Personal Consumer Issues • Family International Trip - Italy or France
A few years back we did a 2-week September trip to Barcelona and adjacent southwest France with our 2 young children, ages 5 and 2 at the time. We stayed in the the village of Uzes in France, about a...
View ArticlePersonal Consumer Issues • Vroom is done
As a seller, I had a very good experience with them. I knew that the business model couldn’t work when they substantially over paid for my car (pre-covid).Statistics: Posted by London — Tue Jan 23,...
View ArticleInvesting - Theory, News & General • Do Bond Funds Really Make Sense for...
In my case I continued to work until about 60 to increase my fixed pension income. I wouldn’t have been better off retiring earlier. This practically eliminated my risk to out live my savings. SS and...
View ArticlePersonal Consumer Issues • Costco Visa - not worth it?
I like the simplicity of having only one credit card. The COSTCO card seems fine for a one card guy like me that spends a lot at COSTCO including almost all gas purchases.Statistics: Posted by Van —...
View ArticleInvesting - Theory, News & General • What happened in 2012 that US stocks...
The Mayan calendar was wrong, boosting confidence in future returns.Statistics: Posted by skipper — Tue Jan 23, 2024 8:00 am — Replies 10 — Views 1417
View ArticlePersonal Finance (Not Investing) • Anyone Ever Retire With a 6-Month Notice?
I gave about 4.5 months notice at my last full-time job. Two people in similar managerial positions to mine at our company had recently left very abruptly. It was a very chaotic time and I didn't want...
View ArticlePersonal Finance (Not Investing) • Best car for icy weather? Advice about...
I grew up in the snow belt east of Lake Erie.Keep your speed down in slippery conditions, no matter how fast the idiots around you are going.Learn to steer into a skid to regain control.ABS brakes are...
View ArticlePersonal Finance (Not Investing) • Section 199A Dividends
Is there a way to track 199a dividends - say on a quarterly basis - or are they calculated when the 1099 is being processed? I use a spreadsheet to model my taxes, and I'm always surprised when I see...
View ArticlePersonal Investments • Portfolio Review Please
Great advice above. I’ll add that there is very little in the difference in the return between 40% and 50% stock. I wouldn’t make any changes to your portfolio unless you’re very feeling uncomfortable...
View ArticlePersonal Finance (Not Investing) • Depreciation Recapture
I agree that this doesn't sound like depreciable property in the first place. I assume you weren't picking up the rent on Schedule E?Statistics: Posted by SubPar — Wed Jan 24, 2024 8:06 am — Replies...
View ArticlePersonal Consumer Issues • Best car for icy weather? Advice about driving in...
As I said in a previous post, for about four decades I lived in areas that were cold and snowy for large parts of the year. Also, should add that I worked at a job where there were days that at least...
View ArticlePersonal Investments • 401k rollover: Company wants money back
There are going to demand you return the money. It was an administrative error. Whenever Vanguard is involved in something, errors are the de facto state. The plan violated its plan document. The...
View ArticlePersonal Investments • Bogleheads Conference presentations
I watched most of the sessions from last year conference. There are a lot of good information.Is there a place where I can get the presentations? Or should I contact the...
View ArticlePersonal Investments • Is emergency fund better held in HYSA (Ally) or SPAXX...
I'm starting to think about taxes this year after an inheritance last year really rounded out our financial setup. I currently have our emergency fund in a HYSA at Ally, earning 4.35% APR. I also have...
View ArticlePersonal Finance (Not Investing) • Pets - how much would you spend at the end?
This thread reaffirms our decision to not have a pet.Statistics: Posted by jhawktx — Wed Jan 24, 2024 8:11 am — Replies 99 — Views 15338
View ArticlePersonal Investments • Senior Wanting to Abandon Current Investing
DuplicateStatistics: Posted by Wiggums — Wed Jan 24, 2024 8:12 am — Replies 34 — Views 5035
View ArticlePersonal Finance (Not Investing) • Northwestern Mutual Life Insurance - no...
OP here. After a second call to NWM, they agreed to send an in-force illustration. We have now received it. It indicates that the policy is a "paid up life" policy of $5850. I am guessing that is the...
View ArticlePersonal Investments • How much is owned real estate (primary/secondary...
Primary home is only RE asset in HCOL, I am at about 12% with no liabilitiesStatistics: Posted by vrr106 — Wed Jan 24, 2024 8:13 am — Replies 71 — Views 3169
View ArticlePersonal Consumer Issues • upstate NY geothermal considerations
Have you evaluated the initial cost of geothermal heat pumps relative to other options and what are the anticipated savings? My employer built a hybrid heating system with water source heat pumps...
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Personal Finance (Not Investing) • Retiring vs Resigning
Others will have more info. Retirement instead of resignation has some perks. I think pending RSUs / Options are immediately vested, your pending vacation is paid instead of being forfeited. you may...
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