Personal Consumer Issues • Favorites at Aldi's?
Fruits, chocolate bars, cookies, some cheeses. Saying that, they used to sell the thin mint cookie clones but those have been gone for a long time. They sold very well, so not sure what happened....
View ArticlePersonal Finance (Not Investing) • Credit card chargeback for latent HVAC issue?
Dear Bogleheads,I’d appreciate advice on how to get latent defects on a recently installed replacement HVAC (air conditioning) system rectified.Asking here because I paid via credit card and wondering...
View ArticlePersonal Investments • How much are you down\up from the top set in 2021?
My investment balances are up about 46% from December 2021. Though our overall net worth is only up 16% in that time.We've also plowed more than $460k into our taxable, 401(k)s, and HSA since that...
View ArticleInvesting - Theory, News & General • Hydromod's Okay Adventure: Leverage,...
Just caught up on this post about your rebalancing analysis. Interesting. The “luck” of rebalancing quarterly in an HFEA posts has been talked about before. To me it seems that anything longer than...
View ArticlePersonal Investments • FXNAX - Asset-Backed Sector Diversification
As I’m reviewing my 401k my work offers. I have 40% allocated to FXNAX Fidelity US bond Index Fund. I scrolled down to Asset Backed Sector Diversification of this fund, link below. This is where I’m...
View ArticlePersonal Finance (Not Investing) • can 1099 income be used for SEP-IRA or...
I was thinking of doing a single solo 401k for both my wife and me. But, for the calculations, if we combine our at-work 401k contributions and the incomes, the allowed amount for the solo 401k is...
View ArticlePersonal Finance (Not Investing) • Extra SS Check this month?
However I received a small partial check today. Articles online indicate this can happen from time to time for those getting SSI, but I'm only supposed to be receiving retirement benefits.Could it be...
View ArticlePersonal Consumer Issues • New to Costco
I know there are quite a few Costco shoppers here.I just got a new membership and I'm heading there soon.What kinds of deals do you find? based on price or quality or both? ThanksLongtime members.Good...
View ArticlePersonal Investments • Roll over mega backdoor Roth
It depends on your employers 401k plan. The “summary plan description” document that you can get from your employer should list rules like this.Also, calling fidelity should be able to get the answer...
View ArticlePersonal Consumer Issues • which Lexus rx350 trim or options would you...
Thank you!Let us know what you do. I just noticed your signature quote. That is FABULOUS! Comparison IS the killer of all joy!!ended up buying a certified 2021 base model rx350. The V6 engine on the...
View ArticlePersonal Investments • The Three-Fund Portfolio - How to avoid capital gains?
Under the CAPM model, stocks have two components of return-- market return or beta and security-specific return, or alpha. Often, their market return dominates, and they move with the market. Their...
View ArticlePersonal Investments • Help a professor trying to balance three fund...
I believe it is now 7k (8k if over 50) each in 2024 for the Roth IRA. So there is where some of the extra mortgage money should go first.Statistics: Posted by Rebels38 — Mon Dec 11, 2023 10:47 pm —...
View ArticlePersonal Consumer Issues • Clifton Park/Saratoga County, NY - any information
I spent ~6 years in Clifton Park/Halfmoon area.Heritage point on Grooms Road Off of I87 west is a relatively new community.. Prices are not cheap. Halfmoon is also a good place (East of I-87).. Many...
View ArticlePersonal Investments • Bond Funds Again
Is this yet another post when the OP shares a poor article and then never returns to discuss it?Well, they said it captured their view. So they've identified with a thing that is being viewed poorly,...
View ArticlePersonal Finance (Not Investing) • Job change from megacorp to mid-size company?
Update after 3 yearsThe advice to stay with the Megacorp was spot-on, thanks everyone. I passed on the chance to go back to my previous employer, and it was the best decision: I remain much happier,...
View ArticleInvesting - Theory, News & General • "Vectors"
"Instead of perfection, your goal should be to make your good decisions outnumber the bad ones. Then use the time you have gained to focus on the more important and enjoyable things in life."--...
View ArticlePersonal Consumer Issues • Speed Queen Issues- not getting things clean??
Throwing a front loading washing machine into landfill every 8 years is not ecologically ideal either.Statistics: Posted by Northern Flicker — Mon Dec 11, 2023 11:09 pm — Replies 11 — Views 735
View ArticlePersonal Finance (Not Investing) • Should I accept that job offer?
I'm a current accountant in industry - this is a flat out no with no further negotiation.Depending on your industry it could take a few months to find a suitable job offer, but accounting is highly in...
View ArticlePersonal Consumer Issues • Attention Walmart Shoppers
Salad mix. Good quality at a very reasonable price.Statistics: Posted by jlawrence01 — Mon Dec 11, 2023 11:10 pm — Replies 19 — Views 1530
View ArticlePersonal Investments • Bonds
Pick bond for safety and take risk on stock.Statistics: Posted by carminered2019 — Mon Dec 11, 2023 11:11 pm — Replies 8 — Views 245
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