Investing - Theory, News & General • Stupid bond/bond fund question
The key difference between bond funds and bond ladder is that with individual bonds, you have total control of the durations of the bonds you are investing, and that you receive a guaranteed return if...
View ArticleInvesting - Theory, News & General • Avantis Core Fixed Income ETF (AVIG)
Thanks for the responses. What do you guys think about using something like Vanguard's Target Retirement Income Fund as my sole fixed income component? It would give me US bonds, Int'l bonds, and...
View ArticlePersonal Finance (Not Investing) • Costs Of Kids From BH Parents?
child care does not totally go away until kids can drive (if you have 2 working parents) and while costs go down it isn't 0Ours did when she was 9 - old enough to be home by herself for a couple of...
View ArticlePersonal Investments • Does this Merrill Edge advisor know something I don't,...
Those are mostly low cost indexed ETFs or other low cost equity ETFs so the advisor is investing in the Boglehead way for the most part and is achieving market results. What does the Merrill Edge...
View ArticlePersonal Consumer Issues • Trouble with Vanguard systems [Problem refreshing...
Hi and thanks. I have several types of accounts at Vanguard. IRA, SEP, Inherited IRA, and a Non-Retirement. I have the same problem getting account detail in any account, each requires multiple...
View ArticlePersonal Finance (Not Investing) • Help track down contact or additional...
What were her years of employment? The Civil Service Retirement Service (CSRS) retirement plan was in place prior to 1984.The Federal employees retirement Service (FERS) retirement plan started in...
View ArticlePersonal Finance (Not Investing) • Law School Debt: Is It Worth It?
I think everything you need to hear has been said here, but if “voting” matters, here’s what I would say:1. Only take on significant debt if you are going to a T14 and willing to grind in Biglaw for a...
View ArticlePersonal Consumer Issues • Is it worth the risk to install thermostats...
You are overthinking this.Statistics: Posted by inverter — Sat Feb 10, 2024 12:56 pm — Replies 5 — Views 189
View ArticlePersonal Finance (Not Investing) • To Roth or not to Roth ...
...found a WIKI that had websites for Roth conversion calculators....Where are those recommendations?Sorry ... doesn't seem to be able to copy/paste or put a URL with numbers in it. Playing around...
View ArticlePersonal Investments • Catch up in 401K
It seems like they haveThey allow after tax contributions. But I think it goes into traditional 401K. It does not seem these are tracked separately.NabSh,That is impossible. They cannot mix pre-tax...
View ArticlePersonal Consumer Issues • Grail’s Galleri early cancer detection test
Can anyone report experience with Grail’s Galleri early detection test? Purportedly Grail’s test suffers a roughly 0.5% false-positive rate, meaning 1 in 200 patients who don’t have cancer will get a...
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Personal Finance (Not Investing) • Anyone download 2023 1099 from Social...
First year of getting social security here. I was perplexed that you seemingly could not get your 1099-SSA online via your Social Security account. On the main menu after logging in the link verbiage...
View ArticlePersonal Finance (Not Investing) • Turning off Margin ability on a Schwab...
So were new TDAmeritrade accounts margin accounts by default? Again, just wondering.I was told by the Schwab representative that the legacy TD Ameritrade accounts (like mine) had the margin enabled by...
View ArticlePersonal Finance (Not Investing) • Do tax Payments Count as Trust Distribution
I have a Complex trust, where income is (optionally) distributed to avoid the high Trust Tax brackets. Suppose $10k is distributed, but $9k goes directly into my checking account, and $1k goes...
View ArticlePersonal Finance (Not Investing) • Calculating state tax from Government...
for brokerage I add them all up and enter one value with the consolidated DIV (brokerage). For a MF account, since they post individually in the software I do each separately.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • HELP turbotax problem
I am doing my taxes using turbo tax premium and have run into a problem. I called turbo tax help and spent almost 2 hours on the phone with them to no satisfaction. So I am coming to this forum where...
View ArticlePersonal Investments • To IRS, We Are One; To Me, We Are Three - Figuring Taxes
I have a somewhat similar situation and use Excel1040 (https://sites.google.com/view/incometaxspreadsheet/home) to calculate the individual tax burdens. The override feature built in comes in handy...
View ArticlePersonal Finance (Not Investing) • [Retiring from Military with New...
As far as I know, Tricare is not a secondary payer for insurance until you are on Medicare. Then it's Tricare for Life and covers Medicare co pays and deductibles. Not sure if that's the same with...
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Investing - Theory, News & General • The Final, Definitive Thread on...
etrade refused to reimburse acat fee, tried multiple times with different agent .From Wells to HSBC. Don’t bother trying to get the approximate $50 Wells ACAT reimbursed. HSBC won’t budge.Statistics:...
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Personal Consumer Issues • Buying a used car: what's your limit?
It depends on what I intend to use of for, and the mileage that will go on it.For example, I am in the market for a car, deciding between new and used. I will be the primary driver, and it will be for...
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