Both Fidelity and Vanguard have forms available for those who want to use excess 529 funds to make contributions to the Roth IRA of the beneficiary. There are rules: the plan must have been in effect for at least 15 years, cannot make more than the Roth IRA annual limit of $7,000, and no more than a total of $35,000 in the aggregate.
Statistics: Posted by alrick — Wed Jan 17, 2024 6:22 am — Replies 4 — Views 294