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Personal Finance (Not Investing) • Aggregation of IRA Balances to Calculate RMD
The IRS advises to calculate the RMD for each IRA separately to avoid an error if the IRA owner happens to own an IRA with a sole spousal beneficiary more than 10 years younger (Table II applies), and...
View ArticlePersonal Consumer Issues • navigation system for car
If you like the existing system, I'd swap it out with a functioning used unit. About $250 on ebay. https://www.ebay.com/itm/285444048458?c ... khEALw_wcBStatistics: Posted by Outer Marker — Sun Mar...
View ArticlePersonal Finance (Not Investing) • Did I "get away with" a 2 year...
Thanks for the thoughts. I have a limited time to challenge but in case it had been simply overlooked I didn't want to bring it to their attention.I don't think I'll win the challenge but I'll give it...
View ArticleInvesting - Theory, News & General • VTSAX vs VTI
Looking at the morningstar charts all of the default periods have vti slightly ahead.Statistics: Posted by placeholder — Sun Mar 17, 2024 10:07 pm — Replies 39 — Views 5922
View ArticlePersonal Consumer Issues • Pretty set financially, but considering relocation...
What does your partner think? If he/she is onboard why not try it if it has been a dream of yours. It’s not like you are quitting your job and doing something very low paid. You might be like a lot of...
View ArticlePersonal Investments • 401K Rollover to Vanguard IRA Question!
T Rowe Price also currently offers institutional fund pricing for TRP funds with a balance over $50K if total account balance (including non-TRP holdings) is at least $500K. This puts the ER of TSBLX...
View ArticlePersonal Investments • HSA and Living in California :(
Quant:My experience is that I get what I need for CA tax reporting in teeny tiny print at the bottom of my last HSA statement for the year. Like 6 point font that I would never be able to read without...
View ArticlePersonal Investments • Trad IRA to Roth IRA Conversion Help - taxable portion
My plan is to leave American Century entirely and convert over to Roth Vanguard. Is there another way to go about this?Work with the receiving brokerage (Vanguard in your case) to have them "pull"...
View ArticlePersonal Finance (Not Investing) • IRS says I owe it money, but I don't
Not sure I understand: estimated taxes and withholdings from financial transactions are two different things.Statistics: Posted by Thesaints — Sun Mar 17, 2024 10:17 pm — Replies 7 — Views 690
View ArticlePersonal Finance (Not Investing) • Medigappers: which plan do you have and why
I kind of agree that a raw survey isn't too useful and there have been a number of threads discussing medigap where people usually volunteer their particulars.Statistics: Posted by placeholder — Sun...
View ArticlePersonal Investments • Can I retire with $1.75M at age 43?
No. You can’t. You will have a lot of free time. You will be doing things that require spending money. You will end up spending more. So, you need more. $2.5M should do it.If you live off 25k or 35k a...
View ArticlePersonal Finance (Not Investing) • Reevaluating social security
Aside from the earnings test, the fact that you're still working has no effect whatsoever on the actuarial math. Then why include it as an option to select?Because of the earnings test.Statistics:...
View ArticleInvesting - Theory, News & General • Is active mutual fund’s capital gain...
Active mutual funds tend to generate capital gains due to redemption needs or fund managers’ investment decisions. Many people loathe the capital gains because of taxes which ensue. What if the...
View ArticlePersonal Investments • Roth Conversion for TSP
Josh, I’m the same as you and am going to do the same thing once I retire within next few years. I’m going to make rollovers from TSP into a Trad IRA at either Vanguard or Fidelity and then figure out...
View ArticlePersonal Consumer Issues • Suggestions around Dulles-IAD Arrival
Although from Maryland the Dulles area I rarely go to except for international flights. This time we will arrive from Europe around 9pm and with time to get through customs it obviously will be later....
View ArticlePersonal Finance (Not Investing) • Taxes using 1040.com, and foreign tax credit
In that case, you shouldn't need to enter anything other than what is on your 1099-DIV (see p. 102 of https://www.irs.gov/pub/irs-pdf/i1040gi.pdf) but 1040.com might want the info "just in case". The...
View ArticleInvesting - Theory, News & General • Trading Treasuries (nominal and TIPS)
Is there some easy to follow guide for someone new to buying TIPS on the secondary market? Last Friday I put in my first order for 10 YR TIPS. Plan is to retire in 6-7 yrs. Would like to add more TIPS...
View ArticlePersonal Finance (Not Investing) • Hospital Bill - Negotiation strategies?
You should receive and EOB from your insurance provider. It should show the CPT codes that were billed, the amount, the "allowed" amount, and what was paid (zero in this case). You are responsible for...
View ArticleInvesting - Theory, News & General • Anybody heard stories of well...
Yes. I am helping a family member who is in a faith based continuing care retirement community. They screen those who are accepted to ensure they can meet the entrance fees, the monthly fees and so...
View ArticlePersonal Finance (Not Investing) • Spousal social security
I went back in today and talked with another person who corroborated my take on it. She said the other guy was a "service" officer. Thanks for all your help on this forumStatistics: Posted by...
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