressive with paying it off as I hate loans. It will wind up being an...
View ArticleInvesting - Theory, News & General • What is the appeal of Robinhood
I'm assuming you were solicited by somebody who can offer you a bonus, I highly doubt that was in one of Fidelity's mass marketing emails.It's from the local team in one of those reach out emails*...
View ArticleInvesting - Theory, News & General • Critical review request for...
I formally presented the findings of my research as concisely as I could and put it onto SSRN. I believe that the approach and results of this is original research effort are at least slightly...
View ArticlePersonal Finance (Not Investing) • Long Term Care Insurance
It’s no wonder the insurance industry and its agents have the reputation they do. It’s more than borderline scam.Since 1974, over $200 billion dollars paid in long-term care insurance claims to about...
View ArticlePersonal Finance (Not Investing) • Am I Only One Who Hates Having Left Over...
It does not bother me in the least to have loose change in my settlement fund. The amount is nearly always less than $100, and that's an insignificant amount compared to my overall portfolio.The fact...
View ArticleInvesting - Theory, News & General • Married Filing Jointly, Over Roth...
We haven’t done Roths in years, due to large rollover IRAs. I’m not sure in the past rollover to 401k was an option to us. If the 401k isn’t great it is kind of a tail wagging the dog scenario. I...
View ArticlePersonal Consumer Issues • Need Help Finding a Hobby
I joined a bridge walking group recently. Oddly super fun! Walking with nice people while politely chatting IRL.Statistics: Posted by AnnetteLouisan — Sat Mar 16, 2024 10:02 pm — Replies 57 — Views 4010
View ArticlePersonal Finance (Not Investing) • Intuit's Mint App Shutting...
I moved to empower from mint recently. I was using mint mainly for net worth and investment tracking. I am finding empower to be comparable. It seems to be better in showing the performance and AA of...
View ArticlePersonal Investments • Anybody heard stories of well "prepared"...
I recall discussions with colleagues who retired in 2000 and 10 years later, their portfolios had gone sideways (as did the market that decade). They were starting to sweat and adjusting their...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
I've been trying to move money from my Vanguard Brokerage Account Settlement Fund to Cash Plus, but gave up after two days of trying everything. In the end, I resorted to (initiating) moving the money...
View ArticlePersonal Investments • HELP - what to invest in for 750,000 windfall
I would invest all of it in VOO, Vanguard S&P 500 Index ETF, and I would do it right now, all of it at once. I don’t know if this is appropriate for you as I know nothing about you. But you asked...
View ArticlePersonal Finance (Not Investing) • RIP edmunds.com....how can one evaluate...
For those who don't know, Edmunds.com, once a valuable reference source of information to estimate a reasonable value/price range for a car, has become no more than an online shopping mall and all...
View ArticlePersonal Investments • Questions on Wash Sale?
AnEngineer, you seem to be the only person in this thread who interprets the law the way you do. Are there others who have expressed that thought in the past?Have you found any opinions from lawyers...
View ArticlePersonal Consumer Issues • Should I buy a $3k camera lens or get a cheaper...
Adding...I am not opposed in general of buying used lenses. I have bought 2 used lenses before and it worked out. In this particular case, none of the used options seem to work out:- Sony lens is...
View ArticlePersonal Consumer Issues • Travel Medical Insurance--Primary or Secondary,...
Nope. This isn't going to work.You are not eligible for the travel insurance you want because you are a US resident. The ACA means you live in the US. I'm guessing a simple road trip is 100% USA. Only...
View ArticlePersonal Finance (Not Investing) • Confused about 1099-Q and 1099-T
I try to make your numbers work but could not come up with a definitive explanation. Is there a Form 8863 as part of your return?Taxable portions of 529 distributions are considered unearned income....
View ArticleInvesting - Theory, News & General • Emerging Markets Stocks have been a...
Avoid these highly suspect markets, with their opaque regulatory systems, their autocratic governments that can take over companies on a whim, and their corruption. These are risks that are impossible...
View ArticlePersonal Consumer Issues • Furniture prices... is this normal?
Don’t forget, that’s $4K-$6K for something that is filled with petroleum products, flame retardants, and PFAS. In other words, a toxic mess.Agreed, but what is the alternative you suggest for sitting...
View ArticlePersonal Finance (Not Investing) • Value of Suspended Spousal Benefit
Thanks, 123Below is a specific example I would be delighted to implement. Can it be done ?At my age 66/8 and wife 65/2 I claim and suspendAt age 67/0 wife claims, but her spousal benefit is suspended...
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