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Personal Investments • Advice Please - Need to complete my 3-Fund Portfolio
Today opened a Taxable Brokerage acctGood work to get going with this. Statistics: Posted by mhadden1 — Thu Feb 08, 2024 12:26 pm — Replies 20 — Views 1831
View ArticleInvesting - Theory, News & General • Asset location (401k, Roth, Taxable)...
-If taxable is all stocks, Roth is all stocks, and 401k is all bonds…..where do I rebalance?-How would this asset location play out over time (in retirement) when the equities grow and there is no new...
View ArticleUS Chapters • "Retired" Life Stage Virtual Chapter "Master...
At the last minute, we decided to not record the meeting due to privacy concerns.The anonymized meeting chat has been uploaded to the Bogle Center's SharePoint site. Note: When sharing links, only use...
View ArticlePersonal Finance (Not Investing) • Can mortgages be called?
While no is likely the right answer, you should read your loan documents. No one here has enough info yet to give you the correct answer.Things that may matter:1. Is this a traditional loan from a...
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Personal Finance (Not Investing) • EV tax credit for an assumed lease?
Someone could start a business connecting people who have leases on matching EVs that expire around the same time to buy out each other's cars at the end of the lease.The Federal incentive for used...
View ArticlePersonal Consumer Issues • Spice My Chicken
I add gochujang when I want spice and depth in this type of sauce situation. A non spicy way to add depth would be fermented black bean paste. Usually I do soy sauce, gochujang, sugar, maybe rice...
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Personal Consumer Issues • Suggestions on where to move?
I want to recommend Duluth MN, not because I know anything about it (an American Thunder Bay ONT? ) but because I am dead chuffed that someone wrote a novel with that title. Duluth, MN is great in the...
View ArticlePersonal Investments • Please help me retire at 55
1) Am I saving enough?With $1.2M initial balance, invested at 100/0, assuming an avg ER of 0.10%, annual contributions of $35K/yr with +3%/yr for wage increases/inflation, I see a range of outcomes...
View ArticlePersonal Finance (Not Investing) • Filing Form 8606
Have you read the instructions for Form 8606? It is not clear to me if you have been making a nondeductible traditional IRA contribution every year or not. The reason is that if you made a one-time...
View ArticleInvesting - Theory, News & General • Shiller PE seems mostly useless
I don’t believe anyone will disagree that there is correlation between CAPE and market returns. My question to you is, how do you or I use this data?My thought has always been that the market will...
View ArticleInvesting - Theory, News & General • What is your favorite bond fund for...
In a taxable account? VTEAX. In a retirement account? VBTLX.Statistics: Posted by mikejuss — Thu Feb 08, 2024 12:32 pm — Replies 4 — Views 179
View ArticlePersonal Investments • Lost in Numbers Moving to Fidelity, Raymond, or?
The usual recommendation on this board is one of Fidelity, Charles Schwab, or Vanguard. You will be able to invest very successfully with any of these; all have low cost options. Fidelity and Schwab...
View ArticlePersonal Investments • Mega backdoor Roth vs taxable
I'm guessing this is a decision many on this forum have had to make.How best does one decide whether to contribute to the mega backdoor Roth in this case, and if so, how much to contribute?Make sure...
View ArticlePersonal Consumer Issues • Google Voice for 2FA verification can be easily...
The lack of apparent security for the Google Voice app is eye opening and concerning. I wouldn't describe Yubico key as an eye opening and concerning lack of security.Maybe I misunderstand, but my...
View ArticlePersonal Finance (Not Investing) • money disappearing in-between institutions
wait the 15 days.the transfer completed last time, you just weren't patient enough.will you be this time?what have you learned from this experience moving money between accounts/financial products?you...
View ArticlePersonal Finance (Not Investing) • Does Social Security keep up with inflation?
Thanks humblecoder, that's a exactly what I was looking forThat said, there does seem to be some debate over whether CPI-E is an accurate measure of retiree inflation, based upon some the articles on...
View ArticlePersonal Investments • Tax inefficiency of holding International Index fund...
I invest in taxable accounts with the assumption I will hold whatever I buy for the rest of my life. If that's your assumption too, I start with setting my desired asset allocation (US equity, Intl...
View ArticlePersonal Consumer Issues • Birthday gift for kids at 13
My new teens like activity friend parties. We have done water park, airsoft, bowling/laser tag parties, for example. They always get gift cards from their friends. The celebration of them is the...
View ArticleUS Chapters • Are any BH's not wealthy?
This thread has run its course and is locked (not actionable). See: A reminder that non-investing general comment threads are OT- It must be personal. In other words, you must be asking about your own...
View ArticlePersonal Investments • What is your rebalance threshold? When do you gain...
OP,1) What is your rebalancing policy? 5/25 band based rebalancing or annual rebalancing?2) Will you be on the ACA health insurance? If you tax gain harvest, you may lose the ACA subsidy in the...
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