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Non-US Investing • Vanguard accounts with foreign address
Welcome to the forum.... Now I am told that in order to "upgrade" the Brokerage Account the foreign address is not permitted. Any suggestions?Nope. In a similar situation, no solution offered by...
View ArticlePersonal Investments • Should I pay cash for our investment home?
Agree with prior posters who suggested a higher ROI for a rental property. At the least, it should be cash generative, but the hurdle rate (given what you can get in short Treasuries etc.) is...
View ArticlePersonal Consumer Issues • Global Entry Application turnaround times?
Applied for renewal in June and still "pending review".Mine and my spouses renewals were approved within a couple of days (applied this month). Cards came a week or two later.When were they due to...
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Personal Investments • Advice for 80yr Grandma w/ 95% AT&T Stock Portfolio
The most frequent return of an individual stock on a decade buy and hold basis is -100%:Do Stocks Outperform Treasury Bills?https://papers.ssrn.com/sol3/papers.cfm?abstrNobody knows what will happen...
View ArticlePersonal Consumer Issues • Using Gmail with native Apple mail app?
I just have my all Gmail forwarded to Apple Mail (a setting in Gmail lets you forward it). I do the same for a couple other mail services. Simple. Works without any issues for me.Statistics: Posted by...
View ArticlePersonal Finance (Not Investing) • Open Social Security calc.: PIA number
The calculator needs your proper PIA to calculate your wife's spousal benefit. If you enter some other number, then the calculation will be wrong.Statistics: Posted by Tom_T — Tue Jan 16, 2024 6:27 am...
View ArticleInvesting - Theory, News & General • What motivated you to save money?
My parents never talked about money management. They were depression-era kids and just wanted to provide for their family which they did very, very well. They were two teachers who gave their three...
View ArticleInvesting - Theory, News & General • Would Disappointed BND Investors...
Was it not commonly discussed here before the great bond implosion of 2022 that for every 1% increase in interest rates, a bond price drops by 1% for every year of duration? So, in this case, the...
View ArticlePersonal Investments • Help with Decision on TIPS vs Index Bond Fund for...
Your proposed portfolio looks good to me.The downside of TIPS is they go down with deflation. They don’t perform as well in a low inflation environment. We hold the three fund portfolio and treasuries...
View ArticlePersonal Investments • confusion on bonds
But who cares? The forum is getting fixated on the behavior of bonds in isolation rather than on how the overall portfolio behaves. I have a hard time understanding why people are becoming so fixated...
View ArticlePersonal Finance (Not Investing) • Teacher early retirement insurance...
Finance doctor:Thanks for the detailed reply! I’m always amazed at the deep knowledge on this board.My cost for the year for family is close to 12k per year. This is me paying close to 30%. This is...
View ArticleInvesting - Theory, News & General • What does everybody notice about...
What I noticed with this chart were two things, 1) There are noticeable bumps in the chart with the initial $10k per year contributions, up until $100k is reached. After that, the annual contributions...
View ArticlePersonal Consumer Issues • Renting a car issue
like others have said get a minivan. Easy to get in and out of it. That said it might have less storage space than a RAV4.How many pieces of luggage?Statistics: Posted by mrmass — Wed Jan 17, 2024...
View ArticlePersonal Investments • Can I retire and how to withdraw money
You can retire if you do the following: Sell your rental properties, pay the taxes and invest the proceeds with your cash and stocks. With your 401k, IRA and taxable investments that gives you $7M+...
View ArticlePersonal Consumer Issues • Tesla in Cold Weather
Tesla supercharging station packed in Oak Brook IL, dead cars line parking lot due to frigid tempshttps://www.fox32chicago.com/news/dead-teslas-oak-brookPublic charging stations have turned into car...
View ArticlePersonal Investments • Tips for unwinding the single stock part of my portfolio
It sounds like the shares are currently held in a Taxable account and not a tax deferred account. Is that correct? Selling $55k/year will add $8,250/year in taxes ($55k * 15%), but spreads out the...
View ArticlePersonal Finance (Not Investing) • 529 to Roth Conversion
Both Fidelity and Vanguard have forms available for those who want to use excess 529 funds to make contributions to the Roth IRA of the beneficiary. There are rules: the plan must have been in effect...
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Personal Investments • Help needed from a cowardly investor
After reading Bogleheads book, I want to get started but I am a early retiree and I am afraid that my stock will cut into half in a year or two into my retirement.On high level, I have 40 time my...
View ArticlePersonal Finance (Not Investing) • my daughter got an 1099-INT form from IRS...
We have also gotten them for interest on a refund.But the OP's daughter paid $31, so she didn't get a refund, and got a 1099 showing $643 in interest. That doesn't add up.Statistics: Posted by...
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Personal Finance (Not Investing) • Have you completed the revised FAFSA for...
Another difference is that the EFC (Expected Family Contribution) has been changed to SAI (Student Aid Index). Here is a link to explain the difference: https://www.investopedia.com/terms/e/ex ......
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