Personal Investments • How to invest cash at Schwab?
I believe BIL and SGOV would be roughly equivalentStatistics: Posted by tj — Tue Feb 06, 2024 12:15 pm — Replies 38 — Views 2667
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Personal Consumer Issues • What are you listening to now
Today, after being without electricity for almost 2 days, we listened to Crosby, Stills and Nash. For me as a sophomore at Webster Hall at UMass, I played this LP all the time. I especially liked...
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Personal Finance (Not Investing) • Specific Question about SSDI, Regular SS,...
.Coincidentally, I just received the notice from the Social Security office in yesterday's mail. It states they're changing me from disability benefits to retirement benefits (amount appears...
View ArticlePersonal Investments • What's your allocation for International Stocks?
International is 30% of total portfolio and 42.8% of equities. Within that international allocation, 41.67% is in VXUS, another 41.67% in AVDV, and the remaining 16.66% in DGS.Statistics: Posted by...
View ArticleInvesting - Theory, News & General • The perfect portfolio doesn't exist....
You had it right. There is no perfect portfolio for some future period. Diversifying across different risk factors, if, momentum and value turn out to be risk factors with compensation...
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Investing - Theory, News & General • Does anybody belong to the Better...
Anyone offering you investment advice on individual stock picking and charging you for it is making the money, not you.its a non profit educational org that helps investment clubs ... a great way to...
View ArticlePersonal Finance (Not Investing) • Continued tIRA Growth Undermines Roth...
+1 These threads on RMD taxes come up a lot here. The root "problem" (and it really is a first world problem) is that they over-saved to begin with. They probably worked years past the point they...
View ArticlePersonal Consumer Issues • Paying for A Car Boglehead Style
We actually bought a car this week. This doesn’t directly address your question but we might a certified pre owned Honda CRV. Essentially we now have 4 more years on the powertrain warranty (engine...
View ArticlePersonal Finance (Not Investing) • Roth Conversions and tax rates - Surviving...
I have been reading so much recommending to only go into your current tax bracket, which has led me to start to question it.My current tax bracket is 12%. My RMD bracket will be much higher. Perhaps I...
View ArticleInvesting - Theory, News & General • Personal Investment Returns...
#Bug Alert.I don't have a solution yet, but I wanted to notify you before you incorporate any of this.I edited the FILTER and COUNT for precision:Code: =IF(F10="","",PRODUCT(FILTER(H14:H997, (E14:E997...
View ArticleInvesting - Theory, News & General • Vanguard Cash Plus Account
I was using my Ally Savings and MM accounts as a cash hub, along with the Ally checking account. It worked well and Ally did not object to the auto-pays on the Savings and MM accounts.My fear with...
View ArticleInvesting - Theory, News & General • Trading Treasuries (nominal and TIPS)
I posted before that I sold shares of an ETF, T+2, at Schwab, and used the proceeds to buy Treasuries, T+1, and had no problems--no warnings, messages, or emails about it. Yesterday I sold some shares...
View ArticlePersonal Finance (Not Investing) • Getting rid of emergency fund, budgeting...
I am trying to reduce our cash holdings. ...Ultimately I'd like to avoid selling anything in taxable except in a "real" emergency.You can't really have both...and based on what you've said it's not...
View ArticlePersonal Consumer Issues • going gluten-free
Your GF 12 yo and your family will most likely enjoy GF Oreos!Statistics: Posted by BatBuckeye — Wed Feb 07, 2024 12:17 pm — Replies 14 — Views 665
View ArticlePersonal Finance (Not Investing) • Law School Debt: Is It Worth It?
When I see MIT graduates applying for my positions I interview them right away without even looking at CV.That's probably a bad move if they claim to have attended MIT Law School.… because there is no...
View ArticlePersonal Finance (Not Investing) • Buying a Property from Parent’s Estate,...
IMO, the "estate" can be divided up any way the 3 heirs agree (pending concurrence by the executor). When my Dad died, I got a $20K bond in lieu of other sibling getting some other asset. As long at...
View ArticlePersonal Consumer Issues • Wine - what are we paying more for … ?
There are always ppl who are willing to pay for a lot more for arguably the same product/service. Nothing wrong with that because to them 1. the difference in products may matter 2. the cost...
View ArticlePersonal Consumer Issues • Budget-Friendly Venue Ideas for Young Kids'...
Been there.... am there. Our kid's 4. For his last two birthdays we've rented play spaces - carefully because the price can vary a lot. One of his friends rented a bowling alley which was an absolute...
View ArticlePersonal Finance (Not Investing) • Bad Debt - Sell Investments?
A part time job at Whole Foods for OP and/or child may be a good suggestion. In addition to the salary, "Our most well-known benefit, every Team Member gets a 20% in-store discount on their favorite...
View ArticlePersonal Investments • Hit a rebalancing band, so IPS says must rebalance!
Hit my 10% band on US equities today so made the trade. International close to normal weighting and bonds were the underweight so got the entire buy side.Statistics: Posted by Dmevsjd — Wed Feb 07,...
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