Personal Investments • Can anyone remember a comparable market to today?
Tuesday morning we get the latest CPI inflation number for the month of November from the BLS. And on Wednesday the Fed announces their latest Federal Funds Rate decision. And that's a wrap for...
View ArticleInvesting - Theory, News & General • Variable Percentage Withdrawal (VPW)
I am probably 20 years away from full retirement when I will start withdrawing. I looked over the subject / thread - in a nutshell, do I understand right that simply going with <=4% withdrawal rate...
View ArticlePersonal Finance (Not Investing) • Fidelity free Turbotax 2023
For those who have it and not active trader, do you have an advisor? Had this offer >5 years. No offer last year and this year. Also lost my advisor 2 summers ago. Had more accounts/assets with...
View ArticlePersonal Finance (Not Investing) • prepaid health insurance premiums?
Duh. Never mind. If I prepay the premiums this year I would get NO ACA tax credits next year because I didn't pay any premiums.If they weren't eligible for ACA credits in the first place it might be...
View ArticlePersonal Investments • Early Retirement check up
I am planning to retire early sometime in early 2026 when I turn 56, possibly earlier at 55.Emergency funds: 12 months (indicate if you have this, but it is generally not part of your asset...
View ArticlePersonal Finance (Not Investing) • When to move to a continuing care...
Good article and interesting website with lots of other articles on Senior Living decisions. "Uniting the emotional with the rational and senior living decisions."...
View ArticlePersonal Finance (Not Investing) • Beneficial to do $1 withdrawal from...
Friend should get a copy of the Summary Plan Description to read all the rules for their plan. Employers aren't required to make it easy for you. Some allow only one withdrawal, not periodic smaller...
View ArticlePersonal Finance (Not Investing) • Job negotiation final stages (multiple...
Employers don't want a lot of back and forth. If they make you an offer, you should only negotiate it once. The employer wants to know what number you will accept at. Otherwise they could be wasting...
View ArticlePersonal Finance (Not Investing) • Learning Something Awesome … But Too Late
It doesn't matter when you learn something so long as you learn something new every day.[oh forgot, yes, learn how to do your own taxes even if you are busy with a career; remember that tax and...
View ArticlePersonal Consumer Issues • A few questions about ovens
Check out these timers: https://www.amazon.com/Digital-Kitchen- ... 9hdGY&th=1They use a AAA battery. The alarm is loud (goes for 30 seconds). I have 3 of them and find them very helpful when...
View ArticlePersonal Investments • Purchasing TIPS on secondary market
Since you've done this already, what's the answer?Part of understanding TIPS is knowing what the actual results have been. Those who are interested in understanding the maturity amount of TIPS being...
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Personal Investments • How Is Your Money Deployed?
Hello BH's,We have no issues investing and are committed, I do constantly feel like I am evaluating where my money is. Can you please share if you are willing the following and if you are adjusting to...
View ArticlePersonal Investments • What returns should i expect using an advisor?
You should expect your returns to be less than a portfolio of equal risk because the advisor is charging you an AUM fee. Also, you should expect less if the advisor is putting you in funds with higher...
View ArticlePersonal Investments • Does it make sense to tilt to VGT/QQQ when S&P 500...
I think I didn't write my initial post clearly enough to communicate what I am asking. Let's say my current portfolio is as below, which is actually close to what my actual allocations are. Portfolio...
View ArticlePersonal Finance (Not Investing) • Primer on Paying Taxes With a Credit Card
I cannot find any way to pay 1041 or 1041-ES taxes online via a credit card.https://www.irs.gov/payments/pay-your-t ... redit-card > PayUSATax > Make A Business Payment > 1041...
View ArticlePersonal Finance (Not Investing) • Considering MaxiFi and New Retirement...
I've used MaxiFi for the past two years and it is different from your normal calculators. It doesn't ask you what your budget is. It asks for your assets, SS income, and your fixed expenses (housing...
View ArticlePersonal Investments • Can vanguard force transition to brokerage platform?
All my tax docs were combined last year. I have mutual funds in 4 different brokerage accounts. Are you talking about between the old style mutual fund only accounts and the new brokerage...
View ArticlePersonal Finance (Not Investing) • Northwestern Mutual Life Insurance — keep...
My policies were small and annual premium was pretty low. What I did last year was a 1035 exchange into a MYGA. My wife had a similar policy and we did hers this year. 5.55% for 7 years for hers from...
View ArticlePersonal Finance (Not Investing) • 529 Amounts
We funded the amount to pay for instate at the flagship plus that schools’s R&B estimate. A dirty little secret of our school was that they wildly understated the estimates for off campus room and...
View ArticlePersonal Consumer Issues • What Book Are You Currently Reading? Part VI
https://www.amazon.com/Looming-Tower-Al ... 037541486X Great audio book, on my second lend as I'll never get it finished in 2 weeks.Statistics: Posted by Alfonsia — Wed Dec 13, 2023 11:16 pm — Replies...
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