Personal Consumer Issues • Car Advice Needed
Ok, so let me address the control arms. At this mileage, the bushings are worn out. I don't know on a Civic what it takes to replace the bushings, but I expect not a lot. They're not like a...
View ArticlePersonal Investments • roth conversion questions
sorry if this is redundant but it seems like i have seen different answers for this situation- started Roth Conversions of TIRA accounts2021 age 66 $10,000.2022 age 66 $125,000.2023 age 67...
View ArticlePersonal Consumer Issues • Best place to buy personal domain? Best place to...
Thanks; I didn't know that. It seems like it would be convenient to have email and a domain at the same provider, although I've never had that for my own domain and email.It's probably best, though...
View ArticleInvesting - Theory, News & General • The nature of money and loans, per...
In conclusion, I am embracing the chaotic Jello-o like nature of money because I have found that is the best way to deal with that risk.[/quote]What is at issue is the role of government in protecting...
View ArticlePersonal Finance (Not Investing) • Paying off credit card debt
Have you looked into the debt snowball or debt avalanche method, both discussed here: https://www.ramseysolutions.com/debt/ho ... thod-worksIf your friend is still using the cards with balances, s/he...
View ArticleInvesting - Theory, News & General • The number one reason why investors...
Is it not true that 50% of American are making over $100k a year?That is not true. It's also not the claim the poster was making, though.The claim was that "50% of Americans making over $100k/yr are...
View ArticlePersonal Finance (Not Investing) • Umbrella Policy
Yes exclusions for many things. I know my umbrella excludes aviation liabilities. From what I remember it excludes marine/ boat related liabilities other than the boat I own and I had to have 300K...
View ArticlePersonal Consumer Issues • What are you listening to now
The Best of Sade (1994)Statistics: Posted by turtlebug — Wed Feb 21, 2024 3:20 pm — Replies 5722 — Views 528684
View ArticlePersonal Finance (Not Investing) • Purposely deducting as little tax as...
An alternative is to cut the paycheck tax as small as possible, make a large 1040-ES payment at the end of the year, and buy I-bonds with the overpayment. Or something like that. I’ve never tried such...
View ArticlePersonal Consumer Issues • Who's up for pickleball? Zero-zero-two. Game On!
If I’m moving to the kitchen at the time the opposing team returns serve I’m watching the returner the whole way. It’s not difficult to:-anticipate the shot type based on body position and swing...
View ArticlePersonal Investments • Brokered CDs vs Treasuries and Flexibility
Treasuries are the most liquid. If you hold CDs and have to liquidate you'll likely take a larger discount. I'm assuming you've explored Schwab's purchased money market funds, like SWVXX.If you do...
View ArticleInvesting - Theory, News & General • If you hate paying taxes, you'll...
Is there a transcript of this?Statistics: Posted by BoatyMcB — Wed Feb 21, 2024 3:26 pm — Replies 16 — Views 2315
View ArticlePersonal Finance (Not Investing) • TSP Rollover with Traditional and Roth in...
hi,I'm trying to do TSP 59 1/2 in services withdrawal to direct rollover to another brokerage's IRA and Roth accts. I'd like to do both Traditional and Roth rollover in one transaction, instead of...
View ArticleInvesting - Theory, News & General • Robinhood 3% IRA Match
Thanks for your detailed reply, much appreciated.Hi, just to clarify (I did read through many of the pages, but still would appreciate a confirmation before pulling the plug):1) If you rollover a 401k...
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Personal Investments • Is it Too Late to Invest in VTI?
Hey bogleheads.. Is it too late to invest in VTI? It's performed so well that it may have peaked and I feel it may fall if the market falls.Funny, at the beginning of this month, in a continuing...
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Forum Issues and Administration • Please Try Out Test Posts Here
I assume that's intended for Who's up for pickleball? Zero-zero-two. Game On!Yep! Just had to get that linking to Google Drive working! Don't understand why so many hoops to jump through, but I guess...
View ArticlePersonal Finance (Not Investing) • Michigan ACA Silver near FPL; Vision and...
Sunrise side here. Beyond ACA now, but was able to buy a dental plan through Blue Care Network on the ACA marketplace site for under $30 per person per month. When I switched to medicare, the ACA...
View ArticlePersonal Finance (Not Investing) • FIRE Assumptions
Like Livesoft mentioned, look up ERN's SWR series. That's the gold standard of using previous historical data in computing SWR. For new retirement planner, are you looking at the pessimistic or...
View ArticleInvesting - Theory, News & General • The Final, Definitive Thread on...
My money is tied up in other transfer bonuses, but, my concern with webull for taxable would be if they reliably show you cost basis tracking per tax lot without messing it up.I was finally able to...
View ArticleInvesting - Theory, News & General • IRMAA ?
DW is turning 63 in April 2024, when does the 2 yr look back period start for IRMAA ? ..... She will turn 65 in April 2026 & go on Medicare, the MAGI of which yr will be looked at ... 2023 or 2024...
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