Personal Finance (Not Investing) • Employer HSA contributions not included in W2
I'd ask your employer for a corrected W2, it sounds like they don't have it setup quite right in their payroll system. If they have any issues, the guidance on the W2 for box 12 W is explicitly clear...
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Personal Investments • Retired and Inheritance
The $1 million in Inherited IRA must be emptied out within 10 years from the date of death of the decedent, from whom you are inheriting that IRA. That is the current law, and unfortunately you cannot...
View ArticlePersonal Investments • Avantis Emerging Markets Small Cap Equity ETF
I think I would prefer a global ex-us SCV fund - which does not appear to exist(?). I currently use vss. How about ISVL ETF?Statistics: Posted by MileKing — Mon Feb 19, 2024 2:29 pm — Replies 13 —...
View ArticlePersonal Investments • Vanguard 2024 Dividend Schedule
Still waiting for the entire schedule to be published. Was supposed to be January 26th. Nothing yet. It'll be here soon. I use it for planning and since we're about a month away from the actual dates...
View ArticlePersonal Finance (Not Investing) • Just looking for some general money...
Sounds like you plan to buy a house in the near future? Would you make a down payment? If so, how would you fund it? From the savings account?Yeah the down payment I'll discuss with a realtor when I'm...
View ArticlePersonal Consumer Issues • How to get my road paved
You will have to get all your 20 neighbors to help you. You will have to run for political office. You will have to get their votes. Clearly, you will have to control the money. Or there is...
View ArticleInvesting - Theory, News & General • Vanguard Mobile App > Transfer...
Hello, when transacting within my brokerage account from Vanguard's mobile app it seems I have to transfer funds to the settlement fund and in a separate transaction, buy mutual funds from the...
View ArticlePersonal Finance (Not Investing) • Making Estimated Payments for Small Business
I have been using EFTPS for years and it is very easy.Keep in mind that while we often refer to the estimated tax payments as "quarterly" payments, they really are not.4/15 Jan, Feb, March6/15 Apr,...
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Personal Investments • Dividend heavy ETF's for a new investor
Not surprised, but that's a nifty trick hiding the results Well, not surprising to someone who's been following the markets over those years, but it could result in someone not as familiar with...
View ArticlePersonal Finance (Not Investing) • Just did my own taxes for first time -...
I just realized. Perhaps the OP made more money than normal, so had to pay more taxes.Statistics: Posted by dknightd — Tue Feb 20, 2024 2:48 pm — Replies 39 — Views 3742
View ArticlePersonal Consumer Issues • Using POA and having copies to send
As a more general comment, Kitces.com posted an article recently that talks about the current situation with POA and financial institutions. It has a lot of useful information and talks about a lot of...
View ArticlePersonal Consumer Issues • Do you use a second refrigerator/freezer?
There just two of us and we've have two full size refrigerator/freezers for at least the last 10 years. We have one full and the other half full most of the time. Offers peace of mind in case one...
View ArticlePersonal Investments • Has anyone invested in marijuana stocks?
A close friend of mine got caught up in the pot stock hype, he got in early and kept investing right through the peak, and then into the crash. He'd bought in at around $1.00 and it went to $10 rather...
View ArticleInvesting - Theory, News & General • Can you do better than BND?
It's a bit shocking to see the number of investors who had no idea what to expect from a bond fund in a period of inflation and Fed tightening. Perhaps the universe of those truly capable of...
View ArticlePersonal Consumer Issues • HVAC Replacement - Connecticut - Trane + thermo...
My knowledge is limited based on I don't have a need to get one yet. I never heard of a ducted mini split, this is a first for me. I have heard of mini splits where one outside compressor can handle...
View ArticlePersonal Investments • Need help to retire in 5 years.
Im 49 years old , married with 2 kids , and have custodian account for them. My wife and I have a Ira with 160k and self managed 640k . I will max out my Ira every year and I invest 10k a month for my...
View ArticlePersonal Investments • What are Good Investments for Someone with Low Risk...
For someone with a low risk tolerance, AI stock funds, if they exist, should be the furthest thing from your mind. Investments that move upward in price quickly, also move downward just as fast. Not...
View ArticlePersonal Investments • Transfer from Morgan Stanley to VG
I took over a portfolio that a family member was previously managing. It was managed by morgan stanley and filled with high loads and high expense ratios. lots of mutual funds that are duplicative and...
View ArticlePersonal Investments • Backdoor Roth Conversions and IRS Form 8606
Not a big issue. Your CPA should fix it and not charge you anything. They should already know how to fix it or consult their professional organization to get help: CPAheads.org. Then they should pay...
View ArticlePersonal Finance (Not Investing) • Determining the size for a LTC Buffer?
I think aside from the LTCI and the $400,000 in dedicated investable assets, I think in our later 70s it would make sense to find a CCRC and use some of the proceeds from the sale of our home to buy a...
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