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Investing - Theory, News & General • Vanguard Cash Plus Account

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I was using my Ally Savings and MM accounts as a cash hub, along with the Ally checking account. It worked well and Ally did not object to the auto-pays on the Savings and MM accounts.
My fear with Ally is that since I don't have a checking account, they will object to my using more than 10 transactions a month from the savings account. I really didn't desire another checking account.
I had been using three Goldman Sachs Marcus savings accounts, each one with a different POD beneficiary. I didn't have a Marcus checking account. In a given month, I typically had 10 to 15 withdrawals from one savings account. Goldman Sachs Marcus never placed restrictions on the withdrawals. That said, I've transitioned to Vanguard CP for virtually all cash flow needs. I only keep the Goldman Sachs account, with a relatively small balance, for Treasury Direct and one utility bill.

Statistics: Posted by runcyc — Wed Feb 07, 2024 12:16 pm — Replies 252 — Views 26072



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